Central bank digital currencies??

Central bank digital currencies have already been fully launched in 11 regions, another 21 countries have pilot programmes, while another 79 countries are exploring the idea.

What is it :
Central bank digital currencies (CBDCs) are digital versions of money issued and regulated by central banks and, therefore, offer a higher degree of security and are not inherently volatile, unlike crypto assets.

Expected benefits through modernizing financial systems and introducing them to the central bank:
According to the Bank for International Settlements, central bank digital currencies could reduce the costs of cross-border transactions

A way for the government and companies to send financial aid when bank branches or ATMs have been damaged, and speed of transfer and receipt
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