Key takeaways

Binance launches its first-ever World Championship with a record-high $4.2 million prize pool.

The championship includes three trading tournaments and three exclusive promotions.

Events aim to engage both new and experienced traders.

Binance, the world's largest cryptocurrency exchange, has announced the launch of its inaugural Binance World Championship. This event features the largest rewards pool in Binance's history, totaling over $4.2 million. The championship is designed to celebrate Binance's global community of users, encouraging participation from both new and seasoned traders.

Open Binance Account

The Binance World Championship is inspired by global sporting events and combines the excitement of competitions with the opportunities that are offered by the cryptocurrency market. The event kicks off today at 00:00 am UTC and will run for three weeks. During this period, participants can showcase their trading skills and knowledge through various activities and earn attractive rewards from the $4.2M+ pool.

Tournaments and promotions

The Binance World Championship features three skill-based tournaments and three exclusive promotions across Binance’s ecosystem:

Tournaments

Spot Trading: Complete spot-related tasks and compete in trading volumes to earn a share of the $1.2 million prize pool.

Futures Trading: Participate in the Futures Grand Tournament, which includes solo and team competitions, for a chance to share up to $3 million in rewards.

Convert Trading: Study and trade the next day’s top-performing assets to share a daily 500 USDC reward pool, with a total of 12,000 USDC available.

Promotions

Earn: Subscribe to Simple Earn’s Flexible and Locked Products to share up to $100,000 in rewards.

Buy Crypto: Complete your first crypto purchase or fiat deposit with the ‘Buy Crypto’ feature to share 15,000 USDT in rewards.

Cross-Product: Trade at least $100 on Convert, Spot, and Futures each for a chance to win 1 BNB.

“With the launch of the first-ever Binance World Championship, we are excited to be celebrating our users and uplifting community excellence. Echoing the camaraderie and competitive spirit integral to sports, this championship aims to offer engaging and enriching experiences to all our users - from novices to the veterans of the crypto world. We are not only giving our community a chance to enhance their understanding of crypto but also recognizing their unwavering support through rewarding opportunities."—Rachel Conlan, Chief Marketing Officer at Binance

Conlan also added that as the championship unfolds over the coming weeks, they look forward to seeing users showcase their skills and knowledge, hoping they will further discover and unlock the expansive possibilities of crypto during this process.

About Binance

Binance is a leading global blockchain ecosystem and cryptocurrency exchange, trusted by almost 200 million users in more than 100 countries. It is known for its industry-leading security, transparency, and trading engine speed. Binance offers a comprehensive portfolio of digital asset products and services. The platform is dedicated to building an inclusive crypto ecosystem for people worldwide.

Sign Up on Binance

About BNB

BNB (Binance Coin) is a cryptocurrency issued by Binance, used to pay fees on the Binance Exchange, participate in token sales, and power the Binance Chain ecosystem. It can be used for transaction fees on the Binance Smart Chain. BNB is currently trading near its all-time high.

 In recent years, the decentralized finance (DeFi) space has seen incredible growth and innovation. However, many challenges still need to be addressed that are preventing widespread adoption. One of the biggest issues plaguing both investors and projects is the need for more security and quality control on launch platforms. It's all too easy for scams and rug pulls to slip through the cracks, undermining trust in the entire ecosystem.

Enter XPADPRO, a new player aiming to completely disrupt the launchpad model and set a new gold standard for security and governance. Through their proprietary Xpad Protocol and a unique DAO structure, XPADPRO looks to eliminate the risks that have held DeFi back while opening up new opportunities for investors.

In this article, we'll take an in-depth look at what makes XPADPRO so compelling. We'll discuss the problems they aim to solve, how their technical solutions work, and why their tokenomics give investors strong upside potential. By the end, you'll understand why XPADPRO just may become the premiere home for launching the next generation of top crypto projects.

Image: Highly utilitarian XPADPRO system using the $XPP token

Solving DeFi's biggest woes

As the saying goes, "one bad apple spoils the bunch." Unfortunately in DeFi's Wild West days, there have been more than a few "bad apples" in the form of exit scams, rug pulls, and other nefarious activities. This has understandably scared many would-be investors away from the entire industry.

Launch platforms themselves haven't always helped matters either. While the biggest names do launch some solid projects, they still don't have foolproof ways to weed out potential scams during the listing process. There's also no recourse once a project does rug pull and steal funds.

It's this lack of accountability and quality control that XPAD aims to solve at its core. Their mission is to restore trust in the DeFi ecosystem by establishing the safest possible environment for both projects and investors to thrive.

Using their proprietary XPad Protocol smart contracts coupled with DAO community governance, XPAD creates an "unhackable" system of checks and balances. Projects have to meet stringent criteria to even be considered, and funds are locked and released incrementally per pre-set terms. This eliminates the risk of projects dumping tokens immediately after launch.

For investors, it means feeling secure that their funds won't disappear overnight if a project turns out to be a scam. XPAD essentially acts as a guarantor that the terms of any project launch will be faithfully carried out. No more worrying about falling victim to the next big "rug pull" that makes headlines.

Through their next-gen security models and community oversight, XPAD looks to solve DeFi's biggest lingering problem standing in the way of mainstream adoption. It creates the sort of trust and accountability the space has long needed.

How Xpad Protocol works its magic

The key to XPADPRO's value proposition lies in its groundbreaking Xpad Protocol. This proprietary smart contract system forms the backbone of how the entire platform operates securely.

At the same time, tokens allocated to investors and the team themselves are also locked via smart contracts. They are released gradually per a pre-arranged schedule agreed upon by all parties.

It prevents "rug pulls" by not allowing teams immediate access to funds. Money is only released as the community votes milestones are complete.

It stops "pump and dumps" by incrementally releasing tokens over long periods like six months to a year.

All activities are transparent on-chain and regulated according to the terms programmed in at launch.

Perhaps most importantly, this system is completely "unhackable" due to running entirely on-chain. No third parties or centralized entities can interfere once terms are set.

Thanks to the Xpad Protocol, projects get fairness while investors enjoy unprecedented security. No other launch platform can claim such ironclad protections against the risks still plaguing DeFi.

A DAO-powered launchpad

Behind the scenes, engineering XPADPRO's innovative model is a world-class team of serial entrepreneurs, top engineers, and crypto/DeFi heavy hitters. But they don't believe their vision of security and accountability ends with the protocol alone.

That's why XPADPRO takes the additional step of establishing itself as a DAO, or Decentralized Autonomous Organization. This creates a self-governing community that has real decision powers over how the platform operates.

With a DAO structure, it's the investors and users themselves who assess project applications, vote on listings, and have a say in how funds are allocated and features prioritized long term. No single entity maintains unilateral control.

Some key ways the DAO is involved:

Review all potential projects using objective criteria before allowing listings.

Can blacklist teams that break terms or act against community interests.

Votes on platform treasury budgets and initiatives like marketing/development.

Elects representatives to act as board members who govern major decisions.

By decentralizing control, XPADPRO ensures decisions will always align with the interests of its community rather than any company. With governance literally in users' hands, trust is maximized that the platform will remain fair and uncensored long term. 

Top-tier project pedigree

When a platform aims to only list quality, blue-chip crypto projects, it had better have a rock-solid track record for delivering itself. Thankfully, XPADPRO's pedigree gives investors strong reassurance that only the best of the best projects will gain access.

The founders behind XPADPRO include serial entrepreneurs who have launched numerous tech startups successfully. They also have extensive connections throughout the crypto industry's top venture funds, exchanges, and influencers who will guide assessments.

More importantly, the engineering team behind Xpad Protocol has years of experience having developed other popular DeFi platforms, like decimalchain, bitteam, polylastic. They understand the intricate requirements of building robust, scalable blockchain infrastructure.

With such heavyweight resumes involved, you can rest assured they'll only let the cream of the crop through the doors. In other words, while access will still be competitive, in XPADPRO's curated launch pool you'll avoid worrying about whether something is a low-grade cash grab. Only true blue-chip potential will get the community stamp of approval.

XPP tokenomics - Upside for investors

Of course, no platform would be complete without an integral utility token powering its workings. For XPAD, the XPP token plays several important roles:

It's Used for Platform Fees: All service costs like trading and governance participate will require XPP. This creates constant organic demand.

Unlocks Private Sale Access: To buy into project token private rounds, users will need XPP holdings. Very exclusive early bird privileges.

Powers Staking Rewards: For those that stake their XPP long-term, lucrative yield incentives will be earned from protocol income streams.

Supports Referral Rewards: Invite new users or projects and earn a cut of the trading volume they generate transacting on XPAD.

Enables Governance: As a DAO platform, XPP holders can vote on treasure allocation and feature priorities.

Now here's why the tokenomics themselves make XPP an intrinsically valuable investment proposition beyond just platform usage:

Limited total supply: Only 1.9 billion will ever exist, creating strong scarcity over time.

Deflationary burning: A portion of fees are destroyed forever, continuously reducing the circulating supply.

Strong use case upside: As XPAD grows its user base and project listings, so too will demand for the various utilities that XPP provides.

With this mix of utility functions, limited emission, and high long-term user retention rates projected, it's easy to foresee XPP gaining in value significantly as the platform expands globally. For patient investors and those willing to stake long-term, it presents a highly compelling opportunity.

Getting in early - Referral bonuses

For ambitious users willing to put in a bit of legwork, XPAD wants to reward them handsomely through its generous referral program structure.

Earn 15% of their purchases after they register. The invited person receives a gift of 100 XPP when they purchase through your link.

With compensation uncapped and paid out in perpetuity as long as your referral stays active, the potential to generate significant recurring rewards is very real. It lets ambitious community members earn like marketers and affiliates without heavy lifting.

The bottom line: A deep dive into XPADPRO's vision and game plan

XPAD has all the makings of a true game-changer in launchpad ecosystems. Its unique Xpad Protocol establishes unprecedented security, while perks like Pre-Buy unlock premium access for the masses. With a limited, in-demand XPP token fueling platform utility and passive income, you've got an investment proposition as compelling as it gets.

Keep your eyes glued to their innovative roadmap and top-tier partners list like Gotbit. This is undoubtedly one of the most promising projects to emerge in the crowded launchpad space.

Key takeaways

Fhenix raises $15 million in Series A funding led by Hack VC.

The Helium testnet is live, enabling confidential smart contracts.

Fhenix leverages Fully Homomorphic Encryption (FHE) for enhanced data privacy.

Fhenix is an Ethereum Layer 2 network focused on data confidentiality and a blockchain platform that leverages Fully Homomorphic Encryption (FHE) to enable confidential on-chain computations on Ethereum that allow end-to-end encrypted smart contracts.

In a recent Series A funding round, Fhenix has raised $15 million, bringing their total funding to $22 million, with participation from Dao5, Amber Group, Primitive Ventures, GSR, Collider Ventures, and Stake Capital.

1/ Today marks an important milestone in our mission to bring confidentiality to Ethereum through the first L2 powered by fully homomorphic encryption (#FHE). We're excited to announce we've raised $15M in Series A funding and released our initial testnet: Helium. pic.twitter.com/6de3EQeg1f

— Fhenix (@FhenixIO) June 4, 2024

What is Fully Homomorphic Encryption (FHE)?

Fully Homomorphic Encryption (FHE) is a cutting-edge technology that enables computation on encrypted data without decrypting it. This means that data can be processed while still encrypted, ensuring end-to-end privacy and security. Fhenix’s use of FHE sets it apart from other similar solutions, as it provides a more comprehensive and secure approach to data privacy.

Fhenix Secures $7 Million in Funding

Helium Testnet launch

Fhenix has also announced its open testnet, Helium (previously planned to be named Renaissance). This testnet allows developers to deploy confidential smart contracts on the Fhenix Layer 2 network. Utilizing FHE, Fhenix ensures that data remains encrypted even during processing. This feature is crucial for applications requiring high levels of privacy in a lot of areas, including :

confidential voting

blind auctions

decentralized identity

DeFi, AI, and gaming

Fhenix encourages developers to join its testnet and explore the potential of confidential smart contracts.

"After scaling, confidentiality is the next major hurdle Ethereum needs to solve in order to reach mainstream adoption. FHE is the most elegant solution to the problem of encryption because, unlike existing confidentiality solutions based on zero-knowledge technology, it allows for end-to-end computation of encrypted data."—Guy Itzhaki, co-founder and CEO of Fhenix

Fhenix plans to launch its mainnet in the first quarter of next year. The mainnet will bring even more advanced features and broader adoption of FHE technology. Fhenix has also partnered with EigenLayer to develop an FHE co-processor, which will provide FHE services to other Layer 1 and Layer 2 networks with minimal modifications.

Revolutionizing blockchain confidentiality

Conclusion

Fhenix spent years in the cryptographic and blockchain space researching the ideal solution to to securely safeguard confidential data on Ethereum. It has finally found the solution in fully homomorphic encryption (FHE). With it, Fhenix is poised to transform the blockchain landscape on data confidentiality. The $15 million Series A funding and the launch of the Helium testnet mark significant milestones in achieving their vision. With this funding round, Fhenix will increase its efforts to offer a robust solution for secure and private data processing on the blockchain.

The best banks in Italy share many of the same characteristics, providing reliable financial services to customers and convenient online banking as well. Expats and students looking to open a new bank in Italy can find some great options as a result, with the top banks often providing tailored services to foreigners.

This article will explore the key differences between some of the best banks in Italy for foreigners, highlighting core offerings for students and expats and comparing each bank’s perks.

List of the best banks in Italy for expats and students:

UniCredit

Intesa Sanpaolo

Banca Nazionale del Lavoro

Monte dei Paschi di Siena

Fineco

Banca Sella

What are the main factors to consider for expats and students opening a new bank account in Italy?

Expats and students should look out for banks that provide multilingual customer support, especially if they’re still learning how to speak Italian with any level of fluency. Luckily, there are many banking options in Italy that provide multilingual customer service in addition to tailored banking services for different kinds of customers.

Expats may also want to consider the cost of international financial services, including remittance fees and foreign exchange rates. On the other hand, students can often access discounted interest rates through tailored credit products while they’re in university, which could be a key consideration here.

Other important things to consider are:

Multi-currency capabilities

Online banking support

Accessible network of branches and ATMs within Italy

The 6 best banks in Italy for expats

This section will compare and contrast some of the best banking options for students and expats in Italy. The best Italian banks for foreigners often provide tailored services and convenient ways to open an account, including, at times, remote applications through online banking.

1. UniCredit

UniCredit is one of the largest banks in Italy, and it offers a range of services tailored to meet the needs of various customer bases including expats and students. UniCredit offers Genius-branded bank accounts, including the Genius Account and Genius Teen, that offer low-cost options for students and expats alike.

For expats, UniCredit offers multilingual support and international transfers at a competitive rate. Overall, the bank’s international money transfers enable financial management across borders, and it allows for remote account opening prior to arriving in Italy.

For students, UniCredit has a fee-free structure that includes zero maintenance fees and reduced interest rates on overdraft allowances. Additionally, the bank hosts workshops and seminars that are designed to educate people about financial management, which has proven popular among students.

Key takeaways

Specialized low-cost accounts under the Genius branding

Robust digital platforms with multilingual support

Tailored loan products for students

2. Intesa Sanpaolo

Intesa Sanpaolo provides a range of financial services tailored to expats and students. The XME Conto account is a flexible current account that has been found to be particularly beneficial for students, while the Conto Corrente Base is a low-fee current account that offers a no-frills banking service for expats.

The Sanpaolo mobile banking application provides a convenient method for non-residents to open a bank account in Italy, and it also supports various financial services after the fact including international money transfers and integrated bill payments.

Overall, Intesa Sanpaolo’s robust digital banking services, multilingual support, and extensive branch network make it a popular pick for foreigners seeking a banking option in Italy.

Key takeaways

Tailored loan products

Remote banking applications

Investment services available to expats

3. Banca Nazionale del Lavoro

Banca Nazionale del Lavoro (BNL) is one of the major banks in Italy. It provides a range of account types, with BNL Conto Pratico being popular for foreigners as a convenient and versatile option. Another top pick is BNL’s Conto Smart, which is specifically targeted at students via low-cost money transfers and no maintenance fees.

Expats will find that BNL provides multilingual support to its customers through the mobile banking application, competitive rates for international money transfers, and a simple process for opening accounts that supports remote applications.

Students, meanwhile, can benefit from student-specific offerings that provide zero-fee banking with no maintenance fees, and BNL has partnered with various universities across the country to provide discounts on essential services such as transport and groceries.

Key takeaways

Flexible banking options for expats

Student-specific accounts available

Multilingual customer support

4. Monte dei Paschi di Siena

While Banca Monte dei Paschi di Siena (MPS) is one of the oldest banks in the world, it has fully modern banking amenities available for expats and students who are looking to move to Italy.

The Conto Italiano Giovani is aimed specifically at young people and students, offering no maintenance fees and low-cost borrowing options. Credit lines can include student loans and arranged overdrafts, with MPS’ student account proving popular for this reason.

Alternatively, expats may prefer to open Conto Italiano Expat. This account is specifically designed for expats and offers key features such as lower fees on international transfers and multilingual customer support. Additionally, Conto Italiano Expat allows foreigners to access a variety of investment products once they land in Italy.

Key takeaways

Low fees and convenient banking solutions for foreigners

Extensive branch network

Multilingual customer support

5. Fineco

FinecoBank is a leading Italian bank that provides tailored services to students, as well as favorable remote banking for expats traveling to Italy. Fineco offers customer service in multiple languages, making it easier for expats to manage their banking, and the process for opening an account can be done online.

The Fineco Current Account is a versatile account that offers low fees, a fully digital experience, and a wide range of banking services. It’s suitable for both expats and students since it’s both affordable and easy to use. Another option is Fineco Young, which is aimed specifically at younger customers and students. This account offers reduced fees and benefits that cater to students.

Key takeaways

Flexible banking options for expats

Multilingual customer support

Fee-free accounts for students

6. Banca Sella

Banca Sella offers a variety of current accounts with different features and benefits, international transfers at an affordable cost basis with competitive exchange rates as well. Expats can open a bank quite easily via the digital banking application, and students receive a variety of perks, including fee-free accounts and discounts on educational resources.

Expats can access Banca Sella’s investment products after moving to Italy, which might appeal to expats who are interested in stocks, bonds, mutual funds and other key investment products. Students get discounted credit options through Banca Sella, including favorable interest rates on overdrafts and student loans.

Key takeaways

Flexible banking options

Digital banking available

Comprehensive suite of financial services

The bottom line

Expats and students looking for the best bank in Italy have a lot of great options available. Each bank on this list provides favorable rates for students and flexible accounts for expats. 

If you’re a student or expat looking to travel abroad, you can also check out our article on the best banks in Germany.

If you are regularly trading crypto and living in Italy, check our guide on Italian crypto taxes.

Key takeaways

Polkadot Blockchain Academy started its fifth cohort in Singapore on May 20, 2024.

The program offers around 184 lecture hours on various blockchain topics.

PBA introduces synchronous remote learning for global accessibility.

Polkadot Blockchain Academy (PBA), a top institution in blockchain education, has announced the start of its fifth cohort in Singapore, the largest to date, commencing May 20, 2024. PBA aims to nurture developer talent and advance the Polkadot ecosystem through its comprehensive educational programs.

Since its beginning, PBA has been dedicated to training developers to become leaders and innovators in web3. Following the program, many graduates have gone on to join teams within the Polkadot Ecosystem, fellowship programs, Web3 Foundation, Parity, or have launched their own projects.

In response to community demand, we are expanding the Academy this session, welcoming our largest group yet with both in-person and remote participants. 

The fifth cohort of the Polkadot Blockchain Academy, the biggest yet, kicks off today ? PBA is a pioneering educational program that equips developers and entrepreneurs w/ the knowledge and skills necessary to build and lead innovative projects within the Polkadot ecosystem. https://t.co/MZOccDNwc2

— Polkadot (@Polkadot) May 20, 2024

The new cohort in Singapore is designed to provide participants with a deep and enriching learning experience. Supported by 18 experienced instructors, students will receive top-tier instruction and personalized guidance throughout the program. This initiative builds on the success of PBA's previous programs and promises to deliver valuable knowledge and skills to aspiring blockchain developers.

Forging the future of Web3

With the fifth cohort, PBA is responding to the community's request to scale the Academy. It will feature approximately 184 lecture hours, covering a wide range of topics essential for blockchain development. It includes modules on Economics, Governance, Smart Contracts, and Polkadot-SDK. This extensive program ensures that students gain a thorough understanding of the Polkadot ecosystem.

Pauline Cohen Vorms, CEO and Co-Founder of Polkadot Blockchain Academy, highlighted the significance of the program's location in Asia.

"Asia is such a dynamic market for blockchain and especially for Polkadot. Some of our strongest projects, contributors, developers, and founders are based in Asia. It’s an important region that is ideally suited to the establishment of PBA’s fifth cohort to educate, seed knowledge, and help graduate a new wave of talent.”

In addition to the on-site in-person program, PBA is pioneering a synchronous remote learning experience. This innovative approach will ensure accessibility and inclusivity for all as it allows students from around the world to participate in it.

Conclusion

The launch of the fifth cohort by Polkadot Blockchain Academy in Singapore marks a significant step in nurturing blockchain talent in Asia and other parts of the world. It builds towards the PBA goal — to enrich the ecosystem with knowledgeable and skilled individuals who can propel the technology forward. With its comprehensive curriculum, experienced instructors, and commitment to global accessibility, PBA continues to support the growth and success of blockchain technology.

The cryptocurrency market, known for its volatility and rapid changes is no different in 2024 than in 2021 with all bets off as to where the market will head next, it’s an unpredictable short term as ever.

As of mid-2024, the industry has seen mixed innovation, regulation, and uncertainty combined into a wild cocktail. We delve into the current state of the market, exploring amongst other focal points the role of launchpads.

Of course, launchpads are not new, they were around in 2020 and 21, but what is shifting is the compulsory KYC and reliability from those IDO offerings such as Ape Terminal, where vetting of those launching IDO’s has become more elaborate and sophisticated.

Market Trends and Performance

In 2024, the crypto market continues to be highly dynamic, with significant fluctuations in the prices of major cryptocurrencies like Bitcoin and Ethereum. Bitcoin, the flagship cryptocurrency, has experienced notable price swings, reflecting both market speculation and broader economic factors. including its key halving event and ETF approval. Despite its volatility, Bitcoin remains a preferred asset for institutional investors seeking a hedge against inflation and economic instability, something you wouldn’t have even spoken of with a serious face in 2021.

Ethereum, the second-largest cryptocurrency by market capitalization, has seen robust growth due to its foundational role in decentralized finance (DeFi) and non-fungible tokens (NFTs). The Ethereum network's transition to a proof-of-stake (PoS) consensus mechanism, known as Ethereum 2.0, has been a critical development, aiming to improve scalability, security, and energy efficiency as well as news of its ETFs. This could see a major run for the blockchain.

Beyond Bitcoin and Ethereum, altcoins such as Solana, Cardano, and Binance Coin have shown significant potential while low-cap projects launched on Ape Terminal have left investors buoyed by returns.

Regulatory Landscape

Regulation remains one of the most influential factors shaping the crypto market. In 2024, global regulatory approaches vary significantly, with some countries adopting stringent regulations while others seek to create a more accommodating environment for crypto innovation.

The United States has taken steps to clarify its regulatory stance on cryptocurrencies. The Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) are working on creating a comprehensive regulatory framework to ensure market stability and protect investors. However, the lack of clear guidelines on what constitutes a security versus a commodity continues to create uncertainty for crypto projects.

In Europe, the European Union's Markets in Crypto-Assets (MiCA) regulation aims to provide legal clarity and foster innovation. MiCA's introduction is seen as a positive step towards harmonizing regulations across EU member states, reducing barriers for crypto businesses, and enhancing consumer protection.

Meanwhile, countries like China have maintained a stringent stance, banning most crypto-related activities while focusing on developing their own central bank digital currency (CBDC). On the other hand, regions like Singapore and Switzerland continue to position themselves as crypto-friendly hubs, attracting startups and investors with favorable regulations and infrastructure.

Technological Advancements and Adoption

Technological advancements are at the heart of the crypto market's evolution. The rise of Layer 2 solutions, such as the Lightning Network for Bitcoin and rollups for Ethereum, aims to address scalability issues and reduce transaction costs. These solutions are crucial for enabling mass adoption and making blockchain technology more accessible.

DeFi platforms have continued to gain traction, offering financial services like lending, borrowing, and trading without intermediaries. Innovations in DeFi are expanding, with projects focusing on improving security, interoperability, and user experience. The growth of decentralized autonomous organizations (DAOs) further exemplifies the shift towards community-driven governance and decision-making in the crypto space.

NFTs remain a significant trend, transforming the way digital art, collectibles, and intellectual property are monetized. While the initial hype around NFTs has subsided, the market is maturing, with more sustainable and utility-driven applications emerging. From virtual real estate to gaming assets, NFTs are poised to play a vital role in the digital economy.

Challenges and Risks

Despite the positive developments, the crypto market faces several challenges and risks. Market volatility is a primary concern, with prices subject to sudden and severe fluctuations. This volatility can deter potential investors and hinder the broader adoption of cryptocurrencies as stable financial assets.

Security remains a critical issue, as the decentralized nature of blockchain technology makes it a target for cyberattacks. Hacks and exploits of DeFi platforms and exchanges continue to result in significant financial losses. Improving security measures and establishing robust insurance mechanisms are essential to build trust and resilience in the market.

Regulatory uncertainty is another major challenge. The lack of consistent global regulations creates a fragmented landscape, making it difficult for crypto businesses to operate across borders. Moreover, regulatory crackdowns and legal actions against crypto firms can impact market sentiment and investor confidence.

Future Prospects

Looking ahead, the crypto market's future prospects are intertwined with technological innovation, regulatory developments, and market adoption. The continued integration of blockchain technology into various industries, including finance, supply chain, and healthcare, will drive growth and diversification in the crypto ecosystem.

The development and adoption of CBDCs by central banks worldwide could also influence the market. CBDCs have the potential to coexist with cryptocurrencies, offering a bridge between traditional finance and the digital asset economy. How CBDCs are designed and implemented will significantly impact their relationship with existing cryptocurrencies.

Furthermore, the maturation of the crypto market will likely lead to greater institutional participation. As regulatory frameworks become clearer and security measures improve, institutional investors are expected to increase their exposure to crypto assets, bringing more liquidity and stability to the market.

In conclusion, the current state of the crypto market in 2024 reflects a complex interplay of innovation, regulation, and volatility. While challenges remain, the continued advancements in technology and growing interest from institutional investors suggest a promising future for cryptocurrencies and blockchain technology. As the market evolves, stakeholders must navigate the risks and opportunities to shape a more sustainable and inclusive digital financial ecosystem.

Moving to another country requires extensive planning, and it’s often a good idea to open a local bank account if you’re planning on staying for a while. Expats and students can often find tailored banking services in countries around the world, and Portugal’s, in particular, has proven popular.

The best Portuguese banks for foreigners often share similar characteristics, enabling expats and students to set up low-cost accounts with flexible terms, without reducing access to additional features such as investment services and lines of credit. This article will evaluate the 5 best banks in Portugal for students and expats.

List of the best banks in Portugal for expats and students:

Millennium BCP – One of the largest banks in Portugal with a wide branch network

Novo Banco – Dedicated products for foreign residents

Caixa Geral de Depósitos – State-owned bank with expat banking packages

BPI – Allows foreigners to open a bank remotely

ActivoBank – A modern digital-first bank

Key considerations

Expats and students looking to open a bank in Portugal are met with an endless list of features and a lot of financial jargon, which can be especially challenging when trying to do it through language barriers. Luckily, Portugal’s top banks often provide tailored services to foreigners, and they sometimes provide multilingual customer support.

Some of the key factors to consider before choosing the right bank as a foreigner are whether it provides dedicated support channels for foreign speakers and whether it has specific product offerings for customers like you. For expats and students in particular, here are some of the top things to think about before making a final decision:

Ability to open a bank account remotely

Foreign exchange rates and international transaction fees

Accessibility of the local branch network

The 5 best banks in Portugal for expats

This section will explore the key benefits of Portugal’s top banks for foreigners.

1. Millennium BCP – One of the largest banks in Portugal with a wide branch network

Millennium BCP (Banco Comercial Português) is one of the largest banks in Portugal, offering a variety of banking services tailored to expats and students. The Mundo 123 Account is aimed at expats, offering benefits like cashback on certain purchases, preferential terms for loans, and an integrated digital banking experience.

Millennium BCP also offers a Student Account that provides low-cost banking services. Along with zero monthly maintenance fees, students can access discount interest rates for an arranged overdraft and student loan options with favorable borrowing costs.

Key features

Multilingual customer support

Financial literacy programs for students

Convenient online banking solutions

2. Novo Banco – Dedicated products for foreign residents

Novo Banco is another prominent bank in Portugal, known for providing financial services tailored to expats. The NB Expats Account provides assistance for opening accounts abroad, enabling customers to register and apply for an account before they enter the country. On top of this, Novo Banco provides multilingual customer support for expats and can provide a dedicated relationship manager.

Some of Novo Banco’s branches are specially equipped to cater to the needs of expats, providing dedicated services and support and a loyalty points program that can provide various perks. The bank also offers a tailored student account which comes with no maintenance fees and in-app financial management tools.

Key features

Comprehensive suite of banking services

Tailored services for expats and students

Multilingual customer support

3. Caixa Geral de Depósitos (CGD) – State-owned bank with expat banking packages

CaixaBank offers specific banking solutions for expatriates, including assistance with opening accounts from abroad and managing finances while residing in Portugal. The bank offers investment services to expats, with a full range of products available to foreigners, including stocks, retirement plans, and other useful services.

Tailored loan products and investment services make it easier for expats and students to manage their finances effectively, and CaixaBank is able to offer a suite of financial services regardless of residency status. As with many other student offerings, CaixaBank provides favorable interest rates for students who are looking to open a line of credit.

Key features

Broad range of financial services

Extensive network of local branches

Dedicated services for expats

4. BPI – Allows foreigners to open a bank remotely

BPI (Banco Português de Investimento) is a major bank in Portugal that allows expats to open multi-currency accounts remotely. Dedicated expat advisory services help foreigners to find their footing after touching down in Portugal, with BPI’s tailored services designed to help people set up their accounts and get all the relevant documents in place.

Likewise, BPI offers a tailored student bank account with low fees that offers exclusive deals and discounts on entertainment and travel from within the mobile app. Like many other tailored student accounts, BPI provides reduced interest rates for students, an arranged overdraft, and various educational resources that can help students to manage their finances.

Key features

Full digital banking experience popular among expats

Open an account remotely both quickly and easily

Fee-free accounts for all customers

5. Activobank – A modern digital-first bank

Activobank is a digital bank in Portugal that is part of the Millennium BCP group. It offers a range of services tailored to modern customers, including digital nomad expats and students looking for a change of scenery. ActivoConta is a versatile account with no maintenance fees that offers free domestic and international transfers, in addition to a wide range of banking services available directly through the mobile app.

While Activobank does not offer a tailored bank account specifically for students, the standard account’s fee-free structure and digital-first approach still makes it a popular choice. The mobile app allows students to manage multiple accounts, make money transfers, pay bills, and access various financial planning products that can help them to manage their cash flows effectively.

Key features

Full digital banking experience popular among expats

Open an account remotely both quickly and easily

Fee-free accounts for all customers

The bottom line

Opening a bank in Portugal as a foreigner has never been easier, with the top options often providing dedicated support channels in addition to enabling expats to open an account remotely. While there are definitely some strong picks, choosing the right bank for you is ultimately a personal decision that could depend on a variety of factors.

If you’re a student or expat looking to travel abroad, you can also check out our article on the best banks in Germany.

Key takeaways

Orbs’ Liquidity Hub has now expanded to leading Fantom AMM SpookySwap.

Users can access deeper liquidity and better pricing.

Liquidity Hub provides gasless trades and protection against MEV.

Orbs, a prominent layer-3 blockchain infrastructure project, has expanded its Liquidity Hub to the Fantom network. SpookySwap is a leading automated market maker (AMM) on Fantom, and Orbs’ Liquidity Hub integration with the AMM will increase on-chain trading and incentivize liquidity providers.

Liquidity Hub goes live on @SpookySwap! ? Continuing to build with frens old and new, Spooky becomes the first project on @FantomFDN to integrate Liquidity Hub ???‍⬛ ? Learn more: https://t.co/vs9DtjqRzs pic.twitter.com/TF3ckQM8JR

— Orbs (@orbs_network) June 2, 2024

The integration allows SpookySwap users to benefit from Orbs’ advanced L3 technology and will optimize their trading experience by accessing deeper liquidity from various on-chain protocols. This expansion is the fifth deployment of Orbs Liquidity Hub on an Ethereum Virtual Machine (EVM) chain and will result in better pricing, reduced slippage, and a more efficient trading environment.

Improved trading with Orbs Liquidity Hub

The Liquidity Hub operates as an optimization layer above the AMM. It taps into external liquidity sources to provide better price quotes. The system ensures trades are executed with minimal slippage, allowing traders to retain value from each swap. The integration also offers protection against Maximal Extractable Value (MEV), gasless trades, and improved capital efficiency.

Orbs Liquidity Hub is fully decentralized and interoperable. It enables decentralized exchanges (DEXs) to draw liquidity from a combination of on- and off-chain sources. Obviously, SpookySwap users can access these new features without additional costs.

How Liquidity Hub works

Liquidity Hub uses third-party solvers to fill swaps with liquidity from AMM pools or private inventory. With this process, it delivers better price quotes and efficient trading. It also allows decentralized orders to be accessed via API, which should draw institutional and professional interest. If the layer cannot execute the trade at a better price than the AMM, the transaction executes through the AMM contract.

This integration follows successful deployments on other EVM chains, including Quickswap on Polygon PoS and zkEVM, Thena on BNB Chain, and IntentX on Base.

Conclusion

Orbs Liquidity Hub expansion to Fantom and Integration with SpookySwap offers users enhanced liquidity, better pricing, and a seamless trading experience. This integration with SpookySwap marks an important step towards a more robust and user-friendly trading experience and DeFi in general.

Many people believe blockchain can transform industries ranging from finance to supply chains to healthcare and more. Yet despite being around for more than a decade, challenges continue to hinder blockchain’s adoption, with one of the most pressing ones being the problem of how to scale to support millions of transactions.

Looking to overcome this challenge once and for all, ZK-Rollups, or Zero-Knowledge Rollups, are an extremely promising concept that aims to dramatically increase the throughput of blockchains. ZK-Rollups are Layer-2 scaling solutions that take advantage of Zero-Knowledge Proofs to enable benefits that go beyond simply increasing throughput, giving users full privacy as well.

ZK-Rollups: The Basic Concept Explained

Zk-Rollups make use of a Layer-2 network that sits above the main blockchain, where transactions can be offloaded and bundled together before being processed as one, massive transaction, back on the main chain. They make use of ZK proofs to obscure transaction details, verifying their accuracy using a “validity proof” that’s submitted to the main chain. In this way, they reduce the overall load on the main chain, enabling it to process many more transactions. Another benefit is significantly lower gas fees, as these costs are split across all of the transactions bundled together. 

The secret sauce of ZK-Rollups is the zk-SNARK, or Zero-Knowledge Succinct Non-Interactive Argument of Knowledge, which is a cryptographic technique that makes it possible for one party to prove to another that a transaction is accurate, without revealing any details of that transaction. 

In a nutshell, ZK-Rollups work like this:

The users submit their transaction to the ZK-Rollup contract

The operator process these transactions off-chain before aggregating them into batches

It then generates a validity proof for the entire batch using zk-SNARKS 

This proof, along with the end state of the Rollup after all transactions have been processed, is submitted to the mainnet

The mainnet verifies the validity proof and updates all of the wallets involved in that batch of transactions.

Finally, users can then withdraw their funds from the rollup smart contract

The Advantages Of ZK-Rollups

ZK-Rollups provide significant advantages over older scaling techniques such as sidechains and “Optimistic Rollups” that currently lead the way on Ethereum. 

Just like ZK-Rollups, Optimistic Rollups also process transactions off-chain and bundle them into batches to submit to the relay chain. But rather than using ZK-proofs, they use a fraud-proof mechanism in which transactions are assumed to be valid, unless someone challenges them. This necessitates the use of a “window” or period of time in which anyone is free to check and verify the transactions, and issue a challenge if they discover someone is cheating. Should the challenge be successful, the fraudulent transaction is rolled back, and the challenger earns a reward.

Sidechains are an alternative. They are independent blockchain networks that run in parallel with the mainnet, using their own consensus mechanisms that allow them to process transactions by themselves. They connect to the mainnet using a “two-way peg”, which enables the transfer of assets between the two chains.

ZK-Rollups provide compelling advantages over Optimistic Rollups and Sidechains:

Increased transaction finality compared to Optimistic Rollups, because the use of ZK-proofs means they can be verified instantly upon submission to the mainnet. The challenge period with Optimistic Rollup means that transactions will always be delayed. 

Greater security compared to Sidechains because they inherit the security of the underlying mainnet through their use of validity proofs. Sidechains rely on their own security models, which are much weaker than established blockchains like Ethereum. 

Reduced gas fees are another benefit of ZK-Rollups compared to Sidechains. Because many transactions are aggregated into one, which is then processed on the main chain, the gas fee paid to Ethereum can be shared across all of the transactions in the bundle. Sidechains cannot do this. They still process each transaction independently, which means the user pays the entire transaction fee. 

What’s The State of ZK-Rollups?

Several projects are bringing ZK-Rollups to the mainstream. One of the most promising is the modular zkEVM Layer-2 network, Prom ZkEVM, which has created a solution that supports Ethereum, EVM-compatible blockchains and non-EVM blockchains.

This extensive support is essential for Prom ZkEVM, as it is on a mission to deliver interoperability across all major blockchains. Its architecture allows it to simultaneously submit validity proofs to two blockchains at once.

Prom ZkEVM’s use of recursive STARK technology has proven itself to be both extremely scalable and highly economical, while its high degree of interoperability makes life simple for Web3 developers. What’s more, it also supports “account abstraction” features enabled by the ERC-4337 standard, so dApps can implement user-friendly features such as traditional, email-based account recovery methods.

zkSync is another big name in the ZK-Rollup space. As one of the earliest ZK-Rollup implementations, it has a significant first-mover advantage that has helped to propel its adoption, winning over hundreds of dApp developers with its promise of 2,000 transactions per second.

These impressive speeds are backed by strong security, which zkSync inherits from Ethereum, and low transaction fees. What’s more, many developers consider zkSync’s mature rollups easier to implement, meaning dApps can support frictionless asset transfers across EVM chains without any latency.

More specialized ZK-Rollups such as Immutable X are focused on niche use cases within Ethereum, such as Web3 games. It’s targeted at blockchain games that utilize NFTs as in-game characters, weapons and accessories. In many games, these assets are extremely inexpensive, so there’s a need to keep transaction fees to a minimum. This is why Immutable X is favored by hundreds of blockchain games. It enables players to instantly buy and sell low-cost assets with negligible fees.

In addition, blockchain games players need to be able to transact instantaneously. They want to be able to buy a new gun or item and use it immediately in their next game. Immutable X does this, boasting an incredible speed of 9,000 transactions per second. As an added benefit, Immutable X says NFTs on its network are carbon neutral thanks to its highly-efficient, proof-of-stake consensus mechanism.

Blockchain Scalability Achieved

The progress of projects like Prom ZkEVM, zkSync and Immutable X demonstrates how ZK-Rollups have achieved the level of maturity required for the technology to go mainstream. ZK-Rollups offer more than just promises – they are actively transforming blockchains, allowing them to achieve scale while enhancing the security and privacy of every user.

By utilizing the cutting-edge capabilities of ZK-proofs, ZK-Rollups provide dApps with a powerful, versatile, secure and privacy-preserving way to scale on any blockchain.

MANTRA, a leading blockchain project in the real-world asset (RWA) tokenization sector, has announced a significant new on-chain product. This initiative features a collaboration with major players in the RWA space to build strong liquidity support for RWA tokenization, an area that has garnered significant institutional interest in 2024.

? MANTRA Launches RWA Savings Vault Powered by Ondo’s USDY#Ondo and #MANTRA will incentivize a multi-chain USDY vault allowing contributors of USDC to gain access to low-risk, short-term US treasuries yield. Those holding until the MANTRA Chain mainnet launch will receive… pic.twitter.com/X8ALXIFoGj

— MANTRA - Tokenizing RWAs (@MANTRA_Chain) May 31, 2024

MANTRA will incorporate Ondo’s USDY as a key asset when its blockchain launches later this year. USDY provides holders with exposure to short-term US Treasury yields while maintaining the utility of stablecoins. It's important to point out that  USDY is not available for sale or distribution in the US or to US persons as it has not been registered under the US Securities Act.

Partnership details

The Ondo Foundation and Ondo Finance are partnering with MANTRA in this venture. Ondo Foundation is dedicated to advancing financial inclusivity and market efficiency through on-chain institutional-grade financial products. Ondo Finance provides institutional-grade, blockchain-enabled investment products and services, managing tokenized financial products and developing DeFi protocols.

"We are excited to see the USDY vault launching on MANTRA, furthering our mission to bring institutional-grade assets to the world. This yield-bearing vault is an exciting step in our journey to bridge traditional finance and decentralized finance at scale."—Nathan Allman, CEO of Ondo Finance.

This partnership aims to create a multi-chain vault that provides users who contribute USDC, the second largest stablecoin in terms of market cap, with immediate access to high-quality yield. Users who remain in the vault until MANTRA Chain’s mainnet launch will receive ONDO tokens and mainnet OM coins in addition to the underlying yield. The vault is expected to open to the public in June on Ethereum and Base.

Launching RWA Savings Vault with USDY

The idea behind MANTRA launching the RWA savings vault is to bring DeFi composability and institutional-grade finance together on-chain. USDY is an interest-bearing tokenized note that gives holders exposure to US Treasury yields.

To earn ONDO tokens and mainnet OM coins, users need to contribute USDC to the vault and maintain their participation until the mainnet launch.

"Enabling Ondo USDY, the market-leading tokenized US treasury product, marks a significant expansion of our ecosystem. Having a fungible interest-bearing base layer of liquidity via USDY is critical to enhancing our on-chain liquidity profile. This cutting-edge product launch is part of MANTRA Chain’s broader strategy to work closely with all leading RWA projects to create the most liquid Layer 1 blockchain purpose-built for RWAs."—John Patrick Mullin, co-founder and CEO of MANTRA

How to earn rewards

Contribute USDC to the vault.

Stay in the vault until MANTRA Chain’s mainnet launch.

Receive ONDO tokens and mainnet OM coins in addition to the yield.

Conclusion

MANTRA's announcement of a new RWA Savings Vault powered by Ondo’s USDY n represents a significant step forward in the unification of decentralized and traditional finance. With Ondo's USDY, which is tied to US Treasury yields, MANTRA will offer a stable option for contributors of USDC which will enhance the liquidity and financial inclusivity on its platform. The partnership and the upcoming mainnet launch are set to offer substantial rewards to participants.

If you've spent any time in the world of cryptocurrency, you know that managing your digital assets can sometimes feel like a part-time job. Between keeping track of multiple wallets, researching the best exchange rates, and maintaining security, it's easy for the tedious details to overshadow why you got into crypto in the first place – the promise of a more open financial future.

That's where platforms like MaxSwap come in. As a one-stop shop for all things crypto, MaxSwap aims to streamline the onboarding process and make digital currency usage more seamless. But does it deliver on that promise? 

In this review, we'll examine what MaxSwap offers and how it compares to other options. By the end, you'll have a clear picture of whether this "crypto ecosystem" truly simplifies things or if it's all hype.

A brief overview of the MaxSwap platform

Before diving into the nitty gritty, let's start with a high-level overview of MaxSwap and what they're trying to accomplish. In essence, MaxSwap has built an entire digital infrastructure to consolidate all crypto needs into a single interface. This includes:

A custodial crypto wallet for securely storing digital assets

A built-in fiat-to-crypto and crypto-to-crypto exchange

Earn products offering deposit rates on stablecoins

Tools for crypto arbitrage traders

Mobile apps for on-the-go access

Escrow services for Web2/Web3 transactions

Education resources on cryptocurrency basics

The driving philosophy is that they want crypto to be "more accessible to everyone" by streamlining what is now a dispersed process across multiple platforms. But is one single ecosystem the solution? Let's dig deeper.

Account setup and user experience

One of the first things new users will encounter is the account creation and login process. Here, MaxSwap earns high marks for simplicity. Setting up an account takes just a few minutes and requires only a valid email address. No lengthy KYC verification or document uploads are needed.

This is a huge plus, considering how much of a hassle identity checks can be on other exchanges. Not only is it faster, but it also allows for quicker testing of MaxSwap's features without a major commitment upfront.

Navigating the interface is pleasantly straightforward as well. All the major sections, like wallet, exchange, and swap, are neatly laid out. Charts are clean, and metrics are displayed clearly. Functionality is also available on both mobile and desktop with a well-designed responsive layout.

The account setup and user experience convey MaxSwap's goal of approachability nicely. Even non-tech-savvy users should have no trouble getting acclimated. While some may prefer the more robust security of full KYC, the optional verification is a nice compromise.

Storing and securing digital assets

Now, let's examine how MaxSwap fares as a crypto wallet. At its core, MaxSwap operates a custodial wallet model which means they hold the private keys to your funds rather than you controlling them directly.

On one hand, this simplifies the process as users don't need to worry about properly backing up recovery phrases. But it also means you're trusting MaxSwap with safeguarding access to your crypto, which is certainly a point of contention for some in the space.

To mitigate risk, MaxSwap employs security best practices like bank-grade encryption, hardware security modules, audits, and two-factor authentication. They also insure user assets with an unnamed global leader. While no system is completely hack-proof, these measures seem adequate for a custodial wallet.

Easy of use and broad crypto support (80+ cryptocurrencies) make MaxSwap one of the best crypto swap exchanges around.

An interesting perk here is cross-device access. Via the Telegram bot, you can essentially turn your smartphone into a full-fledged wallet interface for checking balances, trades, and more from anywhere.

For those seeking an easier user experience at the tradeoff of direct control over keys, MaxSwap's custodial model gets the job done securely and seamlessly. Just be sure private key protection aligns with your threat model.

Fiat-crypto and crypto-crypto exchange

Now, let's examine arguably the main value proposition – MaxSwap's built-in exchange functionality. Here are the key specifics:

Supports purchasing over a dozen major cryptocurrencies directly with fiat via cards or e-wallets

Offers trading pairs between all supported cryptos for crypto-crypto swaps

Very low 0.3% fee structure on crypto trades

No purchase/deposit limits that plague some other exchanges

Supports 80+ fiat currencies from around the world

Funds can be instantly withdrawn without hassle

In terms of features and cost, MaxSwap truly delivers here. Most competing platforms charge much higher fees, especially for fiat on-ramps. MaxSwap also avoids the red tape some face regarding limits each month.

Crypto-to-crypto trading pairs also open the door for more advanced strategies, like swapping altcoins directly without bridging through Ether or stablecoins first. This further streamlines the process.

To put their competitive rate claim to the test, I directly compared purchasing a small amount of BTC via a card on MaxSwap versus one of the best crypto exchanges, Coinbase. MaxSwap came out nearly 5% cheaper in total costs when factoring in the lower fee. Impressive value, for sure.

So, between the large selection of fiat/crypto pairs, ultra-low commissions, and lack of restrictions, MaxSwap's exchange likely beats most other options hands down. Powerful functionality paired with favorable user economics – it's easy to see the appeal.

The simple user interface of MaxSwap is suitable for traders of all levels.

Additional ecosystem products

But MaxSwap's proposition extends beyond just wallet and exchange basics. Let's briefly cover some of their other ecosystem offerings:

Earn products: For those seeking to put idle crypto to work, MaxSwap Earn lets you gain interest by depositing coins like USDT, BTC, ETH, or USDC.  

Telegram bot: Manage your wallet and place trades directly within the Telegram app for an even more frictionless experience.  

Mobile apps: Keeping pace with the mobile-first world, MaxSwap supplies dedicated iOS/Android companions for on-the-go trading and fund management. Sleek integration of the full product suite (in development)  

MaxProfit tools: A package of analytics, arbitrage, and trading bots to help surface profitable opportunities across exchanges. Real-time monitoring of over 15 exchanges to spot pricing anomalies between markets. Definitely for more advanced users but adds unique value.  

Affiliate rewards: Earn up to 50% commissions when referring new users. Generous incentive structure for growing the community.  

Escrow service: For securely facilitating larger crypto or NFT transactions between parties. Provides an extra layer of oversight for big-ticket deals.

While not all products will appeal to the average user, it's clear MaxSwap aims to be the one-stop shop even for more specialized needs. Their multi-pronged ecosystem approach truly covers the full gamut for all levels of crypto participants.

Compared to the competition

MaxSwap crafted an enticing, all-in-one solution. But how do they stack up against top exchange competitors? Let's briefly examine a key contrast:

Coinbase: The largest crypto broker boasts immense brand recognition and a massive selection of assets. However, their fees are rather high, at 1.5-4%, and the fiat currencies supported are limited compared to MaxSwap. User experience also feels less cohesive across mobile and desktop.  

Binance: The biggest true crypto exchange by volume offers many trading pairs and decent fees of around 0.1%. However, account setup requires intensive KYC, and fiat purchase options are scarce – also, reports of occasional service outages.  

Crypto.com: An aspirational competitor aiming to be an all-in-one platform. However, its Coinify fees make fiat purchases more costly than MaxSwap. The selection of supported regions and coins also lags currently.

Feature

MaxSwap

Coinbase

Binance

Crypto.com

Onboarding Complexity

Simple email sign-up

Forms with ID verification

Forms with ID verification

ID verification and application required

Purchase Options

Cards, wallets, bank fees

Cards, bank fees

Currency deposit only

Cards, currency deposits, wire transfer

Trading Fees

0.3%

0.5%- 1.5% depending on 30-day volume

0.1%- 0.4% depending on 30-day volume

0.4%- 4% depending on staking amount

Customer Support

Live 24/7 Telegram help

Email support with delays

Live chat, email, phone support

Live chat, and email support with delays

Ecosystem Offerings

Swap exchange, Custodial wallet, arbitrage, rewards

Exchange only

Exchange only

Exchange, debit card, crypto wallet

When directly pit against top platforms, MaxSwap prevails with lower fees, fewer restrictions, a simpler account setup, and a more seamlessly integrated ecosystem across devices. Both newer and more experienced traders stand to save real money and time by consolidating with MaxSwap.

Final thoughts: One interface to rule them all?

In assessing MaxSwap as a holistic crypto ecosystem, it's fair to say they deliver on their proposition impressively well. By consolidating wallet, exchange, and additional crypto functions into a single platform, MaxSwap streamlines what used to require several disjointed services.

Key considerations around its custodial model and future growth seem adequately mitigated by solid security measures and an ambitious development roadmap that already adds new features monthly.

For those not looking to self-custody keys or manage multiple accounts across exchanges, MaxSwap is undoubtedly one of the best all-in-one options available today. It offers excellent usability, top-tier value, and a welcoming environment for novices and veterans alike. Simply put, they make crypto easier. For most traders, MaxSwap undoubtedly raises the bar.

If you’re looking to diversify your investment portfolio by using ETFs, you’ve almost certainly encountered ETFs by both BlackRock and Vanguard. The two companies are considered as part of the asset management “Big Three” (the third member of the Big Three is State Street Global Advisors). 

So, what’s the difference between BlackRock vs. Vanguard? The short answer is that for most investors, both BlackRock and Vanguard have products that will almost perfectly match their needs. Some of the products offered by BlackRock and Vanguard are practically equivalent, for example S&P 500 index funds that track the same index and have the same expense ratios.

Both BlackRock and Vanguard are known among investors for their ETFs and mutual funds, many of which have attracted a significant amount of assets. In fact, BlackRock and Vanguard are the world’s largest and second-largest asset management firms, respectively.

As of March 2022, BlackRock had a 34.6% share of U.S. ETF assets, while Vanguard commanded 29.2% of the market. 

Image source: Bloomberg Intelligence

About BlackRock

BlackRock is currently the largest asset management firm in the world, with $9 trillion in assets under management (AUM) as of 2023. The company was founded in 1988 and is led by CEO Larry Fink. 

BlackRock’s investment products under the iShares brand include ETFs, mutual funds, bond funds, money market funds and more. BlackRock also offers a variety of actively-managed funds. In total, BlackRock issues more than 400 different ETFs.

At the moment, BlackRock’s largest ETF is the iShares Core S&P 500 Trust, which has over $464 billion in assets under management.

Here’s a quick overview of BlackRock’s largest ETFs:

  AUM Asset class iShares Core S&P 500 ETF $464 billion Equities iShares Core MSCI EAFE ETF $118 billion Equities iShares Core U.S. Aggregate Bond ETF $107 billion Bonds iShares Russell 1000 Growth ETF $92 billion Equities iShares Core S&P 500 Mid-Cap ETF $83 billion Equities

About Vanguard

Vanguard is an investment management firm that was founded in 1975 by John Bogle, who served as the company’s CEO from its inception until 1999. Currently, the company is headed by CEO Mortimer J. Buckley. Vanguard is currently the world’s second largest asset manager in the firm, with an AUM of $7.6 trillion as of 2023.

Vanguard has become synonymous with passive management and strong diversification, which is achieved through index funds. Vanguard’s founder John Bogle espoused the benefits of investing in low-cost index funds, and investors that subscribe to this style of investing are sometimes referred to as “Bogleheads”. 

When it comes to investment products, Vanguard offers mutual funds, ETFs, money market funds, CDs and bond funds. Although the company is primarily known for its passively-managed products, it also offers investment products that are managed actively. In total, Vanguard issues over 80 different ETFs – if you're interested in the best picks, make sure to take a look at our list of the best Vanguard ETFs.

Here’s a quick overview of BlackRock’s largest ETFs:

  AUM Asset class Vanguard S&P 500 ETF $456 billion Equities Vanguard Total Stock Market ETF $397 billion Equities Vanguard FTSE Developed Markets ETF $134 billion Equities Vanguard Growth ETF $126 billion Equities Vanguard Value ETF $115 billion Equities

Should you invest in BlackRock or Vanguard products?

Both BlackRock and Vanguard offer a diverse range of products that caters to many different types of investors. When it comes to low-cost index funds, both BlackRock and Vanguard have very competitive offerings and there’s usually not much difference between comparable ETFs issued by the two companies. 

For example, you’re going to see practically the same investment results if you pick BlackRock’s iShares Core S&P 500 ETF or Vanguard’s S&P 500 ETF, as they both track the same index and have the same 0.03% expense ratio. Both BlackRock and Vanguard are highly reputable asset management companies. 

When it comes to passively managed index funds, the short answer is that it doesn’t really matter if you pick a BlackRock ETF or a Vanguard ETF if both products have the same investment objectives and the same expense ratio. In order to directly compare ETFs according to their most important characteristics, we suggest you use an ETF screener.

In some cases, Vanguard might offer certain investment products that have no equivalent in BlackRock’s offering and vice versa. For example, BlackRock issues the iShares Gold Trust, which has no real equivalent in Vanguard’s product offering.

One interesting thing to point out when it comes to BlackRock vs. Vanguard is that BlackRock has launched Bitcoin ETFs, while Vanguard is currently unwilling to launch investment products tied to cryptocurrency. So, if you’re a cryptocurrency supporter, you might be more inclined to invest in BlackRock’s products to reward the company for being open to crypto. 

Overall, BlackRock offers a more diverse range of investment products compared to Vanguard, so you’ll probably be able to find a suitable product even if you have very specific investment needs. Still, for most investors, there is practically no difference between BlackRock and Vanguard when it comes to comparable ETFs.

Favored for its rapid transaction speeds, Ethereum has become the cryptocurrency of choice for online gaming. The elite Ethereum casinos not only promise substantial payouts but also deliver a stellar assortment of top-notch casino games.

After extensive weeks of meticulous testing and review, we have curated a list of the top 9 Ethereum casino sites that stand out for their excellence. Our evaluation criteria were centered around payout rapidity, the diversity and caliber of games offered, attractive bonuses for newcomers, and the overall reputation and licensing of each site.

Ready to dive into our detailed Ethereum casino reviews? Let’s find the perfect gaming destination for you!

Top Ethereum Casinos:

Crypto.Games: Overall best ETH casinos with rewards up to $500,000

7bit: Unrivaled in game variety.

mBit: Generous with up to 65 ETH welcome bonus.

MyStake: Enjoy 10% cashback on Ethereum deposits.

Ignition: Home to the largest jackpots.

Mirax: The go-to for instant-win excitement.

Flush Casino: The top newcomer in Ethereum gaming.

Wild Casino: Best destination for blackjack enthusiasts.

Thunderpick: Best ETH slot casino

This selection represents the pinnacle of Ethereum gaming, catering to diverse preferences and styles of play, with Crypto.Games leading the charge as the top-rated destination.

1. Crypto.Games: Overall best ETH casinos with rewards up to $500,000

About the Casino:

Established in 2020, Crypto.Games has quickly distinguished itself in the online casino space by offering an exclusive selection of in-house games and supporting a wide array of cryptocurrencies. Licensed and regulated by the Government of Curacao, this platform assures a secure and reliable gaming environment with its adherence to regulatory standards and implementation of KYC procedures under certain conditions.

Games:

Crypto.Games offers a compact yet diverse gaming portfolio that includes 10 unique games: Dice, DiceV2, Roulette, Blackjack, Video Poker, Plinko, Minesweeper, Keno, and two variations of Lottery. Each game is designed to offer a fair and engaging experience with a focus on low house edges, enhancing player chances of winning.

Bonuses:

The casino provides various bonuses like a Faucet Bonus for game testing, Random Vouchers distributed through social media, email, and chatbox, as well as engaging Daily and Weekly Challenges. Additionally, Crypto.Games runs a Monthly Wagering Contest with substantial rewards (up to $500,000), making it highly attractive for active players.

Cryptocurrencies:

Supporting 11 cryptocurrencies including Bitcoin, Ethereum, and Litecoin among others, Crypto.Games is versatile in its financial operations. It also offers the "ChangeNow" feature, allowing users to deposit over 50 different altcoins which are instantly converted to one of the supported coins, facilitating seamless transactions.

VIP Program:

The VIP membership at Crypto.Games is rewarding, with eligibility based on players' performance in monthly wagering contests. VIP benefits include a reduced house edge on dice games, increased bet priority and exchange limits, access to a private VIP chat room, and more. Special perks like Birthday Bonuses and Monthly Voucher Drops further enhance the VIP gaming experience.

Fairness:

Crypto.Games stands out for its commitment to fairness, with all games being provably fair. This transparency ensures that every result can be independently verified by players, which builds trust and reliability.

Pros:

Offers a variety of in-house developed games with low house edges.

Supports a wide range of cryptocurrencies and includes a feature for instant altcoin exchange.

Engaging VIP program with numerous benefits and monthly wagering contests.

Cons:

Limited number of games compared to larger online casinos.

Welcome bonus not as competitive as other platforms.

Casino Highlight:

Crypto.Games excels in providing a tailored gambling experience with its exclusive game offerings and the versatility of supported cryptocurrencies. The provably fair mechanism of each game ensures transparency and fairness, making it a trustworthy platform for cryptocurrency gaming enthusiasts.

2. 7bit: A Giant in Ethereum Casino Gaming

About the Casino:

7bit has solidified its reputation by offering one of the largest arrays of games in the Ethereum gambling sector, with over 7,000 titles available. This vast selection includes everything from classic slots and table games to exclusive Ethereum games, making it a favorite among crypto gamers.

Games:

7bit’s extensive library exceeds 7,000 games, featuring popular and exclusive titles such as Plinko, Balloon, and 7bit Million. Games are well-organized into categories, allowing easy navigation and selection based on preferences or providers. Players can also "Play for real" or test games for free to get a feel before wagering.

Bonuses:

7bit’s welcome package is particularly attractive for Ethereum users:

100% bonus up to 0.5 ETH + 100 free spins on the first deposit.

Continued bonuses on subsequent deposits, up to a total of 2.5 ETH.

Weekly free spins and up to 25% cashback depending on the player's loyalty level.

The wagering requirement is 40x, with bonuses being non-sticky.

Licensing:

Operated by DAMA N.V. and licensed in Curacao, 7bit has been at the forefront of crypto gambling. The casino’s commitment to fairness and security is well-recognized, and it actively engages with customer feedback across various platforms.

Deposit and Withdrawal:

7bit promotes a no-fee policy on deposits and withdrawals in Ethereum, with the only charges being the miner’s fees. While the minimum deposit is slightly higher at 0.015 ETH, the payout process is swift, usually within 10 minutes for verified users.

Pros:

Massive selection of over 7,000 games.

Attractive welcome package and ongoing promotions.

Robust customer support available 24/7.

Fast payout times, typically within 15 minutes.

Cons:

Higher minimum deposit for Ethereum transactions.

Some games have geographic restrictions.

Casino Highlight:

7bit distinguishes itself with its enormous game variety and generous Ethereum-specific bonuses, making it a top destination for dedicated crypto gamblers looking for diversity and generous rewards.

3. mBit: A Powerhouse for Ethereum Casino Bonuses

About the Casino:

mBit excels in offering fast payouts and substantial bonuses, positioning it as a top contender in Ethereum gambling. With over 2,300 games and unique features like betting alongside streamers, mBit creates a dynamic and engaging environment for its players.

Games:

mBit's diverse gaming portfolio includes more than 2,300 titles, ranging from slots to table games, with new additions every week. Noteworthy games include the exclusive Book of mBit and high-RTP offerings like Plinko X. Players can also enjoy live dealer games, although availability may vary by country.

Bonuses:

The casino's commitment to attracting new users is evident with its generous welcome package totaling up to 65 ETH, structured as follows:

75% up to 15 ETH on the first deposit.

100% up to 25 ETH on the second deposit.

125% up to 25 ETH on the third deposit.

Additionally, newcomers receive 300 free spins, with a 40x wagering requirement to be met within 7 days.

Licensing:

mBit is licensed in Curacao and is part of the Dama N.V. group, known for its secure and fair gambling sites. All games are independently verified for fairness by iTechLabs, ensuring a trustworthy gaming experience.

Deposit and Withdrawal:

The platform offers a low minimum deposit of 0.01 ETH and boasts one of the industry's fastest payout speeds, typically under 10 minutes. mBit imposes no fees on deposits or withdrawals, making financial transactions smooth and economical.

Pros:

Extensive selection of games, including exclusive titles.

Very competitive welcome bonus package.

Quick and fee-free withdrawals.

Interactive feature to bet alongside streamers.

Cons:

Some games are restricted by country.

Ethereum bonuses are not as high as those for Bitcoin.

Casino Highlight:

mBit's unique "Bet with Streamers" feature sets it apart, providing an interactive and communal betting experience. This, coupled with its swift payouts and hefty bonuses, makes mBit a standout choice for Ethereum casino enthusiasts.

4. MyStake: Top Choice for ETH Cashback Rewards

About the Casino:

MyStake stands out in the Ethereum casino landscape, particularly for its generous 10% cashback offer on all Ethereum deposits, which comes with no restrictions. This feature, along with a diverse gaming library and the inclusion of sports and eSports betting, makes MyStake a versatile gambling destination.

Games:

MyStake offers a robust selection of over 3,100 games from prominent providers like Relax Gaming and Hacksaw Gaming. Players can enjoy a wide array of slots, and the live casino section features more than 20 games, including blackjack, roulette, and baccarat, powered by Lucky Streak without geographical restrictions.

Bonuses:

While the welcome bonus at MyStake might seem modest—a 170% match up to $1,000 with 30x wagering requirements—the real appeal lies in its cashback program. Players receive a 10% cashback on all crypto deposits each month, with no wagering requirements, no maximum bets, and no payout restrictions, providing a significant value back to regular players.

Licensing:

Operated by Santeda International B.V. and registered under Curacao law, MyStake is a reputable player in the online casino market, bolstered by its significant operational revenue which enhances its trustworthiness.

Deposit and Withdrawal:

MyStake promotes a player-friendly financial policy with no fees on deposits or withdrawals. The minimum withdrawal is set at the ETH equivalent of $50, with a per-transaction limit of $7,500. However, higher limits are negotiable for high rollers. Withdrawal times are swift, typically within an hour once a player is verified.

Pros:

Unrestricted 10% cashback on all Ethereum deposits.

Extensive game selection including exclusive mini-games.

Quick 1-hour withdrawal process post-verification.

Offers comprehensive sports and eSports betting.

Cons:

Lower welcome bonus compared to competitors.

Lower withdrawal limits per transaction.

Casino Highlight:

The standout feature of MyStake is undoubtedly its 10% cashback offer on Ethereum deposits, which is credited monthly without any restrictions. This unique approach not only enhances the value for players but also ensures that rewards are genuinely accessible and beneficial, setting MyStake apart as a highly rewarding Ethereum casino.

5. Ignition: Home of the Biggest Ethereum Jackpots

About the Casino:

Ignition Casino distinguishes itself with massive jackpots and a diverse gambling platform that includes virtual sports betting and poker tournaments. Despite a smaller selection of games, Ignition excels in quality and variety, especially in progressive slots and live casino offerings.

Games:

Ignition hosts over 350 games, focusing on quality with a diverse range of options, including progressive slots like Shopping Spree with jackpots exceeding $1 million. The casino features a unique hot-drop jackpot system with hourly and daily rewards, and a variety of live casino tables and virtual sports betting options.

Bonuses:

Ignition's welcome bonus is one of the most competitive, with a 300% match up to $3,000 on your first deposit. This bonus is split evenly between casino games and poker, catering to a wide range of interests within the gambling community. The wagering requirement for the casino bonus is a manageable 25x.

Licensing:

Operated by Beaufort Media B.V., Ignition is well-regarded in the online casino world, holding a license from Curacao eGaming. The company's commitment to secure and fair play is well supported by its responsive 24/7 customer service.

Deposit and Withdrawal:

Ignition sets a higher bar with a minimum deposit of $50 for Ethereum transactions, aligning with its higher withdrawal limits that showcase the casino's substantial financial backing. The maximum weekly withdrawal limit is $2,500 for Ethereum, but higher limits are available for Bitcoin users.

Pros:

Offers large-scale jackpots including hourly and daily must-drop jackpots.

High-value 300% welcome bonus.

Variety of gaming options including progressive slots and poker tournaments.

Cons:

Smaller overall game selection.

Higher minimum deposit and withdrawal limits for Ethereum.

Casino Highlight:

Ignition's standout feature is its hot-drop jackpot program, which not only enhances the thrill of slot gameplay but also significantly increases the potential for big wins. This, combined with high-stakes live casino games and comprehensive betting options, makes Ignition a top choice for high rollers and jackpot chasers using Ethereum.

6. Mirax: A Premier Destination for Instant-Win Ethereum Games

About the Casino:

Mirax claims a coveted spot in the Ethereum casino world with its vast selection of over 4,000 games, including 84 unique instant-win titles. This variety caters to players looking for quick gameplay and immediate results, setting Mirax apart in the fast-paced world of online gambling.

Games:

Mirax boasts a diverse game library with everything from bonus-buy slots to progressive jackpots. The instant-win category features engaging titles like Pilot, Bomb Squad, Football Manager, and Ace Round, each offering distinct mechanics and quick-play excitement. All games are available in demo mode, allowing players to try them out before betting real Ethereum.

Bonuses:

New players at Mirax are welcomed with a bonus totaling up to 1.5 Ethereum. While the bonus for Ethereum deposits is relatively modest compared to Bitcoin's 5 BTC offer, it still provides a decent start for new users. Regular promotions and bonus opportunities are also available to enhance the gaming experience.

Licensing:

Mirax operates under a Curacao license and is recognized across various crypto gambling portals as a reputable venue. It's also praised for its security measures, including full SSL encryption, ensuring that player data and transactions are protected.

Deposit and Withdrawal:

One of the highlights of Mirax is the rapid processing of Ethereum payouts, typically completed within 30 minutes. This efficiency is a significant advantage for players who prioritize quick access to their winnings.

Pros:

Extensive selection of over 4,000 games, including 84 instant-win options.

Demo mode available for all games, allowing risk-free trials.

Fast Ethereum payouts, usually within 30 minutes.

Cons:

Smaller bonuses for Ethereum deposits compared to Bitcoin.

Numerous country restrictions, limiting access in certain areas.

Casino Highlight:

Mirax’s standout feature is undoubtedly its extensive range of instant-win games, which provide players with immediate feedback and the thrill of quick wins. This unique offering, combined with the casino's fast payout times and robust game selection, makes Mirax a top choice for players seeking both variety and immediacy in their gaming experience.

7. Flush Casino: The Rising Star in Ethereum Gaming

About the Casino:

Flush Casino is making waves as a new entrant in the Ethereum casino market, quickly distinguishing itself with a robust partnership network of 36 software providers. This collaboration ensures a rich and varied selection of games, catering to all types of players.

Games:

Flush Casino offers a vast array of games, including the latest releases from top developers. Players can engage in numerous tournaments and giveaways, such as the Fishing Fury event with a $40,000 prize pool and the Spinomenal Tournament, which features a $150,000 prize pool. These competitive events provide thrilling opportunities for substantial winnings.

Bonuses:

While the welcome bonus at Flush Casino may not be the most competitive, with up to 150% match depending on the deposit amount, the real allure lies in the ongoing daily and weekly giveaways. These promotions offer players the chance to win significant prizes and add an extra layer of excitement to the gaming experience.

Licensing:

Flush Casino operates without specific licensing details provided, but it maintains high security standards common to reputable online casinos, such as SSL encryption to protect player data and transactions.

Deposit and Withdrawal:

Details on the specifics of deposit and withdrawal terms, such as minimum amounts and payout speeds, are not extensively outlined, reflecting the newness of the casino. However, Flush Casino promises competitive conditions that align with industry standards.

Pros:

Wide selection of games supported by numerous software providers.

Regular large-scale tournaments and giveaways.

Innovative features like a public chat room for player interaction.

Cons:

Relatively weak welcome bonus compared to industry leaders.

Lack of an FAQ section, which could hinder new players seeking quick information.

Casino Highlight:

Flush Casino’s commitment to frequent and varied promotional events is its most notable attribute. The daily and weekly giveaways, coupled with high-value tournaments, ensure that there is always something new and exciting for players to look forward to, making it an appealing choice for those who enjoy dynamic and engaging gaming environments.

8. Wild Casino: Premier Destination for Ethereum Blackjack

About the Casino:

Wild Casino excels as a top destination for blackjack enthusiasts within the Ethereum gambling community. With its extensive array of both RNG and live blackjack games, Wild Casino provides a diverse and enriching experience tailored for card game aficionados.

Games:

Wild Casino hosts over 20 different blackjack games, including unique variations like Pirate 21 and Single-Deck Blackjack. The live casino section further enhances this offering with VIP tables that allow bets up to $20,000, and regular table games tournaments that add a competitive edge to the gameplay.

Bonuses:

New players at Wild Casino can start with a substantial boost, thanks to a crypto welcome bonus of up to $9,000 in Ethereum equivalent. This impressive bonus is designed to give new users a significant leg up in their gaming journey.

Licensing:

While specific licensing details for Wild Casino were not provided, it upholds the standard security measures expected in reputable online casinos, including secure transactions and data protection protocols.

Deposit and Withdrawal:

Wild Casino is known for its large withdrawal limits, accommodating high rollers and regular winners alike. However, it's worth noting that payout processes are slower, typically requiring at least 24 hours to complete.

Pros:

Comprehensive selection of blackjack games, including advanced RNG and live dealer options.

Extremely high welcome bonus amounting to up to $9,000.

VIP tables in the live casino for high-stakes players.

Cons:

Slower than average payout times.

Smaller total number of games compared to other casinos.

 

Casino Highlight:

The standout feature of Wild Casino is undoubtedly its specialized focus on blackjack. Offering a wide variety of blackjack games and high-limit VIP tables, coupled with substantial tournaments, Wild Casino is a haven for players seeking the best in Ethereum blackjack gaming.

9. Thunderpick: Premier Ethereum Slot Casino

About the Casino:

Thunderpick rises above as a stellar Ethereum casino, renowned for its futuristic design and a massive selection of over 3,000 games. It stands out for its commitment to transparency, as evidenced by publicly displayed RTPs for each game, ensuring players can gamble with confidence.

Games:

Thunderpick offers an extensive array of over 3,000 games, including a vast selection of slots from top developers like Belatra, BGaming, and Betsoft. The casino also features games across various categories such as originals, live casino, and more. Notable games include Golden Dragon Inferno and JetX, each known for high RTPs and engaging gameplay.

Bonuses:

New players at Thunderpick can enjoy a 100% bonus on their first Ethereum deposit up to $600, with fair 30x wagering requirements that must be met within 30 days. The casino also hosts daily races with substantial prize pools and offers a VIP program with exclusive bonuses and perks, though it’s invitation-only.

Licensing:

Licensed by Curacao eGaming and operated by Paloma Media B.V., Thunderpick ensures a secure gambling environment with top-notch SSL encryption to safeguard transactions and personal data.

Deposit and Withdrawal:

Thunderpick boasts one of the industry's fastest payout times, with Ethereum transactions typically processed within 10 minutes. The minimum deposit and withdrawal amount is set at the equivalent of $20, and the casino charges no fees on transactions.

Pros:

Extensive selection of over 3,000 games with transparent RTP information.

Attractive welcome bonus with reasonable wagering requirements.

Daily races and a robust VIP program for regular players.

Cons:

VIP club access is by invitation only, limiting some players from joining.

The welcome bonus, while fair, is not as high as some might expect.

Casino Highlight:

Thunderpick's standout feature is its commitment to transparency and player engagement. With daily races, a clear display of game stats, and rapid ETH payouts, it ensures a top-tier gaming experience for Ethereum users.

Advantages of Using Ethereum (ETH) in Online Gambling

Ethereum (ETH) stands as the second-largest cryptocurrency, designed to provide an alternative to Bitcoin with numerous benefits for online transactions. Among its key advantages are low transaction fees and faster processing times. ETH transactions are often instant, a significant improvement over the typical 30-minute transaction time associated with Bitcoin. This makes Ethereum a highly efficient choice for online casino deposits and withdrawals.

Additionally, many Ethereum casinos offer withdrawal services free of charge, enhancing the appeal of ETH over traditional payment methods. The security features of the Ethereum Exchange also surpass those of conventional payment systems, providing a safer and more reliable framework for online financial transactions.

Ethereum’s technology includes the use of smart contracts, which automate the transaction process, ensuring speed and security. These contracts not only expedite transactions but also offer the ability to set personalized gambling limits, giving users greater control over their online gambling activities.

Furthermore, Ethereum users often enjoy higher transaction limits compared to those available through traditional banking methods, making ETH an attractive option for high rollers or frequent bettors.

Five Key Factors We Used to Rate Online Casinos

1. Licensing and Regulation

Ensuring the legality and safety of an online casino is paramount. We prioritize verifying that each casino holds a legitimate license from recognized authorities, protecting you from sophisticated scams prevalent in the gaming industry. By relying on our reviews, you sign up with trusted, licensed providers, saving you time and enhancing your gaming experience.

2. Security Measures

Security is crucial for a safe online gambling experience. We evaluate casinos based on their use of advanced security technologies like SSL encryption. This ensures that even if hackers access your data, they cannot decipher it. Our reviews focus on casinos that prioritize the integrity of your personal and financial information.

3. Customer Feedback and Reputation

We rigorously assess online feedback and user reviews to gauge the reputation of a casino. Understanding customer satisfaction levels is vital, and while no casino can please everyone, we aim to recommend those with the highest levels of player approval. This step is essential to ensure that the casinos we recommend maintain high standards of service.

4. Customer Support

Responsive and effective customer service is a key criterion in our evaluation process. Casinos that offer quick and accessible support, preferably through 24/7 live chat, score higher in our reviews. A comprehensive FAQ section that addresses common issues is also a positive sign, as it indicates that a casino cares about providing timely assistance to its players.

5. Banking Flexibility

The convenience of financial transactions is crucial for a seamless gaming experience. We examine how casinos handle both deposits and withdrawals, emphasizing quick processing times and a variety of payment options, including both cryptocurrency like Ethereum and traditional fiat currencies. Our reviews also delve into the specifics of each casino's cashier function to ensure efficient and hassle-free monetary transactions.

Additional Considerations

Besides these fundamental aspects, we also explore welcome bonuses, rewards programs, and the terms and conditions associated with them. This comprehensive approach helps us present the most valuable deals and ensures you are fully informed about any significant conditions before you start playing.

By providing thorough and dependable reviews, we empowers you to make informed decisions, ensuring you can enjoy top-tier gaming with confidence and convenience. Visit our Ethereum casino comparison to find the ideal site for your next gaming session.

Conclusion

As you explore the dynamic world of Ethereum casinos, Crypto.Games emerges as a standout choice, particularly for those seeking a blend of security, variety, and innovative gaming. This casino not only supports a wide array of cryptocurrencies but also ensures all games are provably fair, offering you complete transparency and peace of mind in every bet you place.

The exceptional features of Crypto.Games, from its exclusive in-house games with low house edges to its robust VIP program, cater perfectly to both casual players and high rollers alike. The flexibility in cryptocurrency options enhances your ability to manage transactions efficiently, while also allowing for higher deposit limits typically appreciated by serious players.

If you're still undecided about whether Ethereum is the ideal medium for your gambling adventures, consider the benefits outlined at Crypto.Games. With its commitment to fairness, security, and user satisfaction, Crypto.Games sets a high standard in the realm of Ethereum gambling.

We encourage you to delve deeper into our detailed reviews and comparisons to ensure that your choice in Ethereum casino truly meets all your gaming needs. We're here to guide you to the best Ethereum gambling experiences available, with Crypto.Games leading the way as an exemplary platform.

FAQ: Understanding Ethereum Casinos

1. What is an Ethereum casino?

An Ethereum casino is an online gambling platform that primarily uses Ethereum (ETH) for deposits, withdrawals, and gameplay, offering faster and more secure transactions than traditional online casinos.

2. What are the benefits of using Ethereum for online gambling?

Using Ethereum provides advantages like quicker transaction times, lower fees, increased security, and greater privacy compared to traditional fiat currencies.

3. How do Ethereum transactions improve security in online gambling?

Ethereum transactions are secured by blockchain technology, which helps prevent fraud and unauthorized access, ensuring that all transactions are transparent and immutable.

4. Can I play anonymously at Ethereum casinos?

Yes, Ethereum casinos often allow for greater anonymity. However, depending on the casino’s licensing and regulatory requirements, you may need to undergo KYC procedures in certain situations.

5. What types of games are available at Ethereum casinos?

Ethereum casinos typically offer a wide range of games, including slots, table games, live dealer games, and sometimes exclusive blockchain-based games.

6. Are Ethereum casino games fair?

Many Ethereum casinos use provably fair technology, allowing players to verify the fairness of each game outcome using cryptographic methods, which ensures transparency and fairness.

7. What should I look for when choosing an Ethereum casino?

Key factors to consider include licensing and regulation, security measures, game variety, fairness of games, user reviews, and the quality of customer support.

8. How do deposits and withdrawals work at Ethereum casinos?

Deposits and withdrawals at Ethereum casinos typically involve sending ETH from your personal wallet to the casino’s wallet address. Transactions are usually faster than those involving fiat currencies, often instant or within a few minutes.

9. Are there bonuses available at Ethereum casinos?

Yes, many Ethereum casinos offer bonuses similar to traditional online casinos, including welcome bonuses, deposit bonuses, free spins, and loyalty rewards.

10. How can I ensure an Ethereum casino is reputable?

To ensure a casino's reputation, check for a valid gambling license, read user reviews, verify the security measures in place, and test the customer service responsiveness.

A crypto hardware wallet is a must for anyone that has significant amounts of money invested in cryptocurrency, as it will dramatically increase the security of your crypto holdings.

If you’re in the market for a new crypto hardware wallet and can’t decide between buying an Arculus or a Ledger wallet, we’ll help you make the right choice with our comprehensive Arculus vs. Ledger comparison. 

Arculus vs. Ledger at a glance

Before we take a closer look at Arculus and Ledger wallets and how they compare to each other, let’s quickly go through some of their most defining features.

  Arculus Ledger Price $99

$79 (Nano S Plus)

$149 (Nano X)

$279 (Stax)

Connectivity NFC USB, Bluetooth (only Nano X and Stax) Screen No Yes (all models) Secure Element Yes (EAL6+) Yes (EAL5+ for Nano X, EAL6+ for Nano S Plus and Stax) Open source? No No

 

Arculus overview

Arculus is a crypto hardware wallet that has the form factor of a premium credit card. The wallet communicates with other devices, most often a smartphone, through NFC (near-field communication). 

The basic workflow of making a transaction with Arculus is that the user opens the Arculus app on their smartphone, enters the details of the transaction, and then taps the Arculus card to their phone to approve the transaction. 

In terms of security, Arculus implements a “3-factor authentication” design. In order for any transaction to be approved, the user must provide biometric verification on their phone, enter a six-digit PIN code, and tap the card against their smartphone. In addition, the secure element in the Arculus wallet is EAL6+ certified, which is a very high rating.

Get an Arculus Wallet

Arculus supports a solid selection of cryptocurrencies, and can be used to store and transact with leading cryptos such as Bitcoin, Ethereum, XRP and Cardano. In addition, the wallet supports custom tokens issued on the Ethereum, BNB Chain and Polygon blockchains.

If you’re wondering whether Arculus supports your cryptocurrency of choice, we recommend you refer to the full list of supported coins on the official Arculus website.  

Currently, Arculus wallets are available in black and silver colorways and are selling for $99 from the manufacturer’s website. Here, we should note that the company does offer a 25% military discount. 

If you’re wondering what happens if you lose your Arculus wallet, the process is the same as with any other hardware wallet. When you’re setting up your wallet, you will have to write down and securely store a seed phrase that will allow you to access your funds even if you lose your hardware wallet.

The EAL6+ secure element in the Arculus wallet means that even if someone else were to have physical possession of your Arculus, it would be extremely difficult to extract your private keys from it. Still, if you lose your Arculus wallet does or it gets stolen, it’s essential that you transfer your funds to another crypto wallet which is under your control to be 100% sure nobody else will be able to access your crypto.

Ledger overview

Ledger’s crypto hardware wallets natively support over 500 cryptocurrencies, which can be expanded to over 5,500 cryptocurrencies if we also include external services that have integrated support for Ledger.

Ledger’s devices can connect to desktop computers, laptops and mobile devices via USB (the Ledger Nano X model also supports Bluetooth). 

The company provides their own wallet software called Ledger Live, but you can also use your Ledger hardware wallet to securely authorize transactions on a host of third-party software wallets. This allows users to easily access DeFi platforms and decentralized applications while keeping their crypto safe in cold storage.

Ledger's hardware wallets are superb in terms of security. Both come with the Secure Element component that stores private keys, so they can’t be tampered with. The Secure Element prevents any side-channel attacks, fault attacks, software attacks, and other types of exploits from getting access to your private keys to extract sensitive data.

Get a Ledger Wallet

In addition, the Secure Element that ships with Ledger walleets has an EAL 5+ (Evaluation Assurance Level) certification, the highest level of EAL certification available.

The operating system that powers Ledger wallets is called BOLOS, which allows applications to run independently, and ensures that transactions are confirmed with physical buttons on your Ledger device.

For an added layer of security, Ledger wallets require users to set up a PIN code, which needs to be entered to unlock the device. The PIN can be anywhere from 4 to 8 digits long.

The devices generate a 24-word recovery phrase, which can be used to recover access to your crypto assets in case the device is lost. The recovery phrase can be stored on the paper recovery sheet included in the box.

Ledger offers three different models – Ledger Nano S Plus ($79), Ledger Nano X ($149) and Ledger Stax ($279). Of the two, the Nano S Plus and the Nano X are the most popular options. If you want to learn more how these two devices stack up against each other, take a look at our Ledger Nano X vs S Plus comparison article.

Who should choose an Arculus wallet?

In comparison to Ledger’s devices, the main benefits of Arculus are its excellent portability and convenience. The Arculus wallet is worth it if the following describes you:

Portability and convenience is very important to you

You’re a mobile-first cryptocurrency user and make transactions often

You don’t want to worry about charging your hardware wallet

Who should choose a Ledger wallet?

Ledger wallets are an excellent choice for most cryptocurrency users, as they have an great security track record and strong compatibility with various cryptocurrencies and third-party cryptocurrency wallet applications. A Ledger wallet is worth it if the following describes you:

You primarily use cryptocurrencies on your desktop computer or laptop

You want a wallet that supports a very diverse range of cryptocurrencies

You are looking for the best price-to-performance ratio

You want strong compatibility with third-party software wallets and DApps

If you primarily use cryptocurrencies with your mobile device, we recommend you choose the Ledger Nano X over the Ledger Nano S Plus. This is because the Nano X can connect via Bluetooth, which is much more convenient than having to carry around a USB cable to use with your Nano S Plus.

Hardware wallets manufactured by Ledger are widely regarded as the safest and most reliable way to store Bitcoin and other crypto assets. As long as the seed phrase storage is handled with care, there's no way that any malicious actor or software could endanger the safety of your crypto.

Buy a Ledger Hardware Wallet

Hardware wallets without a screen have a risk you might not be aware of

Card-shaped hardware wallets such as Arculus, which don’t have a screen, have a security risk related to blind signing. When you’re making a transaction with a wallet such as Arculus, you have to trust that the app on your smartphone is displaying the correct information about the transaction you’re about to approve. 

In theory, malware could manipulate the information presented on your smartphone app to trick you into approving a transaction that you don’t want to approve.

Meanwhile, Ledger devices have a built-in screen that you can use to verify the details of the transaction that you are approving. This means that even if the device your Ledger Live or other wallet software is installed on were to be compromised, you would still be able to see on your Ledger device that the transaction being presented to you is not the transaction that you want to approve.

While using an Arculus wallet will still significantly improve the security of your cryptocurrency compared to using a hot wallet, we think it’s important to understand that hardware wallets without a screen have certain risks. 

Arculus vs. Ledger – Our verdict

Overall, we believe that Ledger is a better choice than Arculus for most cryptocurrency users. 

If you’re primarily a desktop user, we believe that choosing the Ledger Nano S Plus over Arculus is a no-brainer. Not only is the Ledger Nano S Plus cheaper than Arculus, but it also supports a larger number of different cryptocurrencies and has a screen that you can use to double-check the transaction you’re about to approve.

The discussion becomes more interesting for mobile-first users. The Nano S Plus has no wireless connectivity, which means you’d need to carry around a USB cable in order to use it with your smartphone. Therefore, most mobile-first users who want a Ledger device are likely to choose the more expensive Ledger Nano X ($149), which has Bluetooth connectivity. 

Arculus has the advantage over the Ledger Nano X when it comes to affordability. However, we would still recommend the Ledger Nano X over Arculus since it supports a larger number of cryptocurrencies, has a screen and much better compatibility with third-party cryptocurrency wallet applications.

Even though the Arculus hardware wallet is not inherently a bad product, it’s positioned awkwardly mostly due to its $99 price point, which doesn’t make much sense when compared to alternatives that are available on the market.

If you want a crypto hardware wallet with a card form factor, it might be worth considering Tangem instead of Arculus. Tangem wallets offer very similar functionality to Arculus but are priced much more competitively. You can buy a set of two Tangem wallets (using one as a backup) for $54.90, while the price of a single Arculus wallet is $99. 

In addition to choosing a wallet, it’s also important to consider how you’re going to back up your seed phrase. A sturdy seed phrase backup solution will ensure that your seed phrase will remain safe no matter what – for more information, take a look at our list of the best metal crypto wallets for seed phrase storage.

Investing in dividend stocks is a strategic way to generate consistent income and build wealth over time. Australian investors can choose between numerous domestic companies with a strong track record of robust market performance and consistent dividend payouts.

In this article, we will examine some of the top Australian dividend stocks to consider in 2024, featuring well-established companies with solid dividend yields.

List of the best Australian dividend stocks in 2024:

Fortescue: 7.85% dividend yield

ANZ Group Holdings: 6.13% dividend yield

Westpac: 5.33% dividend yield

BNH Group: 5.21% dividend yield

National Australia Bank: 4.87% dividend yield

Dividend yields are based on the trailing twelve-month periods

The 5 best dividend stocks in Australia in 2024

In the sections that follow, we will look into some of the best dividend stocks in Australia. Please note that we’ve filtered our selection to companies boasting a market cap of 75 billion AUD or more. This was done to ensure maximum long-term stability, which is usually the most important aspect of dividend investing.

1. Fortescue

Fortescue Metals Group is a major player in the global iron ore industry. It has consistently delivered high dividends, supported by strong cash flows from its mining operations. Fortescue's dividend yield is often among the highest on the ASX (Australian Securities Exchange), making it a favorite for income investors. The company's focus on sustainable operations and significant investments in green energy initiatives should also position it well for future growth.

It’s worth noting that Fortescue has been one of the better-performing stocks in the Australian market. In the past year, the company’s stock gained nearly 30%. Meanwhile, the stock gained a whopping 201% in the past five years. The market performance and higher dividend yield make Fortescue the best choice for Australian dividend investors at the moment.

Sector: Metal mining

Stock ticker: FMG.AX

Stock price (1-year change): 25.57 AUD (+29.21%)

Market capitalization: 81.6 billion AUD

Dividend yield (TTM): 7.85%

2. ANZ Group Holdings

ANZ Group Holdings, one of Australia's Big Four and best Australian private banks, offers a robust dividend yield of around 6-7%. ANZ has a long history of paying dividends, although it had to cut them during the COVID-19 pandemic. Since then, dividends have been on the rise again. The bank's strong institutional banking division and its extensive operations in Australia and New Zealand support its stable dividend payments​.

Another important fundamental aspect that supports ANZ as one of the better dividend investments is its very conservative price-to-earnings ratio. At the time of writing, ANZ boasts a P/E of just 12.75, which hints at the possibility that the company might be undervalued at current stock prices.

Sector: Finance

Stock ticker: ANZ.AX

Stock price (1-year change): 27.87 AUD (+17.59%)

Market capitalization: 85.8 billion AUD

Dividend yield (TTM): 6.13%

3. Westpac

Westpac is another major Australian bank known for its reliable dividend payouts. It offers a dividend yield that typically ranges between 5-6%. Westpac has a comprehensive suite of banking and financial services and is committed to maintaining strong capital ratios and prudent risk management, which underpin its ability to pay consistent dividends​.

While the company recorded a drop in profits in the first quarter of 2024, they have pointed out that the monetary policy in Australia is about to become “less restrictive within the next year,” at least in the company’s belief. This could provide a nice boost to Westpac's profits and further cement its high dividend payout.

Sector: Finance

Stock ticker: WBC.AX

Stock price (1-year change): 26.01 AUD (+22.80%)

Market capitalization: 92.3 billion AUD

Dividend yield (TTM): 5.33%

4. BHP Group

BHP Group, one of the world's largest mining companies, is a prominent dividend payer on the Australian Stock Exchange and one of the most well-established stocks globally. BHP's dividend yield is attractive, and the company has a policy of paying out a substantial portion of its earnings to shareholders. Its diversified mining operations, including iron ore, copper, and coal, provide a stable revenue base to support dividends

It’s worth noting that BHP was focused on a $49 billion takeover of Anglo American, a British miner, for the better part of this year. These talks have all but fallen through, according to the latest reports, which could translate into a small stock price drop for BHP in the short term. However, some analysts believe that the takeover is still on the table. If BHP succeeds in its bid, it would further cement its position as the largest mining company in the world.

Sector: Metal mining

Stock ticker: BHP.AX

Stock price (1-year change): 45.08 AUD (+3.85%)

Market capitalization: 228.5 billion AUD

Dividend yield (TTM): 5.21%

5. National Australia Bank

National Australia Bank (NAB) is well-capitalized and offers a solid dividend yield of around 5-6%. NAB has a cautious dividend payout policy, maintaining a payout ratio that balances rewarding shareholders and retaining sufficient capital for growth and stability. The bank's strategic focus on strengthening its balance sheet and prudent loan growth supports its long-term dividend sustainability​.

In the past 12 months, NAB stock gained more than 26%, which is more than many other companies listed on the Australian Stock Exchange. This means that NAB provides value not only as a steady passive income stream but also as a purely value investment.

Sector: Finance

Stock ticker: NAB.AX

Stock price (1-year change): 33.65 AUD (+26.46%)

Market capitalization: 106.2 billion AUD

Dividend yield (TTM): 4.87%

The bottom line

The companies included in our list are among the best dividend stocks in Australia for 2024, providing a combination of high yields, financial stability, and growth potential. When selecting dividend stocks, it's crucial to consider factors like dividend sustainability, payout ratios, and the company's overall financial health to ensure a reliable income stream.

If you want to expand your portfolio with proven US market focused dividend stocks, check our list of the best long-term dividend stocks.

For more investment ideas, you can look into our list of the best monthly dividend ETFs or the best dividend stocks in Canada if you are looking for additional diversification.

Key takeaways

Pyth Price Feeds are now available on Layer N, an innovative Layer 2 network.

Layer N developers can access over 500 real-time price feeds for cryptocurrencies and traditional assets.

Integration with Pyth’s oracle is seamless, enabling high-frequency price updates with minimal code.

The Pyth Network, known for delivering low-latency, high-frequency price data for various assets securely to blockchains, has announced the launch of Pyth Price Feeds on Layer N. The Pyth Network aggregates proprietary data from some of the world’s largest exchanges, market makers, and trading firms to provide over 500 real-time data feeds, including cryptocurrencies, equities, ETFs, FX pairs, and commodities. This integration is set to enhance the capabilities of Layer N significantly.

What is Layer N?

Layer N is an innovative Layer 2 network designed to maximize on-chain performance and user experience. This network features custom virtual machines (VMs) powered by a shared communication and liquidity layer, enabling seamless communication, liquidity sharing, and composability between applications and cross-virtual machines (XVMs) without withdrawal periods or bridging risks. Developers can create applications on Layer N by building an XVM or utilizing the public N-EVM instance. The benefits are ultra-low execution latencies, higher throughput, and negligible transaction fees.

The launch of Pyth Price Feeds on Layer N is significant because it provides protocol developers with access to real-time price data, that is crucial for high-throughput DeFi applications. This integration allows Layer N users to tap into Pyth’s pull oracle design. It offers continuous access to low-latency, high-frequency price updates on-chain. This seamless integration means developers can incorporate real-time price data with just a few lines of code.

The deployment of Pyth Price Feeds on Layer N is a vital step in establishing a robust DeFi ecosystem within Layer N’s environment. Real-time access to price feeds reflecting real-world markets is necessary for developing next-generation DeFi applications. The alignment of Pyth Network's capabilities with Layer N’s mission increases the potential for innovative financial solutions on the blockchain.

Wrapping up

the integration of Pyth Price Feeds on Layer N is a game-changer as it leverages Pyth's extensive data network and Layer N's advanced infrastructure. It provides a seamless, high-performance environment for DeFi applications and gives room for sophisticated and reliable blockchain-based financial products.

Venmo is a popular app that people use to send and receive money from their friends for everyday tasks such as splitting bills or paying vacation-related expenses. Although Venmo is a very convenient app, it’s good to know which alternatives are available on the market because another app might suit your digital payment needs better. In this article, we are highlighting the best Venmo alternatives available in 2024. 

Here are the best Venmo alternatives in 2024:

Cash App – The best Venmo alternative overall

Apple Cash – Best app like Venmo for those who own an Apple device

PayPal – One of the best online payments app overall

Zelle – Payment solution integrated with a large number of US banks

Revolut – Fully-featured fintech platform that can serve as a good Venmo alternative

Wise – Best Venmo alternative for international money transfers

Strike – Best Venmo alternative for Bitcoin enthusiasts

The best Venmo alternatives in 2024

If you’re looking for the best apps like Venmo, we’re certain that our selection will help you find an app that suits your needs perfectly.

While we've mainly highlighted apps that facilitate easy peer-to-peer payments, many of the apps on our list also offer additional features such as international money transfers, investing, savings, and more.

1. Cash App – The best Venmo alternative overall

Cash App is a highly popular financial services app that makes it easy to to send and receive money almost instantaneously. The app also allows users to invest in stocks and Bitcoin and offers a Visa debit card that makes it easy for users to spend their Cash App balances in everyday situations.

Cash App can be used similarly to Venmo, and you can make payments to other Cash App users simply by entering their phone number, email address or “cashtag”. Such payments are free of charge, as Cash App doesn’t charge any fees for receiving and sending money.

In contrast to Venmo, Cash App also allows users to send stocks and Bitcoin to other users, in addition to cash. While this feature might only come in handy to a small number of users, it doesn’t hurt to have the option.

When using Cash App as a banking platform, Cash App says that deposits such as paychecks and tax refunds arrive to users’ accounts up to 2 days faster than most competing banks. 

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2. Apple Cash – Best Venmo alternative for those who own an Apple device

Apple Cash is a digital card available to iPhone users that makes it easy for users to send and receive money. Users can access Apple Cash in the Wallet app, and send and receive money either via Wallet or messages.

One handy feature of Apple Cash is that if the online store you’re using doesn’t accept Apple Pay, you can still use Apple Cash to make a payment (remember, it works as a virtual card).  

When sending or receiving money via Apple Cash, you won’t be paying any fees. However, if you want to instantly transfer money from your Apple Cash balance to your bank account, Apple charges a 1.5% fee.

Users can add money to their Apple Cash balance with a debit or prepaid card. In addition to making payments to your friends and family, Apple Cash can be used to fund Apple Pay purchases anywhere Apple Pay is accepted. If you have an Apple credit card, you can also receive cashback rewards via Apple Cash.

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3. PayPal – One of the best online payments app overall

PayPal is one of the world’s leading digital payment platforms, boasting over 190 million active accounts. While it’s mostly known for enabling online shopping payments, PayPal also allows users to send money to friends and family. One of PayPal’s convenient features is the ability to send a money request to anyone with an email address, even if they don’t have a PayPal account yet.

For domestic payments between PayPal accounts, there are no fees. However, for payments made with cards, PayPal charges 2.9% of the transaction amount plus a fixed fee.

PayPal also offers additional benefits such as a credit card, pay-later options, rewards, cash back, and the ability to purchase Bitcoin, similar to Cash App's features. Unlike Cash App, however, PayPal doesn’t have a stock investing option.

To ensure user security, PayPal employs advanced encryption and fraud monitoring, providing a safe environment for all transactions on the platform.

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4. Zelle – Payment solution integrated with a large number of US banks

Zelle is a convenient solution for sending money to friends and family, even if the recipients use different banks. It is integrated into many banking applications, so you may not need to install a separate app to use it. For a complete list of banks that support Zelle, visit the official Zelle website.

Using just your recipient’s email address or mobile number, Zelle allows you to easily and securely send money to almost anyone you know and trust. Best of all, Zelle does not charge any fees for its services.

Payments made through Zelle are deposited directly into the recipient’s bank account, making transactions quick and straightforward. However, it's important to use Zelle only with people you know and trust, as it does not offer fraud protection. Additionally, it’s important to keep in mind Zelle is currently only available in the United States.

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5. Revolut – Fully-featured fintech platform that can serve as a good Venmo alternative

Revolut is a neobank and fintech company headquartered in London, licensed by the Bank of Lithuania. It offers a mobile app that provides a wide range of money management, payment, and investment services.

One of Revolut's many features is the ability to send and receive money from friends. The app includes “social finance” features such as bill splitting and sending gifts. You can transfer money directly to your Revolut contacts or create unique payment links for easy payments.

One perk of Revolut is that the platform allows users to invest in Bitcoin and more than 130 other cryptocurrencies. Users can also earn small amounts of crypto on Revolut by learning about cryptocurrency and blockchain technology. However, please note that Revolut’s crypto features are not available in the United States.

Revolut is available for free but also offers two premium tiers for advanced features – the Premium plan at $9.99 per month and the Metal plan at $16.99 per month.

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6. Wise – Best Venmo alternative for international money transfers

Wise is an online platform that allows users to manage their money and supports more than 40 currencies for international transfers. It is an excellent alternative to Venmo for those who frequently need to send money internationally. Wise is also a great choice for sending money to friends, as domestic transfers between Wise users are fee-free.

Wise offers both virtual and physical cards that function like debit cards. The virtual card is compatible with various mobile wallets, including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Additionally, the Wise card allows you to withdraw up to $100 from ATMs abroad without any additional fees, though a small fee applies to ATM withdrawals exceeding the first $100.

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7. Strike – Best Venmo alternative for Bitcoin enthusiasts

Strike is a mobile payment app leveraging the Bitcoin network to offer fast and cheap global transactions. Available on iOS and Android in the U.S. and several other countries, it enables users to send and receive money in various currencies, including Bitcoin, without intermediaries or fees.

Strike has a partnership with Shopify that allows users to make payments at millions of American online stores.

The app employs the Lightning Network for transactions, ensuring quick and fee-free transfers. Users can withdraw and deposit BTC from their Lightning wallets, scan QR codes for payments, make micropayments, tip content creators, and earn cash back with a rewards card.

Globally, Strike supports Bitcoin transactions at thousands of merchants. Additionally, users can convert a portion (1% to 100%) of their paychecks into Bitcoin automatically using a routing number, making it an attractive option for integrating cryptocurrency into one’s financial life.

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The bottom line

Hopefully, our list of the best Cash App alternatives has helped you find the right online payments app for your needs. While Cash App is an excellent platform, it might not be perfect for everyone, and a competitor could be a better choice for you.

If you’re interested in learning more about digital payments, be sure to check out our list of the best free virtual credit cards.

Wall Street Memes Casino is a new crypto-gambling platform welcoming users with an enticing Welcome Bonus with up to 50 free spins and 10 free bets. In addition, players can look forward to a massive $1M airdrop, a $5M mystery drop campaign, and VIP program rewards. Learn more in our Wall Street Meme Casino bonus review.

WSM Casino offers both casino and live casino games, as well as sports betting options. On top of that, the platform boasts a very user-friendly interface that’s both easy to use and responsive. Overall, WSM casino certainly ranks among the best Bitcoin and crypto casinos currently available on the market.

In this article, we are going to showcase the promotions currently available on WSM Casino and review their bonus offering for 2024.

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200% Welcome Bonus up to $25,000

New WSM Casino users can look forward to a 200% welcome bonus package of up to $25,000 (or cryptocurrency equivalent). All you need to do to claim the bonus is to deposit funds, and free spins and free best, as well as the bonus itself, will be credited to your account based on the following structure:

Please note that the Welcome Bonus is eligible only on first deposits, so make sure to make your initial deposit count and make the most of it.

WSM Casino supports a wide range of cryptocurrencies, including Bitcoin, Ethereum, and Tether. The full list includes:

Wall Street Memes (the casino’s native token)

Bitcoin

Ethereum

Tether

USD Coin

Dogecoin

Cardano

Bitcoin Cash

XRP

BNB

Litecoin

Tron

Solana

Pepe Coin

Bonk

In addition to cryptocurrency payment options, WSM Casino supports traditional payment methods as well, including Visa and Mastercard.

$1 million WSM airdrop

WSM Casino is running a special airdrop promotion, which aims to distribute $1 million worth of WSM among WSM players. The promotion is split across 10 four-week-long periods, during which time a leaderboard is kept, tracking users based on their total wagered amount.

The following requirements have to be met for a user to become eligible for the airdrop:

Make a deposit of $1,000 or more in the four weeks

Wager at least $200,000 in the qualifying four-week airdrop to be eligible for prizes

At the end of the four weeks, WSM will be airdropped based on leaderboard positions

The airdrop promotion started in early March 2024 and is expected to last until December 2024/January 2025.

VIP Club

Frequent players will be happy to learn that WSM Casino features a well-thought-out VIP Club, which is meant to reward the most high-volume players on the site. Here’s a quick breakdown of each VIP level and what it entails:

Bronze

$70,000 wagering requirement

Up to 10% weekly cashback

Free spins and bonuses

VIP Support

Silver

$100,000 wagering requirement

Up to 15% weekly cashback

Free spins and bonuses

Dedicated VIP host

Gold

$1,000,000 wagering requirement

Up to 20% weekly cashback

Improved weekly rakeback

Free spins and bonuses

Dedicated VIP host

High roller rewards

Patinum

$2,500,000 wagering requirement

Personalized weekly cashback

Improved bonuses and promotions

Free spins and bonuses

Dedicated VIP host

High roller rewards

Special offers

$5,000,000 Wazdan’s Mystery Drop Campaign

Between April 29 and September 29, 2024, Wall Street Memes Casino is running a special campaign dubbed Wazdan’s Mystery Drop. Every bet placed on any Wazdan (casino game provider) game can trigger one of 100,000 mystery boxes reserved for the event. Each box is filled with cash prizes ranging from $5 to $50.

In total, $5 million have been allocated for the Drop Campaign, making it one of the largest promotions of its kind among pretty much all casino platforms.

The bottom line: Unlock WSM Casino’s bonuses and explore other crypto bonuses

Wall Street Memes Casino's promotions allow users to kickstart their casino journey on the right foot. You only need to open a WSM Casino account, and you’ll be ready in no time.

If you are looking for other no-deposit and deposit promotions in the crypto space, consider the following options:

7Bit Casino: 75 Free Spins (no deposit required)

BitStarz: 30 Free Spins (no deposit required)

BC.Game: Free Spins (deposit required)

FortuneJack: 150 Free Spins (no deposit required)

RichPrize: 50 Free Spins (no deposit required)

Mirax Casino: 40 Free Spins (no deposit required)

KatsuBet: 50 Free Spins (no deposit required)

Crypto Loko: 55 Free Spins (no deposit required)

JackBit: 100 Free Spins (deposit required)

While there are no Wall Street Memes Casino free chip promotions running at the moment, you can check the following offerings if you want to get free chips to play with: 

CryptoReels: $75 Free Chip (deposit required)

Crypto Thrills No Deposit Bonus Codes 2024 [Free Chip]

Vara Network, one of the leading blockchains built on the Gear Protocol, is inviting builders to accelerate the development of its ecosystem with a new Grants Program, offered by the Gear Foundation.

The Gear Foundation, which is a nonprofit that’s dedicated to growing Vara Network through research support, community engagement and education, said the Grants Program is focused on project development, growth and innovation.

It’s seeking builders focused on all aspects of Web3, though it’s primarily interested in requests for proposals from gaming, DeFi, mobile games, infrastructure and tooling projects. To help teams understand its ecosystem needs, it detailed some of the specific niches within those segments that it’s hoping to attract. 

For instance, Vara Network provides the infrastructure for mobile game developers to create truly decentralized, fully on-chain, automated game experiences, with its rapid transaction capabilities standing out as a must-have in games where transactions occur frequently. To that end, it’s inviting projects focused on building new games, Telegram games and token wallets, analogs to Flappy Bird, and blockchain sandbox games to apply for a grant.

Vara also wants to build out its DeFi ecosystem, with an interest in projects for crypto asset lending and borrowing, stablecoins, asset staking, liquid staking, DeFi trade optimization and real-world asset tokenization. On the infrastructure side, Vara is looking to support a wide spectrum of projects building services around blockchain interoperability, token standardization, Telegram-based crypto wallets, private authentication systems, simplified user experiences, blockchain security, universal gas fees, IDE support for the Sails development framework, and streamlined dApp deployment. 

In addition, Vara hopes to attract tooling developers working on aspects such as smart contract IDEs, modules for Sails, analysis tools, monitoring tools and more. Other examples include projects working on NFT trading and crypto development hubs.

As part of the application process for the Gear Foundation Grants Program, developers are requested to submit details of how their project will contribute to the growth of Vara’s ecosystem, either by unlocking new use cases, adding more users, or something else.

Applications will be assessed based on criteria such as how the project will contribute to the wider Vara Network ecosystem, competitive analysis of their business model and tech stacks, their roadmap, the team’s experience and how it intends to use the funding, with the final decision being sent via email.

Whatever amount granted to a project will be paid out according to a milestone-based system, with applicants asked to suggest what these milestones should be. There’s no set limit on the size of its grants, though Vara states that it will likely average between $10,000 and $30,000 for most projects. Applicants can expect to hear back within four-to-six weeks, and may be required to attend an interview with the Gear Foundation’s review committee to explain specific aspects of their project and technology.

Successful applications will then be required to attend an onboarding meeting, where they'll be introduced to their technical point of contact, who acts as a guide throughout the development process, the Gear Foundation said. 

Developers and project leaders can apply to the Grant Program now, and receive a host of benefits besides funding. For instance, the program also provides access to developer tools, resources and documentation, technical support, including the opportunity to pose questions to Vara’s development team, strategic advice for growing their business, and perhaps most important, introductions to ecosystem partners, prospective mentors and venture capital funds.

A number of global industries have become more receptive to cryptocurrencies and blockchain functionalities in recent years, from finance to agriculture. However, none have managed to build up quite so synonymous a relationship with decentralized sectors as the global gaming industry. As a market that’s long been on the cutting edge of technological innovation, gaming is a natural fit for the future-proof advancements that crypto and blockchain offer and there’s one sector, in particular, that is strides ahead when it comes to crypto integration.

The iGaming segment has undergone massive expansion over the past decade, boosted in no small part by a surge in popularity during the global lockdowns brought about as a result of the Covid-19 pandemic.

Crypto casinos have taken off at breakneck speed, with several established online gambling operators accepting crypto transactions and an array of new crypto and blockchain-based casino projects being launched. Crypto slots in particular, are proving to be a top-performing vertical and in this article, we’ll take a closer look at the development of this new trend, as well as what the future holds for crypto-based activities as a whole.

Understanding iGaming

While most crypto enthusiasts will likely be well versed in GameFi activities, iGaming could be unfamiliar territory. The term essentially refers to online real money wagering activities, so it encompasses things like remote poker tournaments, online sports betting, lotteries, and slots gaming. According to data gathered by Grand View Research, iGaming generated $63.53 billion in 2022, and is growing year by year at an average rate (CAGR) of 11.5%.

It’s easy to see why the sector is ripe for blockchain and crypto integration: the success of any online gambling platform hinges on its ability to process vast amounts of monetary transactions while keeping customer data safe and secure, for instance. Meanwhile, there’s already been a large appetite for digital assets and non-fungible tokens among modern gamers, meaning the learning curve for playing with and for cryptocurrencies is virtually erased.

Crypto Slots - A Deep Dive

However, given that the iGaming industry encompasses such a vast array of activities, all of which could be revolutionized by decentralized tech, why has crypto slots gaming taken off as successfully as it has? To answer this question, first we need to establish why slots gaming itself is such a universally adored activity (and has been for centuries).

Ever since Charles August Fey launched his Liberty Bell Machine in 1894, gamers the world over have been thoroughly enthralled by slots. Unlike, say, poker, which requires a solid understanding of not just the rules of the game but also the complexities of human psychology, virtually anyone of legal gambling age can get started playing slots in an instant. Slots are lightweight and accessible, and when you add in the potential to win substantial jackpot prizes, they become even more compelling.

What are Crypto Slots?

Crypto slots operate just like a traditional slot machine, in that they allow players to wager and win prizes with a monetary value, but there's one crucial difference. Instead of playing with fiat currencies, gamers can play with and for decentralized tokens like BTC, ETH, and LTC. In terms of gameplay and game variety, crypto slots offer the same high-quality experiences gamers have come to expect from classic online slots, with crypto versions of variants like progressive jackpot slots in abundance too.

The Advantages of Crypto Slots

Compared to traditional online slots, crypto slots can provide a significantly higher degree of benefits to both players and iGaming operators. The advantages of decentralized currencies and distributed ledger technologies are well known, but they really come to the forefront when applied to the slots sector.

For instance, processing speeds in a crypto slots platform (or an existing casino that accepts cryptocurrencies as a payment and withdrawal method) far outperform those at a traditional gaming site. This is due to the peer-to-peer nature of crypto transactions, which eradicates the need for financial intermediaries, speeding up the process so that gamers can receive their winning payouts within hours or even minutes.

There’s also a much higher degree of transparency and security associated with playing crypto slots in comparison with gaming on fiat currency platforms. Blockchain technology is immutable, so it guarantees transparency when it comes to financial transactions. Since it's virtually impossible to tamper with or change a transaction once it's been recorded on a DLT, players can rest assured knowing that they genuinely own the assets they’ve won playing crypto slots.

There’s immense benefit to the iGaming operator here too, as blockchain tech can be used to guarantee that a gaming platform is provably fair, enabling them to meet stringent licensing regulations from gambling authorities.

Looking to the Future of Crypto Slots

All things considered, the future of crypto slots and crypto gambling appears positive, with continued growth expected in the coming years, particularly with the dawn of gaming in the Metaverse. As cryptocurrencies become more mainstream, we can anticipate the wider adoption of crypto payments in incumbent online slots and casino gaming platforms, as well as more variety in terms of the blockchain gambling projects being launched.

Alongside its continued growth there will be several challenges that lie ahead for the  crypto iGaming market, including regulatory uncertainty. However, by working closely with regulators and implementing any necessary compliance measures, the industry should emerge unscathed.