According to U.Today, the recent approval of spot Ethereum ETFs by the SEC has led to speculation about the potential for similar investment vehicles for other cryptocurrencies, including XRP. There is talk of a possible XRP exchange-traded fund (ETF) launch in the U.S. in 2025. However, the XRP community is divided on this issue. A recent poll on a social network showed that 66.1% of respondents believe there will be an XRP ETF in 2025, while 33.9% disagree.

Some members of the community are enthusiastic about the prospect of an XRP ETF, anticipating increased institutional investment and broader adoption of the token. They argue that such a development could positively impact XRP's market dynamics. On the other hand, skeptics, including prominent XRP enthusiast Bill Morgan, question the necessity of an ETF for XRP. They argue that the token's value should be driven by its utility and widespread adoption as a means of payment, rather than reliance on institutional investment.

Morgan's skepticism reflects a broader debate within the XRP community regarding the token's future trajectory. While some believe that an ETF could bolster XRP's position in the market, others argue that it contradicts the token's intended role as a global currency, which should be freely traded. As discussions continue, it remains uncertain whether an XRP ETF will materialize in 2025. The question remains: Would an ETF truly be beneficial for XRP, or does its value lie in a different trajectory altogether?