🚀 Breaking News: Informal Systems, led by Cosmos co-founder Ethan Buchman, is shaking up the crypto world with Cycles, a peer-to-peer clearing system. Forget banks and clearinghouses; Cycles aims to clear debts without intermediaries, making it the Robin Hood of finance!

- Cycles uses "atomic multilateral settlement" to clear debts efficiently.

- Bitcoiners can join via a Bitcoin-Cosmos bridge.

- Promises liquidity savings for everyday folks, not just banks.

- Launch expected in 2025, competing with Ripple-backed Yellow Network.

Stay tuned for a debt-free future!