Work hard ONLY if you are working smart. It is the only way to create wealth. Working hard by itself only destroys health. If a labourer continues to work hard, he will break his BACK. If an investor continues to work hard, he will break the BANK. Stop being deceived by the upper class. Hard work does not pay. It kills! It ages you before your time. If hard work pays, everyone will want to be a labourer or truck pusher. Only one thing pays, and that is smart work. Get smarter, and you will get richer. #etf #xrp #BTC #sol #coinbase