BankSocial and Morph are two companies aiming to bring the benefits of blockchain technology to the masses. BankSocial, led by CEO John Wingate, is working to merge traditional and decentralized finance by creating user-centric products for credit unions. Wingate believes credit unions, being member-owned banks, align well with the ethos of a decentralized economy. On the other hand, Morph, co-founded by Azeem Khan, is developing an Ethereum layer 2 for value-driven decentralized applications. Khan's focus is on "crypto-for-good activities," such as bringing blockchain to emerging markets and advancing decentralized science. Both companies were featured on The Agenda podcast.