xMoney, formerly known as Utrust, aims to address the low usability of cryptocurrencies as a means of payment, specifically the underdeveloped transactional security of payment platforms and relatively high fees.

The platform's primary goal is to build a system that will enable fast and seamless crypto transactions at lower fees, allowing merchants to reach a large audience of crypto holders.

The platform allows buyers to make secure purchases while also offering an option for refunds and protecting sellers from the high volatility of the crypto market.

xMoney also aims to create a more reliable payment platform by combining the best features of blockchain and traditional fiat systems.

By leveraging cutting-edge technology and a strategic partnership with MultiversX, xMoney empowers individuals and businesses to optimize payment processes, drive growth, and deliver exceptional customer experiences.

xMoney (UTK) native token and its tokenomics UTK 3.0 primary purpose is to drive desired behaviors, such as accepting crypto and fiat for businesses and facilitating payments with the same for users. This encourages more companies to join the ecosystem, creating a flywheel effect that benefits buyers, users, investors, token holders, and businesses. This collaborative approach further fosters the adoption of decentralized financial tools and currencies.

The live price of xMoney (UTK) is available and updated in real-time on Binance.