$XRP has soared 173% over the last month, fueled by innovations like Ripple's tokenized money market fund and growing institutional interest. However, recent dips align with a broader market slowdown, largely tied to $BTC corrections.

Regulatory clarity remains a key focus, with Ripple’s 2023 court win boosting confidence. Speculation grows around potential SEC policy shifts under the new U.S. administration, including crypto-friendly policies and the possible end of the SEC lawsuit.

The outlook for Ripple remains positive despite minor recent setbacks, but the most crucial period will be after Donald Trump takes office and begins implementing his policies.