Global investment bank UBS published a report Monday highlighting the enduring value of gold as a hedge, despite a recent pivot among speculators toward equities following the U.S. presidential election. While the market appears optimistic, UBS cautions that policy uncertainty under the new administration remains high.

Noting that a downtrend in the U.S. dollar and Treasury yields could bolster gold prices over the coming months, the report states:

Crucially, the fundamental supports for the demand for gold as a hedge and diversifier remain very much intact.

UBS advises investors to remain cautious, noting the unpredictable aspects of the new administration’s policies. “Investors need to remember that much is still unknown about Trump’s policy agenda, including which existing policies might be reversed. This uncertainty is very much double-edged, especially given the market’s lopsided pricing in of risks. Investors should continue to retain gold as a portfolio hedge for the following reasons,” UBS detailed.

This volatility underscores the importance of retaining gold as a core portfolio hedge. UBS adds several key reasons for holding gold. “First, inflows into gold-backed exchange-traded funds should continue as the U.S. Fed cuts rates further,” the bank said. “Second, the longer-term risks (like a potential sharp increase in the U.S. fiscal deficit), and the impact of potential tariffs on the US and global economy should drive a revival in demand for hedges.” In addition, “the ongoing demand from central banks to diversify the USD portion of FX reserves should, if anything, be supported by tariffs and the growing US fiscal deficit.” As of writing, gold is trading at $2,614.10. The global investment bank advises:

We would suggest investors look to buy dips at around USD 2,600/oz. We keep our target at 2,900/oz over 12 months. We also continue to recommend a 5% allocation to gold in USD-denominated balanced portfolios.