Although 1. Excessive market capitalization: At €1,000 per token, $XRP would need a market capitalization of €53 trillion, more than the entire world's GDP, which is unrealistic in such a short time. 2. Gradual adoption: Although XRP seeks to partner with banks, the global integration of the financial system is slow and faces competition from other technologies such as CBDCs and SWIFT. 3. Circulating supply: With a maximum supply of 100 billion XRP, the price is limited by high supply.