**New York DFS Seeks Specialist for Crypto and AI Policies**
The New York State Department of Financial Services (NYSDFS) is on the hunt for a specialist to join its Innovation Policy Unit. This role will focus on crafting policies for cryptocurrencies, decentralized finance (DeFi), and artificial intelligence (AI).
**Key Responsibilities:**
- Address policy issues in traditional and emerging financial markets.
- Tackle the use of AI and machine learning in finance.
**BitLicense Updates:**
- Introduced in 2015, the BitLicense has seen continuous updates.
- Recent changes require crypto firms to submit coin listing and delisting policies for approval.
- NYSDFS aims to mitigate technological, operational, and cybersecurity risks.
**Concerns Raised:**
- Earlier this year, Comptroller Thomas DiNapoli criticized the NYSDFS for incomplete security checks and inadequate verification of applicants' tax obligations.
**Customer Service Standards:**
- New standards for virtual currency entities (VCEs) will be implemented by Q3 2024.
- Recordkeeping and customer feedback must be accessible to the DFS by November 1, 2024.
Currently, 32 crypto exchanges operate under BitLicenses or trust charters in New York.