According to PANews, recent data from Token Terminal indicates that the total active loans in the on-chain lending market have reached an all-time high, surpassing $20 billion. The previous record was set in December 2021.
#OnChainLendingTrend
$BTC

According to PANews, recent data from Token Terminal indicates that the total active loans in the on-chain lending market have reached an all-time high, surpassing $20 billion. The previous record was set in December 2021.
#OnChainLendingTrend
Courtesy #BinanceNews
#BinanceRocks

$BTC $XRP $ETH #OnChainLendingTrend
1. Technical Analysis
Current Downtrend
• BTC is trading significantly below its long-term moving averages (EMA 99, EMA 200), signaling a sustained bearish trend.
• Support levels are weakening (e.g., $91,747 is barely holding), which suggests a test of lower levels like $90,000-$89,000 is imminent if selling pressure persists.
Critical Support Zones
• $91,000-$90,000: Immediate zone to watch for a breakdown. A breach below could accelerate selling.
• $88,000-$89,000: Historically significant support zone. Strong buyer interest may emerge here.
• $85,000: If BTC reaches this level, it would align with a high bearish momentum zone.
Indicators Suggesting Further Decline
• RSI: Still hovering in the 30-40 range, indicating oversold conditions but with room for more downside.
• MACD: Remains negative, showing no immediate reversal signs.
• Volume: Consistent selling volume indicates bearish control.
2. Historical Analysis
BTC has historically seen deep corrections during bear markets:
• 2018 Bear Market: A 85% drop from all-time highs.
• 2022 Bear Market: Over 70% correction.
If this pattern repeats, a drop from the $100,000-$105,000 region to $85,000 would represent a correction of around 15%-20%, aligning with historical pullbacks.
3. On-Chain Data
• Whale Activity: Large BTC holders have been offloading in recent months, increasing the supply pressure.
• Exchange Reserves: Rising BTC deposits on exchanges indicate selling intent.
• Mining Difficulty: Rising costs and declining prices could lead to miner capitulation, adding downward pressure.
4. Broader Market Factors
• Macroeconomic Environment: Rising interest rates and risk-off sentiment in global markets may push BTC lower.
• Altcoin Liquidity: A collapse in altcoin markets could lead to BTC dominance but drag its price lower due to market-wide liquidation.
Probability of BTC Reaching $85,000
Scenario 1: Breakdown Below $91,000
• A confirmed breach of $91,000 would likely lead to cascading sell-offs, testing $88,000-$89,000, and potentially pushing toward $85,000.
Scenario 2: Relief Rally
• If BTC manages to reclaim $93,000-$94,000, the likelihood of testing $85,000 diminishes in the short term. However, failure to break above $94,000 would leave the downtrend intact.
Key Catalysts for $85,000
• Sharp increase in exchange deposits or whale selling.
• Broader financial market collapse or black-swan event.
• Weak buying interest at critical support zones like $90,000 or $89,000.

Next Steps
To confirm a move toward $85,000:
1. Monitor Support at $91,000: Watch for volume and momentum at this level.
2. Look for RSI Divergence: If RSI remains oversold without divergence, further downside is likely.
3. Track Broader Market Sentiment: Correlation with NASDAQ or S&P500 could add pressure.
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$BTC $ETH $XRP
#OnChainLendingTrend
Based on historical BTC market behavior and projected possibilities, here’s a self-strategized trading and investment approach for the 2025–2026 market cycle:

1. Bull Market Phase (2024–2025):
Objective: Maximize gains during upward trends while managing risk.
• Accumulation Zones:
• Gradual buying during dips in 2024 before the halving and as momentum builds.
• Use Dollar-Cost Averaging (DCA) to minimize risks from volatility.
• Trend Confirmation:
• Wait for clear breakout signals above key resistance levels (e.g., $70,000 or $85,000).
• Use indicators like RSI, MACD, and moving averages to confirm bullish momentum.
• Profit-Taking Strategy:
• Start booking profits incrementally once BTC reaches $100,000+, as historical peaks tend to trigger high volatility.
• Use Fibonacci extensions to identify psychological levels for exits (e.g., $110,000, $120,000).
• Stop-Loss Management:
• Tighten stop-losses as BTC nears projected cycle peaks, reducing exposure to sharp reversals.

2. Bear Market Phase (2025–2026):
Objective: Protect capital and identify opportunities for re-entry at lower prices.
• Avoid Emotional Buying:
• Stay disciplined and avoid entering long positions during sharp downward moves (e.g., -50% or more corrections).
• Use past cycle data to expect 70–80% retracements from the peak.
• Re-Accumulation Zones:
• Potential accumulation around key levels:
• $40,000 (first major support).
• $27,000–$30,000 (historical Fibonacci retracement level for BTC bear cycles).
• Use volume profiles and market sentiment as confirmation tools.
• Hedging:
• Open short positions during confirmed bear trends if BTC breaks below critical moving averages (e.g., EMA99).
• Use derivatives with tight risk management to hedge long-term holdings.

3. Long-Term Investment Possibilities:
Objective: Focus on maximizing the next cycle’s potential (2028+).
• Core Holdings:
• Build a core portfolio with BTC at cycle lows, aiming for the next bull run.
• Target Allocation:
• 60% BTC, 30% ETH, and 10% altcoins to diversify risk while maintaining high growth potential.
• Patience:
• Adopt a multi-year holding mindset, as BTC typically takes 3–4 years to recover and surpass previous highs after a bear market.

4. Risk Management:
Objective: Safeguard against large drawdowns.
• Portfolio Management:
• Never allocate more than 30% of capital to speculative positions.
• Maintain 40% in stablecoins or liquid assets during volatile phases for flexibility.
• Technical Stop-Loss:
• Place stop-losses below key support levels (e.g., $88,000, $65,000, $40,000) to reduce capital erosion during sharp declines.
• Leverage Management:
• Use low leverage (1–3x) for long-term positions, as BTC’s volatility can wipe out high-leverage trades.

5. Psychological Preparation:
Objective: Stay disciplined in high-stress market conditions.
• Control Greed:
• Avoid overexposure at cycle peaks when euphoria dominates the market.
• Focus on Fundamentals:
• Pay attention to on-chain data, institutional interest, and macroeconomic trends to navigate long-term opportunities.