À medida que 2025 se aproxima, os investidores retalhistas globais prestam cada vez mais atenção ao crescimento financeiro e à diversificação de ativos. Nos EAU, o mais recente inquérito eToro mostra que o interesse dos investidores de retalho em criptomoedas está a crescer rapidamente, com 37% dos entrevistados a planear aumentar o seu investimento em criptomoedas, além de ativos tradicionais, como ações e imóveis. Esta tendência reflete a forte procura das pessoas por instrumentos financeiros inovadores e também traz mais variáveis para o mercado futuro.
Ao mesmo tempo, a gigante do software MicroStrategy continua sua investida agressiva no mercado de Bitcoin, planejando expandir sua emissão de ações para financiar sua meta de aquisição de Bitcoin de US$ 42 bilhões nos próximos três anos. Este movimento da MicroStrategy marca as suas ambições no campo do Bitcoin e se esforça para consolidar a sua posição como o principal investidor institucional do mundo em Bitcoin.
MicroStrategy's '21/21 plan'
MicroStrategy is proposing an important measure to shareholders, seeking approval to expand its stock issuance plan. This initiative aims to provide funding support for future Bitcoin acquisitions and accelerate the implementation of its '21/21 plan'. According to this plan, MicroStrategy intends to invest $42 billion in Bitcoin purchases over the next three years and raise $21 billion through stock issuance while raising the same amount through fixed-income securities.
Specifically, MicroStrategy has proposed to increase the authorized number of Class A common shares from the existing 330 million shares to 10.33 billion shares, while expanding the authorized number of preferred shares from 5 million shares to 1 billion shares. This adjustment will enable the company to be more flexible in the capital markets to support its Bitcoin acquisition strategy in the coming years.
MicroStrategy's holding plan
Since 2020, MicroStrategy has begun a large-scale Bitcoin acquisition plan, and since the announcement of the '21/21 plan', the company’s acquisition pace has accelerated. In just December 2023, MicroStrategy purchased 42,162 Bitcoins, which, at current market prices, have a total value exceeding $4 billion. As of December 22, the company's total Bitcoin holdings reached an astonishing 444,262 Bitcoins, valued at approximately $43.53 billion, with an average purchase price of $62,257 per Bitcoin.
This accelerated acquisition is not coincidental. MicroStrategy's CEO, Michael Saylor, has long advocated for Bitcoin as an asset with transformative value, and the core of the company's strategy is to enhance shareholder value through increased Bitcoin investments. Although this aggressive strategy has brought substantial returns to MicroStrategy, with its Nasdaq stock price surging over 422% this year, it has also sparked discussions about the risks of over-reliance on Bitcoin.
The cryptocurrency enthusiasm of retail investors in the UAE
In the UAE, retail investors' enthusiasm for cryptocurrencies continues to rise. A survey by eToro shows that 37% of respondents plan to expand their cryptocurrency investments by 2025. Although traditional asset classes still dominate investors' priorities, 40% of respondents indicate plans to increase investments in stocks, bonds, and commodities, while 38% intend to increase their real estate investment proportion. Cryptocurrencies have become an important part of portfolio diversification, as investors gradually recognize the potential of crypto assets for future wealth growth.
In addition to cryptocurrencies, the financial decisions of UAE investors also reflect their high concern for robust wealth accumulation. 41% of respondents indicated they would increase their savings and investment proportions, 41% plan to enhance financial transparency through more meticulous budgeting and expense management, and 38% intend to reduce spending by simplifying their lifestyles.
The dual goals of UAE residents
It is worth noting that UAE investors are not only focused on financial goals; personal growth has also become a priority for them in 2025. Surveys show that 41% of respondents list personal skills enhancement, education, and career development as priorities for the new year. Additionally, health and well-being are also key concerns for residents, with 34% of respondents planning to invest more energy in health, fitness, and mental well-being, further reflecting the UAE people's pursuit of comprehensive life quality.
This mentality of balancing financial and personal growth undoubtedly reflects the UAE culture's emphasis on innovation, adaptability, and forward-thinking. Facing the future, UAE investors' proactive positioning in the financial sector, along with their focus on cryptocurrencies, is driving the region to become a leader in global investment trends.
With the arrival of 2025, MicroStrategy's '21/21 plan' will become the focus of the industry. While its strategy of investing in Bitcoin has attracted significant attention, it remains to be seen whether it can continue to generate shareholder value. Similarly, retail investors in the UAE will face their own challenges and opportunities in the evolving market environment.
Whether through investments in cryptocurrencies, real estate, or traditional asset classes, or continuously advancing on personal and professional development paths, UAE investors in 2025 are destined to be at the forefront of global financial development. Financial resilience and innovative spirit will continue to shape their future, helping them to embrace a more prosperous wealth and life in the new year.
The global wealth game has quietly changed, and UAE investors are keeping up with the trend, bravely embracing the new financial world. If you also want to stay in tune with market trends and understand the latest cryptocurrency dynamics and investment trends, don't miss out on more exciting analyses! Follow the expert and let's explore the future market together, welcoming the new year with a smile!
