As long as you don't open contracts, don't operate recklessly, just buy mainstream coins, you won't risk liquidation. In a bear market, buy in when it hits the bottom, then hold for four years, and you can quadruple your investment in four years.
Only buy Bitcoin and Ethereum, convert all cash to USDT, and that's it, hands in pockets, no attachments.
Long-term investment will definitely rise. However, the threshold is getting higher and higher; now a single Bitcoin costs around 700,000 to 800,000, equivalent to a house in a third-tier city, which is unaffordable for most people. That's why most people end up buying altcoins.
In a certain sense, BTC definitely belongs to value investing!