You searched through countless U merchant ads and eventually chose a U merchant that looked pretty good for trading.

The U merchant transferred to your account through Alipay, WeChat, or bank card. You confirm the transaction is complete, and 1 million USDT has arrived in the U merchant's account.

In this process, the exchange serves as a guarantee, temporarily locking your USDT. Once the merchant completes the payment and you confirm the information, the exchange releases the funds. There should be no problems throughout, the only issue that may arise is...

The merchant gave you 1 million with black money!

This is a link in your withdrawal process that you can't escape from. How can you confirm that the merchant's funds are problem-free?

Days of settlement? Promises of full compensation for frozen cards? The credibility of long-established cryptocurrency merchants?

Which one... could you tell me is useful?

It's useless. Countless frozen card cases tell us that this frozen card is a low-spec 'black swan' event. When the funds will burst is entirely dependent on when the victim reports it. I have a friend whose frozen card case lasted the longest for two years!

Be clear, it was frozen two years later!

He was confused himself. When he prepared to find the transaction order to appeal, certain exchanges had already cleared it, leaving him with no information to check!

The fundamental reason for the frozen card is:

First, you don't know if the money transferred by the U merchant has any issues.

Second, even if there are no issues this time, a few months later, it may be frozen due to involvement in previous fund cases.

Third, even if there are no problems, cards related to frequent inflows and outflows marked by the bank's big data risk control can be frozen.

Fourth, if your domestic card funds are frequently coming in and out, inconsistent with your previous identity; quick in and out without retention time can also trigger the bank's risk control freeze.

Hehe, it can be checked, but this belongs to on-chain technology, which I won't elaborate on for now. This is not about the recharge and withdrawal information being checked by the authorities, but rather that the bank card is under the watch of the anti-fraud big data center...

The logic is like this: gambling brothers often use USDT to move funds around, then sell and buy coins on some exchange platforms. The frequency of trades is too high, leading to their bank card having past interactions with cards flagged by the anti-fraud center, which is monitored by big data.

Most cryptocurrency merchants' bank cards are high-risk cards. If you have dealings with them for a long time, your bank card will also be tagged as 'fraud' in the big data.

Additionally, I remind everyone! The trends in the cryptocurrency market are filled with uncertainty and challenges, but they also contain potential opportunities. Investors should fully understand the related risks when participating in cryptocurrency investments, remain calm and rational, and adopt a prudent strategy to cope with market changes!