1. USD0: Token de Depósito Líquido
USD0 é $USUAL
Um dos principais ativos do protocolo Usual, semelhante ao USDT nas finanças tradicionais. Os usuários que possuem USD0 podem resgatar o ativo subjacente RWA (ativos do mundo real) do protocolo a qualquer momento.
2. USD0++: Tokens bloqueados, direitos de renda adicionais
Bloqueie USD0 por 4 anos para obter USD0++. As vantagens e desvantagens são as seguintes:
vantagem:
Subsídio habitual mais alto: Mantenha USD0++ para obter subsídio adicional de 45%.
Direitos de rendimento RWA: Você pode usufruir da distribuição de rendimento dos ativos subjacentes do contrato.
deficiência:
Pouca liquidez: Se uma saída antecipada exigir a venda através do mercado secundário, poderá causar desgaste, geralmente na faixa de 5%, o que equivale a cerca de 1 mês de rendimento mineiro.
If you are optimistic about this project in the long term, holding USD0++ is a better choice, even though the short-term exit cost is relatively high.
Other suggestions: If you are relatively conservative about the risks of USD0++, you can choose USD0/USDC LP, which has an annualized yield of 44%.
YT USD++: Short-term high-yield assets
What is YT USD++?
YT USD++ holders enjoy all the yields of USD0++, but after maturity (May 27, 2024), its value will be zero.
Yield calculations and risks:
Current annualized yield: 644%.
Payback period: About 59 days (assuming yields maintain current levels).
Remaining yield at maturity: 115 days of pure yield.
Potential risks:
Yield uncertainty: Whether YT yields can be sustained is the biggest variable.
Price volatility risk: A decline in YT price and Usual price may lead to a decrease in yields.
Before participating, carefully assess market conditions and risk tolerance.
Usual's early layout and staking risks
Community participation review:
Research report release: July 24, 2023, the Unidrops community was the first to release the Usual airdrop research report.
Early situation: At that time, TVL (Total Value Locked) was only 100 million USD, and the attention of the Chinese community was relatively low.
Staking-related risks:
1. Unstaking wear and tear risk
Unstaking requires a 10% handling fee. Based on the current daily yield of 1.49%, you need to stake for at least 7 days to cover this cost.
2. Staking yield dilution risk
Currently, the scale of USUALx (staked token) is 26 million pieces, and it is expected that the staking scale will further expand, which may dilute the yield of the staking pool.
The staking APY displayed on the official website is not updated in real-time, and the update frequency is currently unclear.
3. Coin price decline risk
The current high-yield attraction may be the main source of buying for USUAL. Once the coin price declines, the likelihood of a significant decrease in yield or even loss of principal increases.
Final summary:
For USUAL participants, the high interest attraction is certainly important, but the staking costs, yield dilution, and market risks must be fully considered.
Although it has increased five to six times from the bottom, I personally think that it is fine to buy in batches now for a medium to long-term investment. I am very optimistic about $USUAL .
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