In the cryptocurrency world, if you earn 1 million and want to transfer this money back to a domestic bank account, you need to operate carefully. Direct transfers may attract the attention of regulatory authorities and could be considered illegal income, possibly even involving legal issues. However, there is no need to worry; there are several legitimate ways to resolve this issue.

The following content is for reference only, not personally tested, please judge for yourself.

The first method is: withdraw USDT to a BiyaPay wallet, which has obtained relevant licenses in the United States. Through BiyaPay, you can exchange USDT for USD and then transfer it via banks like Wise or OCBC. Although there may be some handling fees and exchange rate losses along the way, the entire process is transparent and legal. When using Wise, funds can be transferred back to domestic Alipay, WeChat, or Bank of China accounts, but there will be a limit on the amount per year. The OCBC 360 account is very convenient for cash withdrawals in the domestic market and is not subject to the $50,000 limit.

The second method is to use the Kraken exchange to withdraw USDT to iFAST's UK bank. Kraken also has legal licenses, making this another legitimate option. However, handling fees and exchange rate losses will also apply.

It is particularly important to note that although these methods are legal, it is best to consult a professional legal advisor before proceeding to ensure that each step complies with regulations.

In summary, the most important thing is that you can earn money!