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Earlier, large financial firms like broker-dealers were required to follow strict capital rules. When they hold an asset, regulators decide how much of their own money they must keep locked aside as a safety buffer.

If regulators treat an asset as risky, firms must lock up almost the full value of it. That makes holding that asset expensive and inefficient.

For stablecoins, some firms were effectively being forced to treat them as extremely risky.

In practical terms, if a broker dealer held $5 million in stablecoins, it had to set aside nearly $5 million of its own capital against it.

That made stablecoins almost impossible to use at scale inside regulated finance.

The #SEC has now clarified that stablecoins should be treated much more like cash equivalent products.

Instead of requiring firms to lock up the full amount, they now only need to reserve a very small percentage.

This completely changes the economics.

Now a broker dealer can hold and use stablecoins without severely damaging its balance sheet efficiency.

And that matters because broker-dealers sit at the center of U.S. financial markets. They handle trade settlement, custody, market making, and institutional flows.

With this clarification:

• Firms can settle trades in stablecoins without heavy capital penalties
• Tokenized bonds and treasuries become easier to integrate
• Onchain settlement becomes operationally realistic for regulated institutions

This is how crypto will move from niche adoption to financial plumbing, one regulatory clarification at a time.

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#TrumpNewTariffs

SEC Stablecoin Victory & RWA Explosion: Tracking ACE, OPEN, and OPN
February 22, 2026, marks a structural shift in how institutions view digital assets. From new SEC rules to prediction market listings, the landscape is changing fast.
🏛️ The Biggest Win of 2026
The SEC has reduced the stablecoin capital "haircut" from 100% to 2%.
Impact: This treats stablecoins like money market funds, allowing Wall Street broker-dealers to use them for everyday settlement and collateral.
RWA Boom: Total Real-World Assets on Ethereum have surged 315% year-on-year, crossing $1.7 billion.
🚀 Assets to Watch This Evening
Opinion ($OPN): Binance Futures has launched OPNUSDT pre-market trading with up to 5x leverage. This high-performance prediction exchange is a key 2026 narrative.
ACE (Fusionist): Showing textbook bullish momentum near $0.61. Watch for a candle close above $0.615 for a breakout signal.
OpenLedger ($OPEN): Trading at ~$0.153. A key part of the Ramadan "Grow Together" campaign with a $50,000 collective reward pool.
STRAX (Xertra): Currently around $0.015. Seen as a "low-cap breakout" play as it transitions to an Ethereum-based ecosystem.
Short-term Driver: Trump's move to raise global tariffs to 15% has pushed investors toward "digital gold" (BTC) and yield-bearing utility tokens.
#RWA #SEC #ACE #OPEN #OPN

🚨 Klusais, bet svarīgais pārvērtības notiek ASV kriptovalūtu regulēšanā.
Nesenā SEC darbinieku vadlīnija liecina, ka brokeri-dealeru varētu būt iespējams attiekties pret noteiktām kvalificētām maksājumu stabilajām monētām labvēlīgāk savos grāmatvedības ierakstos, izmantojot daudz vieglāku kapitāla samazinājumu nekā tas, ar ko daudzi uzņēmumi faktiski strādāja iepriekš. Tas var izklausīties tehniski, bet ietekme ir vienkārša: tas var padarīt institucionālo stabilo monētu izmantošanu atbilstošāku.
Ripple’s RLUSD, tas ir svarīgi.
Ja kapitāla apstrāde kļūst mazāk ierobežojoša brokeru-dealeru gadījumā, stabilās monētas, piemēram, RLUSD, var kļūt vieglāk integrējamas reālajā tirdzniecībā, valsts finanšu plūsmās un norēķinos. Tas automātiski nenozīmē tūlītēju masveida pieņemšanu, bet samazina vienu no berzes punktiem, kas kavējusi institucionālo dalību.

The U.S. Securities and Exchange Commission (SEC) just quietly changed a single rule, and it might just be the catalyst that permanently bridges traditional finance with the crypto ecosystem.
By drastically reducing the capital requirements for Wall Street firms holding stablecoins, regulators have officially lowered the biggest barrier keeping blockchain infrastructure out of institutional finance.
Here is exactly what changed, how it works, and why it is a massive victory for the crypto market.
The Problem: The 100% Capital Trap
To understand the magnitude of this shift, you have to understand how Traditional Finance (TradFi) broker-dealers operate. When a regulated institution holds an asset, they are required by law to set aside a specific amount of reserve capital based on how risky regulators perceive that asset to be. This is known as a "haircut."
Until now, the SEC treated stablecoins with a 100% haircut.
This meant that if a broker-dealer held $1 million in stablecoins, regulators viewed that entire $1 million as completely unusable for capital compliance purposes. To stay compliant and operational, the firm effectively had to lock up another $1 million of its own cash.
Holding $1 million in stablecoins was freezing $2 million in balance sheet capacity. It made holding digital dollars incredibly inefficient, financially penalizing, and highly unattractive for regulated institutions.
The Pivot: The 2% Solution
The SEC has officially updated its rulebook, clarifying that the haircut for proprietary stablecoin positions has been slashed from 100% down to just 2%.
This aligns the regulatory treatment of stablecoins with traditional money market funds. Instead of freezing the full equivalent value of their stablecoin holdings, broker-dealers now only need to set aside a tiny 2% buffer.
The Old Way: Holding $1M in stablecoins required $1M in locked backup capital.
The New Way: Holding $1M in stablecoins requires just $20,000 in locked backup capital.
The Ripple Effect: Wall Street Meets On-Chain
Institutions can now hold stablecoins without nuking their capital ratios.
With the financial penalty removed, broker-dealers are free to integrate stablecoins into their daily operations. They can now efficiently use them for:
- Instant, 24/7 settlement
- Seamless collateral transfers
- Purchasing and trading tokenized treasuries
- Executing large-scale on-chain transactions
Why Crypto Wins: If stablecoins are finally balance-sheet friendly, institutional adoption will accelerate rapidly. Wall Street now has a clear, compliant, and cost-effective runway to use digital dollars.
More institutional usage translates to massive demand, cementing stablecoins as the core financial infrastructure of the future and the ultimate bridge between TradFi and the #blockchain .
#SEC #WallStreetNews

🚨 Major Regulatory Shift: SEC Cuts Stablecoin Capital Discount to 2% — Why It Matters

The U.S. Securities and Exchange Commission (SEC) has taken a move that could reshape how stablecoins are adopted in traditional finance.

On February 19, the SEC allowed brokerage firms to apply just a 2% capital discount on compliant stablecoins — down from the previous 100%.

In other words: holding digital dollars for blockchain settlements no longer ties up capital the way it used to.

📉 What actually changes?

Previously, any institution holding stablecoins for settlement on the blockchain was treated as holding a high-risk asset, making their use economically impractical.

Now, they are treated economically similar to traditional money market funds.

🏦 The result:

This opens the door for Wall Street to integrate stablecoins into settlements, tokenized securities, and blockchain-based financial infrastructure — without punitive capital requirements.

📜 Why now?

The shift relies on the new GENIUS framework for U.S. stablecoins, which enforces 1:1 reserves and strict compliance standards.

The regulatory message is clear: compliant stablecoins are no longer “risky assets,” but a reliable payment layer.

⚡ Market impact:

Pressure on brokers to build stablecoin infrastructure
Accelerated adoption of tokenized assets and on-chain settlements
Growth potential for regulated stablecoins like USDC in institutional finance
Simply put: what was uneconomical for institutions yesterday… is now viable overnight.

#Crypto #Stablecoins #SEC #Tokenization #BlockchainFinance