You should buy XRP token before bull run. Otherwise you will hurt to yourself.
Take decision of your own risk.
XRP is the native cryptocurrency of XRP Ledger, which is an open-source, public blockchain designed to facilitate faster and cheaper payments.
Sending payments overseas using the legacy financial system typically takes one to four business days and can be expensive. If a person uses XRP as a bridging currency, it’s possible to settle cross-border transactions in less than five seconds on the open-source XRP Ledger blockchain at a fraction of the cost of the more traditional methods.
According to XRPL’s XRP documentation, the ledger settles payments in under five seconds and can handle more than 1,500 transactions per second.