#OnChainLendingSurge The On-Chain Lending market is experiencing a significant surge, with total value locked (TVL) increasing by 25% to $13.4 billion in the last 30 days. This growth is driven by:

1. Increased Adoption: More users are turning to on-chain lending platforms for their borrowing and lending needs, driven by the benefits of transparency, security, and decentralization.

2. Improved Infrastructure: Advances in blockchain technology and the development of more sophisticated lending protocols have made on-chain lending more efficient, secure, and user-friendly.

3. Yield Farming: The rise of yield farming has attracted more liquidity to on-chain lending platforms, as investors seek to maximize their returns through lending and borrowing activities.