Charles Schwab is gearing up to offer spot crypto trading, pending favorable regulatory changes in the U.S., according to incoming CEO Rick Wurster. Despite not personally investing in crypto, Wurster acknowledges its popularity and potential profitability. Schwab's clients are already active in crypto via ETFs and futures. The firm faces competition from Fidelity, Robinhood, and Webull. Wurster, set to become CEO on Jan. 1, also highlighted the transformative role of AI in wealth management, enhancing efficiency in client interactions. Schwab's recent survey shows crypto's rising appeal among ETF investors.