📉 Market Overvaluation Alert

For the first time in 22 years, the 10-year Treasury yield has surpassed the S&P 500's earnings yield, signaling a critical shift:

🔹 S&P 500 Equity Risk Premium:

Now at -0.44%, far below the long-term average.

🔹 5-Year Trend:

The yield difference has dropped by 5 percentage points, marking one of the steepest declines in 50 years.

🔹 Implications:

10-year Treasuries, considered less risky, now pay higher yields than the S&P 500.

Historically, this dynamic suggests overvaluation in equities, potentially leading to lower returns and raising the likelihood of a market correction.

💭 Question:

Is this a warning sign for investors to reallocate, or can the market defy history yet again?

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