**Binance Loan Guidelines**

**Eligibility Criteria**:

1. **Minimum Age**: Must be 18 years or older.

2. **KYC Completion**: Full identity verification through the KYC (Know Your Customer) process is required.

3. **Cryptocurrency Collateral**: Sufficient crypto assets are needed to serve as collateral.

**Loan Application Process**:

1. **Account Access**: Log in to your Binance account and go to the "Binance Loan" section.

2. **Select Collateral**: Choose the cryptocurrency you wish to use as collateral, such as BTC, ETH, or BNB.

3. **Specify Loan Amount**: Enter the desired loan amount in a fiat currency like USD or EUR.

4. **Choose Loan Duration**: Select the loan term, such as 7, 14, or 30 days.

5. **Interest Rate and Fees**: Review the applicable interest rate and any associated fees.

6. **Loan Confirmation**: Carefully review and confirm the loan details.

7. **Receive Funds**: The borrowed amount will be deposited into your Binance account.

**Repayment Terms**:

1. **Loan Repayment**: Repay the borrowed amount along with interest before the due date.

2. **Auto-Repayment Option**: Enable auto-repayment to automatically deduct the loan repayment from your Binance account.

3. **Collateral Liquidation**: If the loan is not repaid on time, Binance may liquidate your collateral to cover the outstanding loan amount.