🚀 Affirm shares soar 26% as Q4 results beat expectations! 💪

- Loss per share: 69 cents vs. 85 cents expected

- Revenue: $446 million vs. $406 million expected

🔮 Optimistic Q1 guidance: $430 million to $455 million in revenue (analysts expected $430 million)

📈 GMV growth: $5.5 billion, up 25% YoY, beating $5.3 billion expected

🔥 Affirm's buy now, pay later services thrived during the pandemic, but faced challenges from rising interest rates and a worsening economic environment.

🎓 Student loan payments resuming in October may impact fiscal 2024 GMV, but analysts remain positive, with Deutsche Bank raising their price target from $12 to $16. Affirm Card's growth is a key factor.

Stay tuned for more market updates! 📈