. Bitcoin at $20k: Some people don't trust it and think it will go to zero.
2. Bitcoin at $30k: Others see it as a temporary rise and refuse to get involved.
3. Bitcoin at $40k: Some find the situation confusing and decide not to invest.
4. Bitcoin at $50k: People start to pay attention and wonder if they missed out.
5. Bitcoin at $60k: Regret sets in for not buying earlier at $20k or $30k.
6. Bitcoin at $65k: People question if it's too late to start investing.
7. The speaker notices a pattern of excuses and inaction despite Bitcoin's increasing value.
8. The speaker wonders what excuses people will come up with when Bitcoin reaches $100k.