By 2025, the world's leading financial institutions will begin providing services for storing cryptocurrencies, which will mark a new stage in the integration of digital assets into the traditional economy. Galaxy Research analysts claim that banks BNY Mellon, State Street, JPMorgan Chase and Citi, which jointly manage assets worth over $12 trillion, will become leaders in the field of cryptography.
This trend confirms the gradual recognition of cryptocurrencies as a full-fledged asset class and creates the prerequisites for a significant increase in their market capitalization.
Breakthrough of institutional support
The Office of the Comptroller of the Currency (OCC) plays a key role in this process, creating regulatory conditions for the integration of cryptocurrencies into banking services. According to Galaxy Research, even a minimal allocation, such as 1% of the assets of these banks in cryptocurrencies, can lead to a multiple increase in their total capitalization.
Previously, the investment giant BlackRock recommended that investors allocate 1-2% of their portfolio to bitcoin, comparing it with large stocks such as Apple or Amazon. Leading investment platforms are expected to officially support this strategy as early as 2024, paving the way for even greater institutional involvement.
Nation states come into play
Corporate adoption of cryptocurrencies will inevitably lead to their adoption at the level of national governments. Galaxy Research predicts that competition between countries with large sovereign wealth funds and states seeking economic independence from the United States will push them to mine or acquire bitcoins.
Although possible initiatives to include cryptocurrencies in the strategic reserve are being actively discussed in the United States, analysts believe that non-aligned states and countries seeking to diversify their assets will be the first to act.
Ethereum: the second round of popularity
Despite the fact that investors' attention is focused on bitcoin, analysts predict a return of interest in Ethereum. After the Merger update in 2022 and the switch to Proof-of-Stake, the ETH/BTC ratio began to decline. However, in 2025, this indicator may rise again to the level of 0.06, especially against the background of new rules encouraging the development of decentralized finance (DeFi).
The Future of the Cryptocurrency Market
The crypto market continues to show volatility: over the past 24 hours, the cost of bitcoin has decreased by 1.8% to $ 94,170, and Ethereum has fallen by 0.6%, reaching $ 3330. However, the long-term prospects remain positive.
The integration of cryptocurrencies by major financial institutions, state-level support, and the development of DeFi applications lay a solid foundation for the next stage of digital economy growth. The year 2025 promises to be a key milestone on the path to global adoption of cryptocurrencies.
