According to the **Collateralization Model** from **Valhil Capital**, XRP could have a **fair market value** of **$122,580**—a striking difference from its current price of around **$2.40**. Here's the breakdown of this bold valuation:
🔍 **What is the Collateralization Model?**
Developed by **Valhil Capital**, the Collateralization Model suggests that XRP could serve as the foundation for **collateralizing assets worldwide** in a fully tokenized financial system. This includes everything from **real estate** and **commodities** to **central bank reserves**—all powered by XRP’s underlying blockchain, the **XRPL**.
💡 **Why the $122,580 Price Tag?**
The model estimates that global wealth, currently around **$5.3 quadrillion**, could reach **$6.2 quadrillion by 2030** with tokenization. Dividing this total by XRP’s circulating supply of **50.7 billion tokens** results in the projected value of **$122,580** per XRP token.
🌍 **XRP’s Potential in Tokenization:**
The model focuses on XRP's potential as a **collateral asset** in a **tokenized economy** rather than as a transactional currency. With blockchain technology playing a central role in securing assets, XRP could become essential in a future financial landscape.
⚠️ **Challenges Ahead:**
While this valuation is ambitious, it depends on **global asset tokenization** and overcoming **technological and regulatory hurdles**. There are also variables not accounted for that could impact the model's accuracy.
💭 **Bottom Line:**
Though XRP is currently trading much lower than this estimate, this **$122,580 value** is a **theoretical fair market value** under ideal conditions, not a price prediction. The future of XRP remains uncertain, but the potential is undeniably huge.
🔎 **Disclaimer:**
This content is informational and should not be considered as financial advice. Always do your own research before making investment decisions. 💡