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The strongest factor that can increase the worth of $XRP is adoption for cross-border payments and financial institution partnerships. Ripple’s XRP-powered On-Demand Liquidity (ODL) solution, which eliminates the need for pre-funded accounts in international payments, holds massive potential to disrupt traditional systems like SWIFT.

If major banks and financial institutions globally integrate XRP into their operations for efficient, low-cost, and real-time settlements, it would drive demand for $XRP , reduce circulating supply due to its practical use, and potentially increase its value. Furthermore, clarity in regulatory frameworks regarding XRP’s classification (e.g., security vs. digital asset) could boost institutional confidence and further adoption.

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