đ Exciting news from the U.S. Treasury's Office of Financial Research! Their latest paper suggests that crypto investments might have helped lower-income Americans snag their dream homes more than others. đ đ°
Despite concerns about financial stretching, delinquency rates in high-crypto areas remain low. Could this be a sign of a brighter future for crypto adoption in the U.S.? đ€
With a 274% mortgage increase in these areas, crypto sales might have boosted down payments. What do you think about this trend? Share your thoughts below! đ