Coinspeaker Binance Introduces ‘Binance Wealth’ for High-Net-Worth Clients

Binance, the world’s leading crypto exchange by trading volume, introduced Binance Wealth on October 29, 2024. Designed for elite clients, the solution allows high-net-worth individuals (HNWIs) to access an extensive range of digital assets through dedicated private client managers.

Binance Wealth simplifies wealth managers’ onboarding tasks, enabling swift submission of know-your-customer (KYC) documents. Each client gains a personal sub-account on Binance, granting seamless access to trading and staking various cryptocurrencies within a familiar investment framework. 

Binance highlighted that the platform merges traditional wealth management structures with advanced crypto features. Crypto assets have increasingly become a staple for portfolio diversification among institutional investors. The introduction of spot bitcoin ETFs in January and ether ETFs in July this year has further opened to door for cryptocurrencies as credible assets among HNWIs. 

Binance Wealth: Technological Platform, Not Advisory Service

While advanced in its offerings, Binance Wealth functions strictly as a technological platform, not a financial advisory service. Catherine Chen, head of Binance VIP & Institutional, explained that the service equips wealth managers with essential tools for managing clients’ cryptocurrency exposure, but it does not provide financial advice.

“Wealth managers can help onboard and support their clients who are eligible to use Binance.com – residing in jurisdictions where Binance.com is available. This of course is still subject to who the wealth managers can service in the first place, based on their respective license/exemption,” said Chen.

Operating through the Binance.com platform, Binance Wealth follows regional regulations closely, limiting availability in certain areas. For example, the service remains unavailable in the United States, with its initial focus on Asia and Latin America, where cryptocurrency adoption rates and high-net-worth individuals (HNWIs) are notably high. 

A Binance spokesperson noted that wealth managers can assist eligible clients in regions where Binance.com is accessible, supporting compliance with local laws while extending Binance’s global presence.

Client assets on Binance Wealth reside securely in individually allocated sub-accounts within the platform. Each client maintains control over their digital assets, which remain in dedicated wallets under their accounts. A Binance representative highlighted that all user assets appear on the Proof of Reserves page, reinforcing transparency and security – key aspects for HNWIs managing wealth in digital assets.

Exclusive Features for Elite Clients

Unlike Binance’s enterprise-focused prime broker Link service, the VIP wealth offering does not provide reduced trading fees. However, Binance remains competitive by offering a strong fee structure, with eligible VIP Program users receiving appealing fee rebates. Chen clarified:

“Standard trading fees apply. Binance offers a highly-competitive fee structure, and users who qualify for our VIP Program receive attractive fee rebates.”

The launch of Binance Wealth reflects Binance’s dedication to addressing elite investors’ advanced needs. Through innovative technology, Binance enables wealth managers to grant clients effortless access to the cryptocurrency market. 

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Binance Introduces ‘Binance Wealth’ for High-Net-Worth Clients