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Ripple is taking a giant leap forward with the highly-anticipated launch of its stablecoin Ripple USD (RLUSD), hitting the market December 17. Designed to combine the stability of traditional finance with the speed of crypto, RLUSD is already sparking excitement among investors and innovators alike. Here’s why this launch could redefine global payments.
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🌍 RLUSD: Backed for Stability, Designed for Innovation
Ripple’s RLUSD is fully backed by US dollar deposits and government bonds, delivering unparalleled reliability for stablecoin users. Starting on December 17, RLUSD will be available on major platforms like:
Uphold
MoonPay
Archax
CoinMENA
Upcoming Platforms: Bitso, Bitstamp, and many others are set to integrate RLUSD soon, expanding its accessibility worldwide.
Ripple’s ambition doesn’t stop there—2025 will see RLUSD integrated into the Ripple Payments network for seamless cross-border transactions and treasury remittances across the Americas, Asia-Pacific, and beyond.
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📈 Xaman Wallet Growth Skyrockets 🚀
The excitement around RLUSD has sent activity on Xaman Wallet soaring, with a 250% surge in weekly active users over the past few months. As a self-custodial wallet for the XRP Ledger ecosystem, Xaman is becoming a central hub for RLUSD and XRP users.
Key Features of Xaman Wallet:
Seamless on-and-off ramps
Smart contract integration via the Xahau Network
Growing adoption as Ripple continues to expand
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💡 Ripple CTO Clears Up Pre-Launch Pricing Drama
RLUSD made headlines even before launch with an eye-popping pre-sale price of $1,200—but Ripple CTO David Schwartz quickly addressed the buzz. The unusual price spike resulted from a limited pre-launch supply and eager buyers.
Schwartz reassured the community: RLUSD will stabilize at $1, aligning with its core purpose as a reliable stablecoin for payments, not speculation.
Pro Tip: Don’t let FOMO take control—RLUSD is built for long-term financial stability.
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🔥 RLUSD Sparks an XRP Rally 🪙
The launch of RLUSD is providing fresh liquidity to Ripple’s XRP ecosystem, fueling optimism and a price rally. As RLUSD adoption grows, Ripple’s ecosystem gains momentum, bringing increased efficiency and scalability to global payments.
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🌐 Why RLUSD Matters
Ripple’s RLUSD isn’t just another stablecoin—it’s a cornerstone of Ripple’s vision for a borderless, decentralized financial system. Backed by regulatory approval, a robust ecosystem, and Ripple’s innovation, RLUSD is poised to:
✅ Streamline global transactions
✅ Enhance liquidity for XRP
✅ Bridge traditional finance and Web3
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📣 Are You Ready for RLUSD?
Ripple is not just launching a stablecoin; it’s shaping the future of digital payments. With RLUSD, users can expect stability, accessibility, and innovation—an evolution that could set new benchmarks in the crypto world.
#Ripple #XRP #RLUSD #Stablecoin #CryptoNews
$XRP

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XRP, the native token on Ripple's payment network, has surged 11% in the last 24 hours, following the announcement that Ripple's highly-anticipated RLUSD stablecoin has received regulatory approval and is preparing to launch "soon." 📈
📊 Ripple's RLUSD Stablecoin
Ripple's RLUSD stablecoin, a cryptocurrency designed to maintain a steady value in line with the U.S. dollar, has been approved by the New York Department of Financial Services. 📊 While stablecoins can operate without this approval, Ripple sought to be added to New York's "greenlist" to gain credibility as a compliance-first company and access the New York market. 📈
📊 Impact on XRP
The launch of RLUSD will not directly impact XRP, but positive news about Ripple is often seen by investors as a boon for XRP. 📈 XRP is used to settle transactions on Ripple's payment network, and the coin's value has risen from $1.98 to a high of $2.46, amid news of the RLUSD stablecoin's launch. 📈
📊 Stablecoin Market
The stablecoin market is worth over $200 billion and is expected to grow to $2.8 trillion by 2028, according to Bernstein Research. 📊 Stablecoins offer low volatility and fast settlement, making them popular for international payments and as reserve assets in countries with high rates of inflation. 📈
📊 Competition in the Stablecoin Market
Despite the sector's massive growth, two rival stablecoins—Circle's USDC and Tether's USDT—have about 90% market share, according to Coingecko data. 📊 However, Ripple CEO Brad Garlinghouse is confident that Ripple will outcompete these current leaders and become the "gold standard for enterprise-grade stablecoins." 📈
📊 Ripple's Advantage
Ripple has promised that the stablecoin will be 100% backed by U.S. dollar deposits, short-term U.S. treasuries, and other cash equivalents. 📊 Crypto analyst Toe Bautista notes that Ripple holds large monetary reserves, including 80 billion XRP allocated to the company in 2012, that will make it easier for the company to deliver on this promise. 📈 $XRP
🤔 What do you think? Share your theories and speculations in the comments below! 💬
#XRP #Ripple #RLUSDLaunch #Stablecoin

What is a "black swan" in the market and can it be curbed

A "black swan" is a hard to predict and a rare event that nevertheless has significant consequences. The theory was invented by American mathematician and economist Nassim Taleb in 2004. Almost all significant scientific discoveries, historical and political events, art and cultural achievements, such as the development and introduction of the Internet, World War I, the stock market crash in the United States in 1929, the collapse of the Soviet Union and the global economic #crisis of 2008 are "black swan" type events.

Silicon Valley Bank (SVB) declared bankruptcy.

Against this background, the cryptocurrency market also collapsed. #USDC #Stablecoin has been detached from the dollar after the closure of Silicon Valley Bank, where Circle held $3.3 billion in collateral. Bloomberg writes that this is the largest bank collapse in the U.S. since the 2008 crisis. The reason was the withdrawal by the technological startups of their funds from the bank accounts. The financial regulator in California said that the bank will get a temporary administration and insured depositors will get their money no later than Monday morning. According to Bloomberg, SVB had about $209 billion in total assets and $175 billion in deposits as of December 2022.

In the screenshot you can see the U.S. bank situation now. (March 11, 2023)

How do investors prepare for black swans?

#BlackSwans can affect almost all areas. Sometimes events occur almost instantaneously. So how do you protect yourself from their influence?

In his book, Taleb wrote that the best way to mitigate the negative influence of black swans is not to try to predict them. According to the author, it is instead necessary to develop a stable and sustainable plan that will help reduce the probability of such an event or mitigate its consequences.

Diversify capital by asset type and location

Accept that the next black swan is bound to happen

Take advantage of the opportunities that black swans provide

In 2017-2019, the economist spoke positively about #bitcoin , calling it the first organic currency. He saw the strength of digital money in the fact that it could not be controlled by central banks.

However, Taleb later changed his mind. The economist said that we can't rely on bitcoin - it won't save money from inflation. According to Taleb, cryptocurrency is not a hedging tool and does not protect against geopolitical risks. "Bitcoin is not an insurance against geopolitical events, but just the opposite."

Black Swans and other threats really do come down to risk management and its basic applications. A good formula to apply is RISK = THREAT X VULNERABILITY X CONSEQUENCE. We can use this formula combined with new advanced computing to better predict, synthesize data, and mitigate extreme events. It is never too late to start planning.