Finally, we cannot describe what Ripple is without talking about this particularity which contributes to its spectacular success and which considerably distinguishes it from other cryptocurrencies such as Bitcoin: the Ripple transfer system works independently of the XRP token. So it’s much more than a cryptocurrency!

Ripple was in fact created with the idea of ​​using blockchain technology to facilitate interbank payments. The digital payment protocol Ripple is so successful that it even tends to steal the spotlight from the cryptocurrency of the same name. Ripple has even become a serious competitor to the Swift interbank network.

Ripple, more reliable, also allows faster and more economical interbank exchanges. Indeed, cross-border transactions carried out in competing systems). The XRP coin offers a settlement time of four seconds, while its competitors Ethereum and Bitcoin boast settlement times of two minutes and over an hour, respectively. The system allows you to exchange your own tokens but also to carry out transactions in traditional national fiat currencies such as the Euro or US Dollars. Unlike most cryptocurrencies including Bitcoin, transactions remain validated by a central body and do not depend on ripples.

We then understand that the Ripple alternative appeals to several large banking groups and financial institutions such as UBS, UniCredit, Crédit Agricole, Bank of America or HSBC for example, which have adopted this protocol or started test programs and integrated Ripple as part of pilot projects. The support of these big international names of course benefits the reputation of the Ripple system in general as well as its cryptocurrency.
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💰 Ripple's potential damages estimated lower than $770M: global investigations note jurisdiction limits, highlight regulatory inconsistencies over fraud claims. Majority of XRP sales to accredited investors outside the U.S. minimize punitive damage possibilities. #RippleLegal #BitcoinWorld