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As of February, Ripple (XRP) is trading at $2.45. The cryptocurrency community is on hype with anticipation as XRP stands on edge of developments. The potential approval of XRP-focused exchange-traded funds (ETFs) and a favorable resolution to the ongoing SEC lawsuit could serve as substantial catalysts for price appreciation. Analysts have set optimistic targets, with some predicting XRP could reach between $12 by the end of 2025. However, despite these promising factors, a 10x surge appears unlikely, given the current market dynamics and XRP’s established position in the crypto market.

In contrast, Mutuum Finance (MUTM) is emerging as an alternative for investors seeking more gains. Currently in its presale phase, MUTM is priced at $0.01 in its first phase of the presale, offering a low entry point for early investors. The platform’s innovative decentralized lending protocol has received attention, with projections suggesting that Mutuum Finance could achieve a 100x increase, potentially reaching $1 by 2025. This ambitious outlook is supported by the project’s commitment to delivering practical DeFi solutions and a structured roadmap aimed at sustainable growth. For investors aiming for substantial returns, Mutuum Finance presents a high-growth opportunity that stands out in the growing cryptocurrency market.

Mutuum Finance Presale Surges as Investor Interest Grows

The first phase of Mutuum Finance’s presale is rapidly gaining traction, surpassing $467,000 in funding with over 747 holders securing MUTM tokens at  $0.01 each. As demand grows, investors are waiting to lock in early-stage prices before subsequent rounds drive up the cost. Early participants stand to benefit significantly with an 11-stage structured presale, as the token price is set to reach $0.06 before its official exchange debut, a remarkable 600% increase.

Mutuum Finance’s innovative deflationary tokenomics reinforce its long-term value. Through a strategic buyback system, the platform continuously reduces token supply while redistributing rewards to stakers. This model not only supports sustained demand but also enhances price stability, making it an appealing choice for long-term investors.

What Sets Mutuum Finance Apart?

Unlike conventional lending platforms, Mutuum Finance operates as a fully decentralized, non-custodial protocol, ensuring users retain complete control over their assets. It offers two distinct lending models:

Peer-to-Contract (P2C): A pooled liquidity system designed for maximum capital efficiency and security.

Peer-to-Peer (P2P): Direct lending between users, bypassing shared liquidity pools—ideal for high-volatility assets like meme coins.

Borrowers can opt for fixed or variable interest rates, allowing them to tailor their lending strategies to their risk preferences. Real-time interest rate adjustments maintain a fair and efficient system, while smart contract automation ensures seamless loan execution without intermediaries.

Security, Transparency and Ecosystem Expansion

Security remains a top priority, with projected third-party audits and an open-source code providing full transparency.

Beyond potential price appreciation, MUTM holders can generate passive income through staking, with buyback-driven rewards ensuring steady returns. This incentivized staking model encourages long-term holding and contributes to the platform’s overall stability.

Looking ahead, Mutuum Finance plans to expand across both EVM and non-EVM blockchains, broadening liquidity and accessibility across multiple networks. This multi-chain approach positions MUTM as a truly global DeFi solution, independent of any single blockchain’s performance.

To further accelerate adoption, Mutuum Finance is launching a $100,000 giveaway, awarding $10,000 in MUTM tokens to each of 10 lucky winners. Additionally, the platform’s referral program incentivizes community growth by rewarding users with bonus tokens for successful invites.

While XRP’s growth depends on regulatory outcomes, Mutuum Finance offers a higher 10x potential with its decentralized lending model, structured presale, and deflationary tokenomics. MUTM is a rare opportunity with early-stage pricing and strong long-term prospects. Secure your tokens now and be part of the next DeFi breakthrough.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.finance/Linktree: https://linktr.ee/mutuumfinance

Tesla billionaire and CEO of blogging platform X Elon Musk has revealed the release date for Grok 3, mentioning that it will be the smartest AI on earth.

According to his post, Grok 3 will be released on Monday at 8 PM (Pacific Time), alongside a live demo. In a follow-up post, he mentioned that he would be busy with the Grok 3 team all weekend, remaining offline for the entire duration to hone the product.

Elon Musk to release Grok 3 on Monday

The announcement is coming after his comments at the World Government Summit that took place in Dubai three days ago. At the event, he mentioned that Grok3 would be very smart, calling it a ‘scary smart’ AI model. He also took advantage of the speech to take a few sly digs at OpenAI CEO Sam Altman. Musk and Altman have been at loggerheads for a while since OpenAI announced plans to switch to a for-profit model.

While both Musk and Altman have been involved in some protracted lawsuits over the development, Musk shocked the entire market when he made a public bid for OpenAI, bidding $97.4 billion for the artificial intelligence company. While Altman laughed off the bid at first, reports claim that the company’s board of directors has unanimously rejected Musk’s bid to take over the company.

Sam Altman also recently received an updated roadmap for its GPT-4.5 and GPT-5 without mentioning an exact date for the new models. When he was asked about the estimated time of launch for both models, Altman mentioned that it could be weeks and things could run into months.

The post Elon Musk announces release date for Grok 3 first appeared on Coinfea.