$XRP only for Long Term (be patient and u will absolutely win mega amount from this one)
Starting in 2025, customers will be able to use XRP for payments at many merchants, both online and in-person. When they pay with XRP, they will earn CTF tokens, which can be used for discounts or exchanged for cash. With a limited supply and high demand, CTF tokens might see a significant increase in value, potentially rising from $0.72 to $498, making them a valuable asset for early adopters.
SBI Holdings, a major financial firm based in Tokyo, is boosting XRP adoption. They plan to launch the SBI VCTrade platform in March, allowing users to buy XRP and other tokens with Japanese Yen. SBI CEO Yoshitaka Kitao, a strong supporter of XRP, believes its use in cross-border transactions will grow as more companies join RippleNet, creating real demand for virtual currencies like XRP.
As XRP adoption grows in Japan's banking sector, it will boost liquidity and support larger cross-border transactions. SBI's VCTrade platform will further enhance this liquidity, simplifying international transactions for banks. Japan, backed by major players like SBI, is paving the way for global digital currency integration. By 2025, Japan could lead in digital currency use, with banks widely adopting XRP for smooth and efficient transactions.