You think that the money in the bank is yours, you are mistaken, it is not your money.
One day, John, an employee of a small company, decided to send money to his friend, Mike, who was in another country. John chose a convenient #P2P (peer-to-peer) application to make the currency transfer.
He entered all the necessary details: the amount, the recipient, and confirmed the transaction. The transfer was made quickly and without any delays. However, at the moment when Mike was supposed to receive the funds, his app displayed a notification that the transfer was frozen.
Surprised, Mike decided to contact the bank through which the transaction was processed. A bank representative informed him that the transfer had been frozen due to suspicious activity. John had to provide additional documents and explain the purpose of this transfer.
During communication with the bank, it was revealed that the bank's security system triggered because the transfer was unusual for John's typical activity. This was a random trigger caused by the fact that John rarely made international transfers.
To resolve the situation, John had to provide proof of his identity, the purpose of the transfer, and his professional occupation. After verification and clarification of the details, the bank unfroze the funds, and Mike received the transfer.
This story illustrates that modern financial technologies and security systems can sometimes present unforeseen obstacles that require additional steps to resolve."
