Donald Trump’s victory in the U.S. presidential election earlier this November has ushered in a long-awaited bull market for the crypto industry, driving Bitcoin to new all-time highs. Recently, as Trump nominated several crypto-friendly figures to his cabinet and SEC Chair Gary Gensler resigned, the crypto community has become increasingly optimistic about the industry’s long-term development. Many prominent crypto experts remain bullish about the upcoming 2025. For instance, Arthur Hayes has predicted that Bitcoin could reach $250,000 by the end of next year.
The arrival of the bull market is also evident in altcoins’ explosive growth. For a long time time, altcoins were sluggish, with most performing significantly worse than Bitcoin. However, they’ve recently caught up and even surpassed Bitcoin’s gains. According to data from Quantify Crypto, as of November 26, over 180 out of the top 200 cryptocurrencies by market cap, excluding stablecoins, saw price hikes over the past month, with more than 60 surging by at least 50%. The overall robust performance signals a true bull market, which has also brought investors opportunities to make their moves.
This year, Bitcoin has become increasingly accepted in mainstream markets, and its role as a long-term store of value and a tool to hedge against inflation has been gradually recognized. As a result, many people, especially high-net-worth individuals, have reached a consensus that Bitcoin is worth holding for the long term. Meanwhile, crypto KOL Phyrex analyzed on-chain data and found that the number of Bitcoins held by high-net-worth investors (those with a holding of at least 10 Bitcoins) has been rising sharply in Bitcoin’s recent rally. Moreover, if Trump fulfills his campaign promise to establish a strategic Bitcoin reserve, Bitcoin’s status as a safe-haven asset will be further enhanced.
At the same time, high-quality altcoins remain an excellent choice for investors seeking higher returns. Recently, apart from the remarkable wealth stories seen in new sectors such as AI meme coins, many existing projects have performed impressively, such as DOGE, the OG of the meme coin world, and established cryptos like XRP and LTC, with their 7-day gains higher than Bitcoin. So, how should investors choose between Bitcoin’s long-term advantages and altcoins’ short-term returns?
In response, cryptocurrency exchange HTX has announced the launch of its highly-anticipated Flexible Crypto Loans in early December, offering a way for investors to achieve both goals. Through HTX’s Crypto Loans, users can retain their Bitcoin or other long-term holdings while borrowing funds at market-based dynamic interest rates for investment, thereby improving capital efficiency and further maximizing returns. Besides USDT, the product also supports borrowing Bitcoin and Ethereum, giving users a broader range of options.
Lending services have long been part of the crypto industry, with numerous centralized and decentralized solutions available. To stand out in the competition, HTX has packed its new product with multiple advantages. First, Flexible Crypto Loans offer high LTVs and charge no fees, thus making it more accessible and allowing users to borrow and repay anytime flexibly based on their needs. Second, the product does not have a loanable limit, catering to the loan needs of high-net-worth clients. At the same time, the dynamic interest rate mechanism keeps the product’s interest rate consistently at a competitive level within the industry. In short, users of HTX’s Crypto Loans can borrow more funds with lower costs and greater flexibility.
In appreciation for its users’ long-term support, HTX has also offered an early-bird benefit for users who reserve their borrowing quota. Users who fill out and submit the HTX Crypto Loans Reservation Form and secure their USDT borrowing quota can enjoy a 10% discount on loan interest rate in December after the Flexible Crypto Loans is officially launched. As of now, more than half of the 50 million USDT quota has been reserved. Investors with loan needs must act quickly to claim more benefits.
In fact, the advantages of HTX’s Flexible Crypto Loans lie not only in the product itself but also in the HTX platform as a whole. As one of the most security-focused exchanges in the industry, HTX ensures the security of all user funds, including collateral, through robust safety and transparency measures. At the same time, HTX offers diverse services to meet its users’ varying investment needs. For example, the asset listing guided by Global Advisor of HTX Justin Sun has extensive experience in identifying high-quality newly-listed cryptos. Through its recent Crypto Gem Hunt, HTX has listed several cryptos with gains of over 500% in the past month. Another example is its groundbreaking SmartEarn, which offers up to 6% APY on USDT assets in users’ Futures accounts, thus enhancing both trading experience and returns for futures traders. In addition, HTX is highly attuned to market trends and frequently organizes themed events for high-quality cryptos. The ongoing DOGE Frenzy Lucky Draw is a typical example. Participants who trade during the event have a chance to win extra rewards. Therefore, users can handle borrowing, investment, and repayment on HTX alone, which has streamlined the process while creating additional earnings opportunities.
As 2024 draws to an end, HTX is delivering users with New Year gifts through continuous product optimization and innovation. If this momentum continues, this bull market may mark the beginning of HTX’s takeoff.
