#OnChainLendingSurge

January 2025 Market Crash Sparks $20B On-Chain Lending Surge! 🚀**

You won’t believe what's happening in the crypto world right now! Despite the **January 2025 market crash**, on-chain lending has **skyrocketed** to a staggering **$20 billion** in active loans, according to **PANews** and **Token Terminal**. This marks a **new all-time high**, surpassing the previous record set in **December 2021**.

### **What Does This Surge Mean?**

- **Higher Liquidity**: The increase in on-chain lending indicates a boost in liquidity, which could fuel upward momentum for crypto prices.