Now a days a lot of scams are happening to Pakistanis in P2P. Many Merchants send money and you release assets . But after few moments they complaint bank of fraudulent payment or accidental payment. Then bank freezes your account and investigates you instead of sender. I would give you some suggestions to this solution:
1: Never use Jazzcash, Sadapay,Nayapay, Easypaisa or Pakistani bank for receiving money directly. Instead use skrill, Mastercard or Visa card for receiving through P2P. Though exchange rate is low on these but it's way better than blocking your bank account. Then from skrill account you can withdraw to local Pakistani any wallet or bank account with little fees.
2: Secondly check merchant id. Account must be verified. Check its negative reviews. Negative reviews of delay transfer or bad language is not a big issue. But if many people commented that he does scams or frauds, then do not sell your assets to him. Do not trade with scammers.
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