$SC Jerome Powell, the head of the U.S. Federal Reserve (similar to a "State Bank"), is delivering an important speech today. His statements will provide clues about whether the Fed will lower interest rates on December 18. A rate cut (by 0.25%) would make borrowing cheaper, encouraging investments in markets like stocks and crypto, potentially driving prices up. Conversely, keeping rates unchanged could make money expensive, discouraging investments and causing market declines. Powell’s speech will impact not only U.S. markets but also global markets.