$BTC
XRP is bad for the people because it's a centralized currency, which is a big issue with fiat money. When a small group controls the currency, it can easily become corrupt. We need to move away from this kind of control and censorship. Imagine speaking your mind and suddenly your money is cut off – that’s the future with XRP. Even though I own some, I feel bad about it morally. HBAR is another coin controlled by billionaires, and we don’t want that either. Billionaires are getting into Bitcoin because it empowers the people. Why would we want to go back to a system like XRP? It's my smallest holding, and it makes me feel like I've compromised my own principles.