#OnChainLendingSurge Crypto Shock: January 2025 Market Crash Sparks $20B Surge in On-Chain Lending! đ** You wonât believe whatâs happening in the crypto world right now! Despite the **January 2025 market crash**, on-chain lending has **surged** to **$20 billion** in active loans, according to **PANews** and **Token Terminal**. This marks a **new all-time high**, surpassing the previous record set in **December 2021**. ### **What Does This Surge Mean?**
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