Back during the 2017 crypto cycle, I was part of a tight-knit group of friends who rode the wave from six figures to seven figures. It wasn't about being geniuses; it was about being in the right place at the right time—the kind of insane market conditions that you had to experience firsthand.
Among us was David, an audacious guy with a wild plan: cash out his crypto and buy a house outright. The rest of us were incredulous:
"David, this is like getting in early on Amazon or Google!"
And with interest rates at historic lows, it seemed like a bold move. But David had a backstory that fueled his determination. He'd once run a successful business, reinvesting every penny into it. When that venture collapsed, he found himself back at square one, moving back in with his parents.
His biggest regret? Not taking profits earlier to permanently upgrade his life. That's where the concept of "raising your Life's floor" comes in. It's about improving your worst-case scenario. So this time, David wanted to buy that house—no matter what. Even if everything else went south, he'd still be a homeowner, not starting from scratch.
Fast forward to the 2018 crash. My friends and I round-tripped our earnings, losing what we'd gained. But David? His home's value has quadrupled, and he's still thriving in the crypto world.
For those of you making life-changing gains, it's tempting to splurge immediately. The Rolex, the new car, the fancy apartment—you want to flaunt your success. But remember: the future, especially in crypto, is unpredictable.
Your priority should be raising your floor permanently:
1. Pay off debt. Reduce financial vulnerabilities.
2. Invest in assets. Consider buying a home or funding your retirement.
3. Build an emergency fund. A year's worth of expenses provides peace of mind.
By doing this, you're giving your future self an advantage. Even if you stumble, that cushion will soften the fall. I've seen too many people go from riches to ramen in this space.
As for me, I've owned supercars and luxury watches. But nothing beats the feeling of true financial security—the peace of mind that comes with it. Next time you buy a new phone or laptop, think about what truly matters.
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Remember, life's floor matters more than the flashy highs. 😊

In a bold move that mirrors Telegram's recent successful launch of their Wallet, WhatsApp’s 3.03 billion users can now seamlessly send and receive USDT through WhatsApp without fees through a beta service launched by tech startup, TeekPay. This innovation could reshape how cryptocurrency transactions are conducted, but it also raises significant questions about the long-term viability and broader implications of integrating financial services into popular messaging platforms.

Telegram's Wallet, which was celebrated for its ease of use and security features, set a high bar. However, TeekPay's new beta service, enabling the first-ever WhatsApp wallet that ties a wallet directly to your WhatsApp number, promises to be a game-changer. Leveraging delegated gas fees, users can send and receive USDT over TRC20 without needing any Tron for gas fees. This is a remarkable leap, allowing for seamless, zero-fee transactions, even for micro-transactions as small as 0.01 USDT.

Sending a USDT payment is as simple as typing “Send Name 10 USDT” into WhatsApp. Requesting is the same, just replace Send with Request and typing CMD gives you a list of commands. The system does not reveal users numbers to each other but rather gives you a handle which is useful but it does allow anyone to send or request USDT from anyone on WhatsApp.

TeekPay's CEO, Abdul Alim, who previously won an award from Her Majesty the Queen of England in 2016 for his work on facial fingerprinting technologies for identity management, spearheads this innovative venture. "We wanted to make it simple for users to send and receive crypto directly within WhatsApp without needing to download any other app," says Alim. "By integrating with a platform people already use daily, we aim to bring cryptocurrency to the masses in a convenient and secure way and eliminate gas fees."

The technology underpinning TeekPay’s WhatsApp wallet is not only fascinating but also addresses several critical pain points in the current crypto ecosystem. One standout feature is the integration of facial fingerprinting with private key management. This means users can recover their crypto assets if they lose access to their device, WhatsApp account, or phone number. The recovery process involves a liveness check of the user's face and a PIN, adding a robust layer of security and convenience.

Furthermore, TeekPay offers a dispute resolution mechanism for payments, simplifying e-commerce and protecting users from potential fraud—a significant improvement over many existing crypto wallets and merchants which leave users unprotected. Additionally, the platform includes a thoughtful feature for digital inheritance, allowing users to set rules for distributing their crypto assets in case of death or disappearance. The system will attempt to contact the user through their given platforms, and if there is no response within a user specified period, the assets will be distributed according to the user’s pre-set instructions to other users of the TeekPay ecosystem. Other interesting features include automatically making daily, weekly or monthly payments to companies and individuals effortlessly and a decoy pin to prevent extortion.

Early investors in TeekPay include notable figures such as Roger Ver of Bitcoin .com and Omar Rahim, the former Director of Binance MENA. Their involvement underscores the significant potential seen in this ambitious project.

While these features are undoubtedly impressive, there are looming questions about the broader implications and feasibility of this venture. WhatsApp's integration with cryptocurrency services like TeekPay raises concerns about privacy, security, and regulatory compliance. The massive user base of WhatsApp makes it an attractive target for cybercriminals, and ensuring the safety of financial transactions on such a platform is a daunting challenge.

Moreover, TeekPay's business model, which relies primarily on the spread between buying and selling USDT, appears fragile. Scaling this model to profitability, especially in the highly competitive and volatile crypto market, will be a formidable task. The company’s strategy to market this service to the masses remains unclear, adding another layer of uncertainty.

TeekPay’s Beta WhatsApp wallet represents a significant step forward in the evolution of cryptocurrency transactions, offering innovative solutions to longstanding issues. However, the challenges ahead are substantial, and it remains to be seen whether this bold venture can navigate the complexities of the crypto and financial landscapes while maintaining user trust and regulatory compliance. Could TeekPay be the gateway for the next billion? Probably not, as they’re only accepting 50,000 users during this beta launch. Visit TeekPay. com to see the platform in action while registrations are still open.

REFLECTION spotted this degen on-chain that made one trade and the token surged by 5,689X....
(Before we continue, I will appreciate it if you give me a follow and hit the like button thanks )
This is not an insider or dev doings but a completely degen like you and you can actually archive this if you start looking at the right place.
Here is His wallet where he bought a meme coin called $BALLZ immediately it was launched with just $22 and he sold it in 4 transactions and profited 128,969 ..9ZQA89y5tF4uubZsPwu9xxTaPkn9wB8z1So9eMVHW76K

This proves that anyone can make it in crypto most especially in the BULL run.
But the sad truth is that it's not everyone that made money during the bull run can retain the money through another bear circle.
Speaking from experience in the last bull run I made a fortune but ftx and terra ust drained almost everything.
But here is what I am doing differently.
1) Always do your due diligence before buying any token. ... (Don't just trust and ape blindly, verify !!!!!)
2) The fate of every trade is determined even before you buy it, hence don't go all in, rather split your asset and rotate to bluechip. (Don't trade with more than 20% of your portfolio into one asset)
3) Always take profit, you ape early, you can break even and let others to ride. Keep your emotions in check, do not invest emotionally, always have a plan before you even open a trade.

Some guys will think, "It 20x...it can go up even more. Why would I take profits now?"
Well..
That's why at the end of every cycle, you see the mf'ers crying about their ATH portfolios, but wish they took more profits.
Good investing = managing risks.
4) Trade spot and don't use leverage. Leave leverage for market makers anyone asking you to leverage or use any other product aside spot is after your life. Imagine if you bought Bitcoin in 2021 with leverage, truth is' you would have been liquidated before it started reversing.
5) Don't borrow money to invest. Never !! Or try to make a quick flip with your house rent, school fees or any money that is placed under your care. It's greed and you might regret it.
6) Apply every security measure possible to protect your wallet.

That would be all for today. 😎 please if you find value with this. Kindly give me a follow so you won't miss out on my next post.
Hit the like button and you might as well share it with a friend you felt this information might help. Thanks

In less than 4 hours, this #crypto wallet turned $3 into $68,969!
0XREflection spotted this degen on-chain, the degen made only 1 trade & his meme coin PUMPED by +2,989,854.43%..
Every single one of you has that amount, all you need is the right information and the right tool.
This proves that anyone can make it in crypto, believe me you don't have to be a genius to achieve same or make a generational fortune in this space.
This is how he managed to make a fortune from literally nothing ($3).
He was able to buy into $BALLZ immediately when it launched and the coin grew to over 2m%
He snapped over 1% of the total supply then and now he is one of the biggest whale.
Here is how you can Archive same result.
• Identify other whales and smart money

I remember when I was growing up, then we would capture a bee and then tire some trade on it and set it free. 90% of the time they would fly back to the hive and what we normaly do is to just follow them with drone while using the trade as an indicator and the bees always lead us to the beehives.
On-chain data always show the trials of all activity's and if you can follow the right data, you have 80% chance of making a generational wealth.
If you are not an insider, It might be very difficult to follow up on new potential launchs but luckly every transaction that happens on defi is on-chain, hence. You can start by tracking market movers.
*Here is how*
Create a list of whales and smart money then follow them on debank or $ARKM and set alert to be notified when ever they receive a token or trade a token. This would basically give you an insight on what they are doing.
Now when you spot an activity, you should make some research to know what the token is about and other due diligence. Once it passes your investment check mark. You might want to buy. .. I will post my investment checklist, if you ask me in the comment section.
• Influencers are like bees which when followed, you might get to the beehive,
A lot of people always get burnt when they follow influencers, because they either buy too late after an influncer has called the project or they bought early but didn't take profit. here is how to follow them properly.
Influencers that are YouTube or X content creators will shill projects when they have bought or received the token for marketing.
Hence you can as well buy into the project once you have spotted them receiving the token onchain, but first do your due diligence.
So before the influencer start shilling, you have already get in and you might probably take part of your profit after the content is published.
I know you might be wondering how to find influencers wallet?.
Well you can do so on debank (debank is a web3 google) then search the name of the influencer you would likely find the wallet address on debank profile.
To stay ahead of other traders you might want to use bots
Bots can automatically buy into tokens when ever they spot new token in a wallet some can even front run other wallet in buy or sell. I will write another content in regards to this. If you don't want to miss out. Give me a follow and hit the like button and I will see you in the next one.

Do you have a question or contribution. Or is there another stratgy that you use to outsmart whales .. let me know in the comment section.

A Hedge Fund Manager Saved His Company $50 million During the UST depeg
.Crypto currency is a indeed a land of opportunity where fortunes can be made and lost in the blink of an eye, May 2020 marked a pivotal moment that sent shockwaves throughout the industry.
I believe you still remember that was the day that the biggest sale off in crypto occured, which triggered the bear market that lasted for 4 years, although the market is recovering, but most people that was impacted didnt make it.
do you still remember how UST use to be that new guy in the building that seized the whole attention with their yield. even the giga brains never saw the loop holes.
if you don't remember what happened, let me refresh your memory, UST is an algorithmic stablecoin which was supposed to be backed with Bitcoin and other cryptocurrency, abruptly it depegged from the USD due to a massive selloff both in spot and leverage and when words get out on X, formally Twitter, people start redeeming there ust staked on Dex's and swap to other stablecoins/crypto.
A US.-Based court fillings relating to Terra revealed that over $40 billion of investors fund was wiped out resulting in both luna token and ust to literally Dip to zero.
The aftermath revealed a tale of betrayal and financial ruin, as the founder of Terra Network, Do Kwon, was discovered to have siphoned the Bitcoin reserves meant to back UST in case if it depegs into his personal coffers, this caused a panic spiral effect that made over $500 billion vanished from the whole crypto market.
However, amidst the chaos one hedge fund manager emerged as a beacon of hope for his company. His name: Johnathan Wells, the fearless leader of Nova Capital, a renowned hedge fund known for its savvy investment strategies and unwavering commitment to integrity.
As the UST debacle start unfolding, he was on a Twitter space where majority of the speakers still Believe that Do Kwon would utilize the reserve to buy back and save UST.
but Johnathan doesn't want to take chances as the fate of Nova Capital is hanging in the balance of UST, remember UST was treated as the golden child as marketed by many influencers as the only stablecoin that is solvent. nonetheless, he knew that decisive action was needed to safeguard his company's assets and protect his investors from major losses. While many in the industry clung to the hope that UST would recover, Johnathan recognized the harsh reality of the situation because he noticed on-chain that about $2 billion worth of UST was unstaked and hundreds of millions where sold immediately.
Armed with foresight and unwavering resolve, Johnathan made the critical decision to unstake all of Nova Capital's Luna paired with UST on Anchor Protocol, he swiftly liquidated their holdings and converting both UST and Luna to USDT and USDC, he managed to shield Nova Capital from over $50 million in potential losses, should I call this luck?.
this move is a saving grace for his company effectively preserving the financial health of his firm and I give him the accolades.
His actions should serve as a testament to the importance of being solvent, decisive leadership and sound risk management for times of crisis.
this Johnathan's story should serve as a beacon of hope that WAGMI if we don't let our fate to be decided by industry leaders as there are many bad actors in this space, at all time we should always take profit and maintain proper risk management and always remain solvent.
if you read till this far, I appreciate you
if you like this post, you will also like the next one, give me a follow and hit the like button so you won't miss out.