Digital currencies are among the most prominent innovations in the world of finance and technology. It started with Bitcoin in 2009, which provided a decentralized financial system based on blockchain technology. Over time, thousands of other digital currencies emerged, such as Ethereum, which introduced the concept of smart contracts, enabling various decentralized applications. Cryptocurrencies are not only used as a means of exchange, but also represent an investment opportunity that has attracted the interest of individuals and companies. As legislation develops, its use in global trade is increasing, which constitutes an exciting future for a new global financial system.