$JASMY $BEAMX $AR
Have you ever had your life ruined by online loans?
I really have a friend who started out as a live streamer, making tens of thousands of dollars a month. Later, he learned to open a store, but was ruined by his peers, leaving him with nothing but a used car.
His girlfriend couldn't stand it and ran away, so he used his five-year mobile phone number to apply for online loans. It was 2018, and p2p was in the limelight. The threshold for applying for online loans was very low, and he made more than 600,000 in one go.
He was also very smart. He didn't touch the two Ma (Penguin and Alibaba) systems, or companies with good backgrounds, and only engaged in small companies 714 small loans.
He took the money and went straight to Guangzhou. He couldn't find anyone for the small loan, so he had to go to his home.
It turned out that his family was in a remote area, and he had more than 30 relatives. The folk customs were retro, and it seemed that they would fight if they didn't agree.
The people from the online loan company went in and said that his classmates had asked him to play, and he only left his home after he paid two boxes of milk.
Last year, when we went out for dinner, this guy was smoking Huazi and said that there are less than 10 small loan companies that he had robbed. The most outrageous thing is that this guy was not listed as a dishonest person.
As for text message bombing and phone harassment, they are already like a breeze.
Every time his father answered the phone, he chatted in dialect, each talking about his own things, which made the debt collectors so angry that they cursed and stopped fighting later.
According to the old man, I worked in the fields for many years to get 500,000 yuan, and I don’t even like people scolding me.
He himself encountered photoshopped pictures and threatened the debt collectors, saying that he would sue you for breaking the law in a minute. Believe it or not, I will use the weapon of law to protect myself.
He was directly silenced by the debt collectors.
So you see, sometimes face is really not important.
Look back at this society, the ones who suffer are always the honest people, and the ones who benefit are always the people who exploit loopholes in the rules.
If online loans want to take your high interest, you can directly take its principal. This is called preemptive.
Of course, this is only for those who have fallen into the trap, those who have nowhere to go, and those who have a legitimate business, don't touch online loans at all.
This is just a story, but I think it's not worth it to offend a lot of people for just a few hundred thousand yuan, and you may even become a dishonest person. There is still a long way to go.