Netizen: What should domestic programmers who are laid off at the age of 35 do?
Brother Dang: Now you have two options. One option is to buy new and second-hand houses at high prices, take on 30-year mortgages, continue to pay off the loans, have children and send them to international schools, drive yourself and your wife to death, and retire peacefully 30 years later;
The other option is to let your children run wild and never buy a house. Half of all your assets are in SP500 and Nasdaq 100, and the other half are all invested in Mixue Ice City and Luckin Coffee around your home.
When you start to have a career crisis at the age of 35, retire quickly with zero debt, work in a public institution, outsourcing, or state-owned enterprise from nine to five every day, and then let the three or four Mixue Ice City and Luckin Coffee in your hands help you earn money for retirement.
After a few years, the big idiots who bought houses spent 10 million to buy a cement box that has dropped 50% in price.
And you invested 3 million in 3 Mixue Ice City and 3 Luckin Coffee. The 6 stores are like money printing machines. Each store earns you 300,000 to 1 million cash every year. You will get your money back after 1 year, and then it will all be your retirement money.
And you can find a big villa 1 hour away from the city, sign a 30-year rent, and grow vegetables, retire, fish, and exercise.
Which one do you choose?
In fact, the life cycle of most programmers, even if it is not long, is enough to make enough money. Even if they eat passive income from SP500, Nasdaq, Nasdaq 100 and other funds, they can still be well-fed and well-clothed, and have a loose financial situation.
Unfortunately, most domestic programmers have to force themselves to death and all in a few houses. This is the inevitable road to bankruptcy for many small town test-takers.
