onchain lending

#OnChainLendingSurge The rise of #OnChainLending represents a revolution in access to credit, allowing people to interact directly with decentralized protocols without the need for traditional intermediaries. This trend democratizes finance by providing transparency and global accessibility, especially in regions underserved by traditional banking systems. However, it also raises significant concerns, such as the security of smart contracts, the inherent volatility of crypto assets, and the lack of clear regulation in many countries. Additionally, there is a significant learning curve for novice users, which could limit their mass adoption.

How do we balance innovation and security in this new financial paradigm?