My point view:-On-Chain Lending Surge:
The On-Chain Lending Surge refers to the rapid growth of decentralized lending platforms on blockchain networks. These platforms enable users to lend and borrow cryptocurrencies in a trustless and permissionless manner. Smart contracts automate loan issuance, collateralization, and interest payments. On-chain lending has surged due to its potential for higher returns, increased accessibility, and reduced counterparty risk. Platforms like Aave, Compound, and MakerDAO have seen significant adoption, driving innovation and growth in the DeFi ecosystem.
