The advantage for us holders is, by knowing the highest APR from time to time.
As seen in the picture below!
It is clearly seen that in coin $IOST APR is up to 20% more, yes even though it is only flexible, but it's not bad! ๐๐๐
$USDC is also not bad 10% more, let alone $HIVE if I'm not mistaken up to 40% more?!... ๐