Original text: Daniele
Compiled by: Yuliya, PANews
Since its inception, decentralized finance (DeFi) has always focused on empowering individuals with asset autonomy and eliminating traditional intermediaries, striving to build an open global financial ecosystem. However, despite the rapid development of DeFi, its complex user interfaces, numerous protocols, and high-risk operational decisions still deter many users.
The next phase of DeFi—DeFAI, which is the deep integration of artificial intelligence (AI) with decentralized finance—is reshaping the field. By introducing advanced AI technologies to simplify user experience and optimize financial decision-making processes, DeFAI aims to lower entry barriers and achieve more autonomous and efficient financial interactions.
This article will delve into the three core application scenarios of AI in DeFi and analyze how it drives the evolution of decentralized finance.
1. AI-Driven DeFi Interaction Interface
DeFi users, whether newcomers or seasoned players, often face the complexity of executing transactions across multiple protocols. The existing process usually includes:
Access decentralized applications (dApp);
Connect wallets (like Metamask, Ledger, or Phantom);
Input transaction details;
Confirm the transaction multiple times and verify the contract address.
This cumbersome operation process is both time-consuming and prone to errors, especially when using multiple DeFi protocols. The AI-driven interaction interface significantly simplifies this process. Users can issue commands directly in natural language, such as: "Swap 3 ETH for USDC" or "Provide liquidity in the ETH-USDC pool."
In the background, AI will automatically complete:
Analyze user requests;
Search for the best sources of liquidity;
Generate transaction data;
Prompt the user to select a wallet for signing operations (whether custodial or self-custodial, like Ledger or Phantom).
The involvement of AI minimizes the complexity of the trading process, allowing users to complete only the final signature. DeFAI significantly enhances the user experience by eliminating operational redundancies, helping more users easily enter the DeFi space.
2. Autonomous DeFi Intelligent Agent
While the AI interaction interface simplifies the trading process, the real transformation lies in the introduction of autonomous DeFi intelligent agents. These AI agents can control hot wallets and execute complex multi-step financial strategies based on natural language commands, achieving end-to-end automated trading.
For example, the user only needs to input the following command:
"Bridge ETH from the mainnet to Base, swap half for USDC, use the two tokens to create a liquidity pool on Uniswap v2, and return the LP tokens to the main wallet."
The intelligent agent will automatically execute the entire process, including:
Choose a secure cross-chain bridging protocol;
Plan the optimal exchange path;
Create liquidity pools on decentralized exchanges (DEX) like Uniswap;
Return the generated LP tokens to the user's wallet.
This system can not only execute complex trades but also dynamically optimize security and costs. The AI automatically checks protocol reputations, compares transaction fees, monitors slippage, and chooses the path with the lowest cost, fastest speed, and highest security. Autonomous DeFi agents effectively reduce operational risks for users, making complex financial operations intuitive and manageable.
3. Intelligent Research and Information Interaction Agent
As DeFi continues to expand, the amount of information users need to process also increases. Price data, on-chain analysis, protocol documents, governance forums, and social media discussions create an overwhelming information flow. Organizing and verifying this information before making capital allocation decisions becomes a full-time job.
The research and information interaction agent is another important application scenario of DeFAI. This agent connects multiple data sources, including on-chain browsers, market data interfaces, GitHub code repositories, and governance forums, helping users quickly obtain and interpret key data. Users can issue commands to the agent such as:
"Based on my current portfolio, what is the best yield strategy for ETH?"
"Can we find a similar token with a market cap larger than $ANON? What are their key differences? How much does $ANON need to rise to reach a similar market cap?"
Users do not need to spend hours or even days manually researching, verifying, and cross-checking information from multiple sources but rely on research agents to provide concise, data-driven recommendations and insights. This not only saves time but also ensures that users obtain the latest information from numerous reliable sources, focusing on higher-level decision-making.
Powered by Heyanon.ai
The three major DeFAI application scenarios—Natural Language Trading Interface, Autonomous DeFi Intelligent Agent, and Research and Information Interaction Agent—are all developed by Heyanon.ai and are set to launch a public beta at the end of January. These tools aim to lower the barriers for users entering the DeFi market, enhance trust, and promote the widespread adoption of decentralized finance.
Through automated trade generation, on-chain information verification, and the execution of complex financial operations, DeFAI is leading a financial revolution, allowing users to truly achieve asset autonomy and freely choose centralized or decentralized financial tools without facing cumbersome technical challenges.
Future Outlook of DeFi: Lowering barriers, increasing freedom
From traditional manual interactions with Metamask, to AI-assisted trade generation, to multi-step autonomous trading agents, DeFi is ushering in a new chapter of technological transformation. The deep application of AI in the DeFi field will greatly enhance user decision-making efficiency, optimize risk management, and achieve a seamless on-chain interaction experience.
In this new landscape, whether seasoned crypto investors or DeFi newcomers, everyone can easily manage assets and execute complex transactions using AI tools, avoiding asset loss due to human error or information gaps.
With the continuous development and maturation of DeFAI tools like Heyanon.ai, decentralized finance will enter a more inclusive, secure, and efficient new era. DeFi is no longer the exclusive domain of niche players but a financial system that promotes inclusivity for global users. The advent of DeFAI not only signifies the next phase of decentralized finance but also accelerates the evolution of DeFi from a niche market to the mainstream market.
