Franklin Templeton Digital Assets recently released its 2025 outlook for the cryptocurrency industry, predicting a shift from speculation to utility for cryptocurrencies. Regulatory dynamics, institutional initiatives, and the integration of AI with cryptocurrency are key focal points.

U.S. regulatory bodies like the SEC will drive diversification of financial products, facilitating America's return to being a global center for cryptocurrency innovation. The introduction of a stablecoin regulatory framework will enable financial institutions to issue their own stablecoins.

Bitcoin's position as a global financial asset will be further solidified, with expectations that some countries will increase their strategic reserves. The demand for Decentralized Physical Infrastructure Networks (DePIN) is rising, driving innovation in areas like logistics and the Internet of Things.

The combination of artificial intelligence and blockchain will bring transparency and verification, with AI Agents enabling automation of on-chain transactions.